Financial Literacy Learning Corner

Financial Literacy Learning Corner Educating children about money is one of the most important key in life to ensure a wealthy generation in future. especially children's future.

This is all about finance education for everyone, Adults and Children.

Human Resource Management is more than hiring people.It is about building productive workplaces, supporting employee gro...
28/07/2026

Human Resource Management is more than hiring people.

It is about building productive workplaces, supporting employee growth, and helping organizations succeed through people.

I am passionate about continuous learning and contributing positively to the HR profession.

Payments & Registration Call / Whatsapp; 0977 877613
28/07/2026

Payments & Registration Call / Whatsapp; 0977 877613

💰 Today's Tip💰💠 *Avoid Impulse Buying* 🌐Impulse buying is one of the biggest obstacles to building wealth. It happens wh...
24/07/2026

💰 Today's Tip💰

💠 *Avoid Impulse Buying*

🌐Impulse buying is one of the biggest obstacles to building wealth. It happens when you buy something without planning, often because of emotions, attractive discounts, or pressure from advertising.

💠Before making any unplanned purchase, wait 24 hours. During that time, ask yourself these questions:

- Do I really need this item?
- Can I afford it without affecting my budget?
- Will this purchase help me achieve my financial goals?

🌐Many items that seem like "must-haves" today lose their appeal after a day or two. By delaying your purchase, you give yourself time to think rationally instead of making emotional spending decisions.

💠Remember, every unnecessary purchase is money taken away from your savings, investments, or other important financial goals. Wise spending is not about buying everything you can afford—it's about buying what truly adds value to your life.

💠*Remember: Discipline beats impulse. Every time you resist an unnecessary purchase, you move one step closer to financial freedom.*

💰 Today's Tip💰🌐*Track Every Kwacha.*🔹Write down every kwacha you spend today, no matter how small the amount. Whether it...
21/07/2026

💰 Today's Tip💰

🌐*Track Every Kwacha.*

🔹Write down every kwacha you spend today, no matter how small the amount. Whether it's transport, airtime, snacks, lunch, or groceries, every expense counts.

🔶Small daily purchases may seem insignificant, but over weeks and months they can add up to a large amount of money.

♦️Tracking your spending helps you identify where your money is going, spot unnecessary expenses, and make better financial decisions.

🔻Once you know your spending habits, you can create a realistic budget, cut back on wasteful spending, and save more towards your financial goals.

💠*Remember: What gets tracked gets managed. Every kwacha has a purpose—make sure you know where yours is going.*

💰Today's Tip💰🌐 *Pay Yourself First* .💠Before spending your income, save at least 10%. Treat your savings like a bill tha...
20/07/2026

💰Today's Tip💰

🌐 *Pay Yourself First* .

💠Before spending your income, save at least 10%. Treat your savings like a bill that must always be paid. Instead of saving what is left after spending, save first and then budget the remaining money for your needs and wants.

♦️Even if you can only save a small amount, consistency is more important than the size of the deposit. Over time, your savings will grow and provide a safety net for emergencies, help you achieve important goals, and reduce financial stress.

🔶Developing this habit today is one of the simplest and most effective steps toward long-term financial freedom.

💠 *Remember: Don't save what is left after spending—spend what is left after saving.*

⚖️FL Today'sTip⚖️⚖️ *Track Every Kwacha You Spend* 👉Many people believe they don't earn enough, but often the real probl...
14/07/2026

⚖️FL Today'sTip⚖️

⚖️ *Track Every Kwacha You Spend*

👉Many people believe they don't earn enough, but often the real problem is not knowing where their money goes.

👉 For one week, write down every expense—even the smallest purchases. You may be surprised by how much is spent on things that don't add long-term value.

👉Today's Challenge: Before you go to bed, record everything you spent today and identify one expense you can reduce or avoid tomorrow.

👉Remember: "What gets tracked gets managed. When you manage your money, you take control of your future."

Kids Agripreneurship at Mulimi Agriculture 2026 Summit.Register at only k350
03/07/2026

Kids Agripreneurship at Mulimi Agriculture 2026 Summit.

Register at only k350

Lumbo Financial Literacy and Skills HubPresents: Mulimi Farm TripWhy Participate?Give your child a fun, hands-on learnin...
02/07/2026

Lumbo Financial Literacy and Skills Hub

Presents: Mulimi Farm Trip

Why Participate?

Give your child a fun, hands-on learning experience beyond the classroom!

Children will learn:

- Crop planting and care.
- Basic irrigation and water conservation.
- How farming becomes a business.
- Saving, hard work, and responsibility.

Growing young minds through agriculture, entrepreneurship, and financial literacy.

📅 Date: 5th September, 2026
📍 Venue: Mulimi Farm
💰 Fee: K350 (Transport & Food Inclusive)

📞 Register Now: Call/WhatsApp 0977877613

01/07/2026

💰Today's FL Tip 💰

*"Start the month with a budget, not just good intentions."*🌟

✨The beginning of a new month is the best time to create a budget. List all your expected income, prioritize essential expenses, set aside money for savings or investments first, and then plan for discretionary spending.

💫 A budget gives every kwacha a purpose and helps you avoid unnecessary debt.

⭐Today's Financial Challenge: Before spending any money today, write down:

⚡Your expected income for the month.

👉Your top 5 essential expenses.

⚡The amount you will save or invest.

👉Remember: A budget doesn't restrict your freedom—it gives you control over your money.

*🌟Lumbo Financial Literacy & Skills Hub*🌟

✨" *Empowering children, teens, and adults with practical money skills for a financially secure future."*

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Ridgeway Campus
Lusaka
RIDGEWAYCAMPUS

Opening Hours

Monday 07:30 - 17:00
Tuesday 07:30 - 17:00
Wednesday 07:30 - 17:00
Thursday 07:30 - 17:00
Friday 07:30 - 17:00
Saturday 07:30 - 17:00

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