The Retirement Planning Association

The Retirement Planning Association

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Helping Everyday Aussies Take Back Control of Their Financial Future & Plan For a Secure Retirement. Sometimes we feel that we're past the halfway mark.

WHO IS THE RETIREMENT PLANNING ASSOCIATION OF AUSTRALASIA

The Retirement Planning Association (RPAA) provides Financial Education on Property Investment, Retirement Planning and other Wealth Creation strategies. RPAA is a consumer group committed to the well-being of those people building wealth for retirement, approaching retirement or those people already retired. We help our RPAA members and t

RPAA Member 22/01/2025

Last year we averaged a 55.05% return for each of our "Best 85 Coaching Strategies" in 2024.

Do you want to learn these exact strategies?? These strategies can be used for Super funds if you choose.

SUPER FUNDS EXPOSED
Real Case Study Example: Don't Be Like David ! You are Not Paying 1% in Fees it's More like "High Management Fees" of 36% per annum AND it's happening to you!

David has been diligently contributing to his superannuation fund, amassing $300,000 in the MLC Balanced Super Fund. However, a closer look at the investment’s performance and fee structure reveals how much he actually takes home after fees - and it’s a wake-up call for anyone with money in a Super fund. The MLC Balanced Super Fund delivered a gross annual average investment return over 3 years of only 5.59%

Super Fund Performance and Fees Summary:
David's Investment Return = $16,770
Management & adviser Fees = $6,000
Net Investment Return of only $10,770 . . . . .
[$16,770 − $6,000 = $10,770]

Fee Impact: David keeps ONLY 64% of the investment return: $10,770

A STAGGERING 36% of his gross return goes to MANAGEMENT FEES: $6,000 each year

Key Insights
Fees Erode Wealth: Over a single year, $6,000 in fees significantly reduced David’s investment gains, highlighting the critical impact of high management fees on long-term returns.
Opportunity Cost: If David had invested in a fund that achieved better returns with lower fees or sought alternative options, he could have retained a larger portion of his returns.

Lessons Learned
David's situation is a cautionary tale for investors. Paying 36% of your investment return annually in FEES drastically diminishes your wealth over time.
Don’t Be Like David !

We teach people how to increase their wealth and cut out those high management fees.

Join us for FREE to learn more

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

RPAA Member 18/12/2024

Did Your Super Fund make the "BAD LIST" of 2024? Here's another 4 Super Funds off our "Bad List" of the 24 Super Funds that achieved "Poor Under-Performance" over the past 3 years in the "Balanced" and "Growth" Super fund sector. Is Your Super Fund Costing You Money? Nothing is going to change if you don't do something about it. Your Super Fund Is Costing You Money. If you are in any of these Super funds, we can teach you how to do better. Here's your chance to find out. Go and register your details for FREE at: www.RPAAPlatinum.com.au
Care Super
BT Super
Blackrock Super
MLC Super

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

RPAA Member 15/12/2024

Did Your Super Fund Make the "BAD LIST" of 2024? Here's 4 Super Funds off our "Bad List" of the 24 Super Funds that achieved "Poor Under-Performance" over the past 3 years in the "Balanced" and "Growth" Super fund sector. Is Your Super Fund Costing You Money? We Think Your Super Fund Is Costing You Money. If you are in any of these Super funds, we can teach you how to do better. Here's how to find out. Go and register your details for FREE at: www.RPAAPlatinum.com.au
1 - AMP Super
2 - Australian Super
3 - Russell Super
4 - Uni Super

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

RPAA Member 29/11/2024

IS YOUR SUPER FUND ON THE UNDER-PERFORMING LIST 🤔
Check it Out NOW. Here's a list of the 24 Balanced or Growth Super funds that have Performed Badly up to 2024 over a 3-Year period. Did your Super fund make the "Poor Performance List of 2024". If you want to learn "How to Beat Your Super Fund Returns By 20% Per Annum Using Simple Proven Investment Strategies" - Simply send us a message. Or go to: www.RPAAPlatinum.com.au and register your details for FREE.

1 - AMP Super 13. Australian Super
2 - Russell Super 14. Uni Super
3 - Care Super 15. BT Super
4 - Blackrock Super 16. MLC Super
5 - Cbus Super 17. Legal Super
6 - Vanguard Super 18. Future Super
7 - Aware Super 19. OnePath Super
8 - Macquarie Super 20. NGS Super
9 - REI Super 21. Media Super
10 - Bendigo Super 22. Perpetual Super
11 - Catholic Super 23. Morningstar Super
12 - REST Super 24. Australian Ethical Super

All of these Super funds have "Failed" our "Reasonable Performance Test" for 2024.

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

RPAA Member 29/11/2024

IS YOUR SUPER FUND UNDER-PERFORMING 🤔
Here's a list of the first 9 to 16 of the 24 Balanced and Growth Super funds that have Performed Badly up to 2024 over a 3-Year period. Check to see if your Super fund made the "Poor Performance List 2024". If you want to get better growth in your Super fund, simply send us a message. Or go to: www.RPAAPlatinum.com.au and register your details for FREE.

1. Australian Super
2. Russell Super
3. Australian Ethical Super
4. Blackrock Super
5. Cbus Super
6. Vanguard Super
7. Aware Super
8. Macquarie Super

All of these Super funds have "Failed" our "Reasonable Performance Test" for 2024.

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

RPAA Member 29/11/2024

IS YOUR SUPER FUND UNDER-PERFORMING 🤔
Here's a list of the first 1 to 8 of the 24 Balanced and Growth Super funds that have Performed Badly up to 2024 over a 3-Year period. Check to see if your Super fund made the "Poor Performance List 2024". If you want to get better growth in your Super fund, simply send us a message. Or go to: www.RPAAPlatinum.com.au and register your details for FREE.

1. MLC Super
2. Legal Super
3. AMP Super
4. BT Super
5. Perpetual Super
6. UniSuper
7. REST Super
8. Morningstar Super

All of these Super funds have "Failed" our "Reasonable Performance Test" for 2024.

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

RPAA Member 07/11/2024

SUPER FUNDS EXPOSED: Are you in an "Underperforming Super Fund"? You are probably missing out on getting better returns on your Super Fund. Here's how to find out. Check the "3-Year Average Return of Your Super Fund" do it today by contacting your Super fund, it's very simple - If the 3-Year average return of your Super fund is less than 10.31% per annum - Then you are in a "Poor Performing Super Fund". If you want to learn better "Investment Strategies to Achieve Better Investment Returns" then you need to take "ACTION" and simply go and register your details today at:

RPAA Member If you are seeking to grow your wealth into the future and learn the secrets you will be pleased to know we have decided to offer a limited number of RPAA Platinum Memberships to those people that are seeking to grow their wealth into the future and being “Mentored” by The Retirement Planning As...

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Our Story

WHO IS THE RETIREMENT PLANNING ASSOCIATION OF AUSTRALASIA

The Retirement Planning Association (RPAA) provides Financial Education by teaching people “How to take Control” of their own financial situation including Property Investment, Retirement Planning and other Wealth Creation strategies. RPAA is a consumer group committed to the well-being of those people building wealth for retirement, approaching retirement or those people already retired. We help our RPAA members and their families preserve, protect and grow their wealth. We do this by providing, discussing and explaining proven "Property Investment", “Wealth Creation” and “Retirement Planning” strategies.

We believe that Financial Education is one of the most important things that people can learn - it’s time to take back control of your financial situation, super funds and other investments as opposed to paying for advice which has been proven to have a number of conflicts of interest.

We specialize in the provision of Financial Education and information by publishing a series of RPAA newsletters, running Financial Education workshops and education seminars for members and their families. We teach people about planning for their retirement, and how they can take control of their own financial situation by learning about Financial Education.

The Retirement Planning Association provides education workshops in most major cities and some regional areas. If you would like to attend one of our free workshops on retirement planning or investments, please feel free to register on our website or contact us.

CONTACT THE RETIREMENT PLANNING ASSOCIATION

The sooner you get started planning for retirement, using the right financial education and information, the sooner you'll be able to start to be able to protect, preserve and grow your retirement funds.

Most people in their thirties and forties find life hectic in terms of time, emotions, health and finances. In general, responsibilities are mounting, and there seems to be precious little time and money left over for anything other than the necessities. Health issues can start to emerge just when we need to be stronger and fitter than ever, because so many people are relying on us now. It can also be a time when we start to feel restricted by all these pressures and responsibilities.

Managing your finances at this stage of life is more critical than ever, but where do you find the time? You can see the need to get ahead and start creating wealth through super and investing.

Most people in their forties or early fifties really start to see the world differently. Sometimes we feel that we're past the halfway mark. But, for whatever the reason, at some stage retirement appears on the horizon. It's could still be a long way off, but it's no longer an idea, it is a reality. There is now only a limited time to get ourselves ready and into a position where we can retire comfortably. Meanwhile life goes on at a pace that seems to just keep accelerating.

This is a period of major change for most people. Some people due to the recent and continuing global financial crisis, now plan on deferring their retirement and may keep working until in their 70s. Others may want to start winding back as soon as possible. For many people, the family home suddenly appears a bit empty once the children have left home and a number of lifestyle options can emerge. A lot of people at this stage of life may think it's too late to boost their retirement nest egg, but in most cases you would be wrong. With expert education, advice and assistance, there's so much that you can do to get the most out of life.

With our Financial Education programs and services, we feel members can save time by reducing the hard-work and the leg-work. Making the shift from working to retirement or semi-retirement is a big decision and for many people, can be very stressful. There is a lot at stake and no time left to change or fix things if you get it all wrong. Never has there been a more challenging time to get the right information, education, assistance and expert advice.

Location

Telephone

Address


2 Chifley Square
Sydney, NSW
2000

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm