02/02/2023
MARK’S PERSONAL ACCOUNTS:
Note:
-Does not include home bills (rent, food, utilities…). I share home bills with a friend. We have a different account for those.
-Does not include Zakati (Zakati is tithe but for Muslims) and money I send to charity organizations. I do not think that tithe and money sent to charity is my money in the first place, so I try my best not to record it. I pretend I didn’t have it.
- Does not include business expenses.
LET’S GET IT!
22/02/2023 will be exactly 1 year since I became financially stable (after the terrible incidence in 2021) and decided to use my success to help as many people as I could.
From my first income I bought a MacBook Air 2013 and an iPhone 7 Plus.
I opened a personal account on google sheets (you can use excel) and made a deliberate decision to record every transaction I make. And I mean every transaction. I record K1 when I buy ka bubble gum roll.
I made 9 categories;
1- Talk Time- This would help me know how much I spend on social media. If my screen time says I spent a lot of time on n social apps that week and my accounts say I bought a lot of bundles, then I know I wasn’t very productive.
2&3- Hungry Lion & SNACKS- This would help me track my eating habits. Spending a lot of junk foods only meant that my efforts to be in shape were useless. My health is at risk.
4- Restaurants- Dates with my girlfriend. This would help me know how much I am investing in my relationship. I must tell you I need to work on this😭
5- Helping as per Allah’s Command- This would help me know how much I am helping, especially those close to me. How much of my income am I using to help easy financial burdens of others. This for me easily translates to how much success is coming my way- the more you give the more you receive. I am proud of myself here.
6- GG- I won’t tell you this one😃.
7- Health- The obvious. Gym, hospital checkups, natural foods…blah blah blah. I need to do better this year.
8- Transport- All the movements that I make. Ideally I needed to know if getting a personal car would be cheaper than public transport considering that I move around a lot. Bro, I have spend less than K10,000 in 11 months. And I use Yango a lot when I am in Lusaka.
9- Miscellaneous- Like when we out with the boys, or ba guy guy bafunako chi K50, or I buy a useless gadget like AirPods, which I end up losing in a week, or clothes, shoes, blah blah. Everything that I don’t really need to spend money on. You know.
My focus was always Zakati, Charity and helping. My reason is simple; every time I pray I ask Allah to bless me so that I can use my blessings to help others. I’d be a liar in his eyes, if I didn’t do what I promised I’d do with the blessing he gives me. Sometimes I helped with a K50 and sometimes with a K4000. It didn’t matter, as long as I helped and it showed. Today I decided to total every category. When I was summing up ‘Helping as per Allah’s…’ I was nervous. “What if I didn’t give enough in comparison to how much I made…?” Well, I was happy after finding out that I gave an average of K2,755/month. I contributed K30,300 towards Allah’s command. I am stilly happy. Namvela mushe, guys.
I’d love to upgrade my phone, I still have an iPhone 7plus by the way. 😃
I’d love to buy some cool clothes.
I’d love to go out to cool places.
All these make me happy. Very happy. But they are nothing compared to the joy I get from helping others. And I mean it. It’s the same joy I get when I spend the whole day ku mosque. I feel closer to God, you know😅. I feel like nili ku heaven ku right hand ya ambuye. Haha!
This year I hope to make enough to help others more, give charity more and upgrade my phone and laptop. How much is an iPhone X aii🤔😁
Na mu relationship first tingenesemo. Apa when you look at her you’ll know ati she’s dating The corporate farmer without even asking. 😃