Reic4pa

https://www.housingwire.com/articles/48744-more-borrowers-are-raising-their-mortgage-rate-to-cash-out-equity

People are paying more to access their equity ..

More borrowers are raising their mortgage rate to cash out equity For several months now, cash-out refinances have been eating up a greater share of overall refi volume, and it appears the trend isn't about to slow down anytime soon. The latest report from Black Knight reveals that 82% of refinances originated in Q4 2018 were cash-outs, and that in two-thirds of t...

https://www.housingwire.com/articles/48175-moodys-mortgage-delinquencies-are-on-the-rise

This is not a surprise ....

Moody's: Mortgage delinquencies are on the rise Loan delinquencies for household debt have remained consistent over the past year, but Moody's Investors Service predicts this is about the change. New residential mortgage delinquencies clocked in at 3.55% last quarter, up 15 basis points from last year, Moody's said, calling this trend consistent....

https://www.housingwire.com/articles/48122-freddie-mac-seniors-are-causing-the-housing-shortage

That's it .. blame the Seniors for Housing issues ...

Freddie Mac: Seniors are causing the housing shortage More seniors are opting to age in place rather than relocate later in life, and it has contributed to the supply shortage that's hampering the housing market. According to a study by Freddie Mac, seniors born after 1931 are staying in their homes longer than previous generations, and they are gummin...

https://www.cnbc.com/2019/01/22/december-existing-home-sales-down-6point4percent-vs-1point3percent-expected.html

Your property will be worth less in the future.

US existing home sales tumble to three-year low U.S. home sales tumbled to their lowest level in three years in December and house price increases slowed sharply, suggesting a further loss of momentum in the housing market.

https://youtu.be/qf4bRY8CGBw

Some Markets are getting beaten up.

Housing Bubble 2.0 - WSJ Says Housing Boom Ending - CA Bay Area Inv. Up 102% - More CashOut ReFi's The Wall Street Journal Calls the Housing Market: Says the Boom is Coming to an End, Starting in Dallas. Luxury Homes Facing the Chill. Cash Out ReFi's Surge...

https://www.housingwire.com/articles/47487-case-shiller-home-prices-cant-seem-to-get-ahead

And they won't get ahead ....... they are starting to fall.

Case-Shiller: Home prices can't seem to get ahead For the second consecutive month, annual home price gains have slowed across the country, according to the latest Case-Shiller Home Price Index from S&P Dow Jones Indices and CoreLogic. One expert said home prices plus data on house sales and construction confirm the slowdown in housing.

https://www.housingwire.com/articles/47426-redfin-homes-keep-getting-cheaper

The market is shifting right now ....

Redfin: Homes keep getting cheaper In October, home-sale prices climbed 4.5%, however the percentage of listings that experienced a price drop of more than 1% reached an 8-year high, according to new data from Redfin. Redfin Chief Economist Daryl Fairweather said home sellers are realizing buyer demand isn’t what it used to be and ...

https://www.housingwire.com/articles/47396-harvard-63-of-us-homeowners-are-50-and-older

Housing Gridlock ...

Harvard: The average homeowner keeps getting older, and that's a problem According to a report by the Harvard Joint Center for Housing Studies, the number of households in their 70s, 80s, and 90s is set to soar, meaning that the housing issues facing this demographic will likely present serious challenges in the years to come.

https://www.housingwire.com/articles/47349-homebuilders-housing-affordability-falls-further-in-q3

Yes we are aware ....

Homebuilders: Housing affordability falls further in Q3 Housing affordability remains at a 10-year low. NAHB Chairman Randy Noel said home price appreciation and rising interest rates coupled with persistent labor shortages are contributing to affordability concerns.

https://dsnews.com/daily-dose/10-23-2018/housing-prices-caught-in-deflation-cycle

Yes it appears to be happening all over again ...

Is History Repeating Itself? Warning signs are flashing in the housing market, says Lakshman Achuthan, COO and Co-Founder of the ...

https://www.cnbc.com/2018/08/01/housing-demand-sees-biggest-drop-in-more-than-2-years.html

Housing demand sees biggest drop in more than 2 years Housing demand has been very strong, but red-hot home prices, combined with higher mortgage rates, are finally taking their toll on affordability and demand. Housing demand in June fell by the biggest margin since April 2016. 

https://www.wsj.com/articles/chinese-real-estate-investors-retreat-from-u-s-as-political-pressure-mounts-1532437934

Chinese Reversing Big U.S. Real Estate Buying Spree That Had Helped Boost Prices Chinese real-estate investors, facing pressure from Beijing, are reversing a yearslong buying spree in the U.S. where they often paid record prices for marquee properties like New York’s Waldorf Astoria hotel.