Employee Benefit Research Institute

Article from this week’s Journal of Blacks in Higher Education - Report Examines How Black Americans View Their Retirement Prospects.

https://jbhe.com/2025/06/report-examines-how-black-americans-view-their-retirement-prospects/

Employee Benefit Research Institute

Report Examines How Black Americans View Their Retirement Prospects | The Journal of Blacks in Higher Education Overall, Black Americans view retirement similarly to others with comparable financial means. However, they are more likely to report problematic debt, lower incomes, retiring earlier than expected, and working for pay during retirement.

The Employee Benefit Research Institute welcomes Genworth as a new Primary Member.

Genworth Financial, Inc. is a Fortune 500 company focused on empowering families to navigate the aging journey with confidence, now and in the future. Headquartered in Richmond, Virginia, Genworth and its CareScout businesses provide guidance, products, and services that help people understand their caregiving options and fund their long-term care needs.

For more detailed information about Genworth, visit www.genworth.com.

Employee Benefit Research Institute Genworth

The Employee Benefit Research Institute welcomes PensionBee as a new Sustaining Member.

PensionBee is a leading online retirement provider that empowers Americans to consolidate old 401(k) and IRA accounts into a single, easy‑to‑manage online account. Customers can track real‑time balances, review projected retirement income, set up contributions and withdrawals — all from the palm of their hand. PensionBee offers a variety of digital solutions, including Traditional IRAs, Roth IRAs, and SEP IRAs, ensuring that all Americans can take control of their retirement.

For more information about PensionBee, visit www.pensionbee.com.

Employee Benefit Research Institute PensionBee

HSA Update From Financial Advisor Magazine - Tax Bill Includes 'Marginal' Expansion Of HSA Availability, Contributions.

https://www.fa-mag.com/news/proposed-tax-bill-expands-hsa-contribution-size-and-availability--with-limits-82737.html

Employee Benefit Research Institute Financial Advisor Magazine

Tax Bill Includes 'Marginal' Expansion Of HSA Availability, Contributions The proposal would in some cases open HSAs to those who work past the age of 65, a benefits expert says.

Featured in This Week’s PlanSponsor News - PSNC 2025: State of the Retirement Plan Industry. Experts discussed opportunities for innovation and improvement, as well as some challenges that threaten participants’ retirement readiness.

https://www.plansponsor.com/psnc-2025-state-of-the-retirement-plan-industry/

Employee Benefit Research Institute PLANSPONSOR

PSNC 2025: State of the Retirement Plan Industry | PLANSPONSOR Experts discussed opportunities for innovation and improvement, as well as some challenges that threaten participants’ retirement readiness.

Join Us! More event information to come....

Employee Benefit Research Institute

New Employee Benefit Research Institute research paper – “Disability in the Workplace”

Estimating disability prevalence according to data from the U.S. Census Bureau’s 2023 American Community Survey, 44.7 million Americans of all ages, or 13.6 percent of the entire population, have a disability. The American Community Survey, the Survey of Income and Program Participation, and the Current Population Survey use a six-item set of questions to gauge disability. Disability prevalence is minimal in early childhood — just 1 percent for both males and females under five — and gradually increases through adolescence and mid-adulthood. By ages 65–74, about one in four adults has a disability (25 percent for men and 23 percent for women). After 75, the prevalence jumps sharply, affecting nearly half of both men (45 percent) and women (46 percent).

See link to view complete research report:
https://www.ebri.org/about/diversity-equity-and-inclusion-council/content/point-of-view-on-disability-in-the-workplace

Employee Benefit Research Institute

This Week’s Financial Wellbeing News From PlanAdviser - Concerned About Economic Conditions, Workers Decrease Savings. U.S. workers are reducing 401(k) and other savings amid concerns about inflation and heightened financial stress, according to several research reports.

https://www.planadviser.com/concerned-economic-conditions-workers-decrease-savings/

Employee Benefit Research Institute PLANADVISER Paychex Morgan Stanley Guardian Life

Concerned About Economic Conditions, Workers Decrease Savings | PLANADVISER U.S. workers are reducing 401(k) and other savings amid concerns about inflation and heightened financial stress, according to several research reports.

New Wellbeing Research Report - A new Financial Wellbeing Employer Survey report focusing on small businesses, published today by the Employee Benefit Research Institute (EBRI), found that both large and small employers have developed a sense of responsibility to help workers’ mental, physical and financial wellbeing, while also sharing a focus on helping workers address day-to-day financial issues. The report, “Small but Mighty: An Analysis of the Small Employer Sample in the Financial Wellbeing Employer Survey,” also found that smaller employers lagged behind larger employers in the likelihood of offering various core, voluntary and financial wellbeing benefits.

https://www.ebri.org/media/press-releases/content/new-financial-wellbeing-employer-survey-report-focusing-on-small-businesses-finds-value-alignment-with-large-employers-on-the-importance-of-worker-benefits

Employee Benefit Research Institute PLANSPONSOR Yahoo Finance Paychex

Today’s Yahoo Finance News - Health savings accounts are poised to get a big boost in Trump's tax package. Higher contribution limits and other new benefits are included in the legislation that passed the House on Thursday.

https://finance.yahoo.com/news/health-savings-accounts-are-poised-to-get-a-big-boost-in-trumps-tax-package-212059514.html

Employee Benefit Research Institute Yahoo News Yahoo Yahoo Finance KFF Health News

Health savings accounts are poised to get a big boost in Trump's tax package The Republican tax package includes provisions expanding health savings accounts (HSAs), including the biggest contribution increase ever for next year, plus other benefits.

Pictured at the recent “2025 Genworth & CareScout Long-Term Care Symposium” are (l to r) Bridget Bearden from the Employee Benefit Research Institute and Nick Sheahon from Genworth US Life Companies during the panel discussion about “A Wider Lens – Exploring Potential LTC Financing Reform Impacts.” The symposium convened leaders, advocates, policymakers and other stakeholders from the public and private sectors to discuss how meaningfully progress can be made towards solving long-term care financing challenges.

For in-depth information about the event and to view the panel discussion, visit https://partners.carescout.com/ltc-symposium.

Employee Benefit Research Institute Genworth

The Employee Benefit Research Institute welcomes Ramsey Solutions as a new Primary Member.

Ramsey Solutions provides financial guidance based on the 7 Baby Steps -- the proven plan that's helped millions of people pay off debt, save money and build wealth for the future. All Ramsey Solutions’ content (shows, books, live events and educational resources) is created to help the consumer walk the plan and reach identified money goals -- one step at a time.

For further information about Ramsey Solutions, visit www.ramseysolutions.com.

Employee Benefit Research Institute Ramsey Solutions