That comment bothered me. But not for the reason you might think.
It wasn’t about me. I know what’s possible 🤍
It bothered me because of the woman who just saved her first 20k and saw that comment. The one who fought hard for that number. Who said No when she used to say Yes. Who kept going through the hard months instead of starting over.
And someone told her it was laughable.
That’s what bothered me.
Because that comment is a negative money belief talking. The idea that progress only matters once it’s big enough for other people to validate. That if it doesn’t look like wealth from the outside, it isn’t worth celebrating.
That belief keeps more women stuck than any budget ever could.
The woman who dismisses $20k in savings has often never had $20k in savings. And the woman who has? She knows exactly what it took to get there, when no one was watching.
$20k isn’t the destination. It’s proof that something fundamental shifted, that real progress is possible when you’re getting honest about your money story.
That’s the work. And it’s not laughable. It’s everything. 💸
My free guide the “3-Part Framework to Uncover and Rewrite Your Money Beliefs” is where that work begins. Comment BELIEF to get it.
Every win counts. Every single one. Keep moving forward.
Money Mindset
Welcome to Money Mindset LLC. Welcome, I am so excited you found my page and want to find out more about my mission. I'd be honored to be part of your journey.
I guide women through deep, lasting money mindset work that replaces financial stress with clarity, control, and aligned wealth building without shame and overwhelm. I started exploring everything about money and personal finances about 10 years ago after I found myself in a less than ideal financial situation. Maxed out credit cards, multiple loans and a commission based income that was not stead
06/08/2026
Three money scripts. Three carousels. One thread running through all of them.
The scarcity you watched growing up. The spending that felt like you deserved it. The story that said wealth was for someone else.
None of those were yours. You absorbed them. You ran them. And now… you can finally rewrite them.
The 3-Part Framework to Uncover and Rewrite Your Money Beliefs walks you through exactly how:
→ The Money Story Audit: Uncover the scripts you’re still running
→ The Belief Inventory: Name the specific beliefs driving your decisions
→ The Belief Rewrite: Replace them with something that actually serves you
It’s completely free. And it’s the foundation everything else gets built on.
👇 Comment the word BELIEF below and I’ll send it straight to you.
This is where Broke by Design ends and your wealth building story begins.
06/06/2026
Here’s the problem with every cookie-cutter spreadsheet you’ve ever downloaded.
The budget only treats the symptom created by your money belief.
It assumes the problem is spending, tells you to spend less and never once asks why the spending happens in the first place.
You can’t heal a broken foot with ibuprofen. It may make you feel better for a bit, but the pain will return until the foot is fixed.
Lasting transformation starts with uncovering the beliefs you’ve carried around for years and drive your decisions and the biggest thing that gets missed.
Beliefs -> Actions -> Results
Understanding that, made all the difference for me.
Curious what’s been driving your money decisions? Comment FRAMEWORK for my FREE “3 part framework to uncover & rewrite your money beliefs”.
One hard month is not a reason to start over. 🤍
Say it again if you need to.
This is the moment most plans fall apart and because life got hard and starting over felt easier than course correcting. So you scrap everything, feel the guilt, wait for the first of the month, and begin again from zero (again 😩)
But starting over keeps you in the cycle. Course correcting keeps you in the game.
There’s a difference between a setback and a failure. A setback is a hard month. A failure is deciding that hard month means you’re not capable of change. You are. One month shouldn’t cancel your progress, it’s just part of the journey.
Your plan is supposed to bend. It’s supposed to be flexible. It’s supposed to catch you when needed.
That’s not weakness, that’s how it works.
Rest if you need to. Recalibrate. Look at what happened without judgment and ask yourself one question: What’s the one thing I can adjust to make next month feel different?
That’s it. Not a full restart. Just one adjustment.
If you want a simple place to start after a hard month, grab my free guide — Unlock Your First $1,500 in 30 Days. Small wins are how you course correct.
DM me UNLOCK and I’ll send it right over.
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