Roger Sarnt

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Episode 51 - How Operational Pay Changes Everything - Roger Sarnt Podcast The Army's new Operational Deployment Pay is designed to give extra financial support to Soldiers during deployments. It recognizes the hardships of being in high-risk, high-stress environments and helps ease the financial strain on both Soldiers ...

Did you know military families can get financial help for child care? With the rising cost of living, the DoD Fee Assistance Program can save service members thousands on child care expenses.

Episode 52 - Military Families & Child Care Costs: The Hidden Savings You Need to Know! - Roger Sarnt Podcast Did you know military families can get financial help for child care?  With the rising cost of living, the DoD Fee Assistance Program can save service members thousands on child care expenses. In this episode, I break down how the program wor...

In this episode, we explore how the FDA's recent approval of Zyn ni****ne pouches is changing military habits. With these pouches becoming popular, the traditional 'spitter' bottles used for chewing to***co might become a thing of the past.

Episode 53 - ZYN (new trend) vs Dip (old school) - Roger Sarnt Podcast In this episode, we explore how the FDA's recent approval of Zyn ni****ne pouches is changing military habits. With these pouches becoming popular, the traditional 'spitter' bottles used for chewing to***co might become a thing of the past. I'll d...

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Did you know 523 troops died by su***de in a single year? Military mental health is crucial, yet often ignored. Let's start the conversation! What steps can we take together?

Episode 55 - SOLDIER MENTAL HEALTH: Signs, Solutions & Support - Roger Sarnt Podcast On this episode of the Roger Sarnt Podcast, join me, Sarnt Cruz, as I confront the stark realities of mental health issues within the military, a topic that's alarmingly urgent yet often shrouded in silence. Starting with a somber reflection on a ...

In this episode of "Financial Readiness Fridays: Mission Money," we're diving deep into the intricacies of purchasing a vehicle as a soldier. Join me, SFC Cruz, as I walk you through navigating the car buying process.

From the initial reconnaissance phase of researching vehicle options to executing a successful negotiation strategy on the dealership frontline, I provide invaluable insights tailored specifically for military personnel. I also discuss important considerations like vehicle gas and insurance coverages.

Whether you're a new enlistee or a seasoned veteran looking to upgrade your ride, this episode equips you with the tools and tactics needed to conquer the car buying mission with confidence. Tune in and arm yourself with the knowledge to navigate the automotive battlefield like a true warrior.

https://youtu.be/QoJH9SCsx3U

In this episode, I talk about how interest rate and annual percentage rate (APR) are both crucial components when it comes to borrowing money, but they serve distinct purposes and can sometimes be confused. While the interest rate solely represents the cost of borrowing or the return on investment, the APR incorporates additional fees and charges, providing borrowers with a more complete understanding of the total cost involved. When evaluating loan or investment options, it's essential to consider both the interest rate and the APR to make informed financial decisions.

https://youtu.be/DHL1Fxfb7ME

In this episode, I take an E-4 Specialist's check and break it down all the way to applying the rule of 70-10-10-10. I explain how much a specialist makes with and without dependents. I use both examples and walk you through from the gross amount all the way until the net.

https://youtu.be/EGP2H-GBrnQ

In this episode of Financial Readiness Friday: Mission Money, I talk about how living a better life financially involves strategic planning and disciplined habits. Firstly, establishing a budget and tracking expenses diligently enables better control over spending and promotes savings. Secondly, investing in oneself through education or skill development can lead to higher earning potential and career advancement. Thirdly, cultivating a habit of regular saving, even small amounts, builds a financial safety net for unexpected expenses or future goals. Fourthly, minimizing debt by paying off high-interest loans or credit card balances reduces financial stress and frees up funds for wealth-building endeavors. Lastly, diversifying income sources, such as starting a side business or investing in stocks or real estate, can create additional streams of revenue and long-term financial stability. By incorporating these strategies into daily life, individuals can pave the way towards a more secure and prosperous financial future.

https://youtu.be/k0_SDK1wMg0