11/17/2025
There's a new whitepaper out on MultiPurpose Tokens on the XRP Ledger. It breaks down a whole new way of handling tokens with baked-in metadata and compliance all directly tied to the asset itself.This new MPT standard on the XRP Ledger basically folds a bunch of usually separate, bolt-on features right into the main protocol. Things like KYC flags and data fields come built-in.On other chains, token creation usually leans heavily on custom smart contracts. Every one of those adds risk. Each one needs to be audited, can get expensive, and still might break in weird ways.The XRPL skipped all that & instead, made most of the important stuff native. Metadata lives on-chain. So do restrictions on transfers, and tools for verifying who's allowed to hold.