09/28/2026
DCFCU's Home Equity Line of Credit offers a flexible way to borrow for life's goals and unexpected expenses. Text HELOC to 305-471-5080 to explore your options.
*APR = Annual Percentage Rate. Introductory rate as low as 4.49% APR available for 12 months and 7.25% APR available for 24 months with a minimum draw at time of closing of $30,000 or full line, if less than $30,000. Credit Union pays customary closing costs up to $1,500. Up to 80% CLTV (combined loan-to-value), PMI may be required, subject to property valuation, valid for primary residences, single family, PUD or condos in Florida only. Existing loans are not eligible for promotional rate unless new loan with an increase advance of $30,000 is obtained. After initial promotional period, APR is a variable rate, subject to Prime plus or minus contracted margin. The APR will not go below the Floor Rate of 4.00%. Member must repay the closing costs if the loan is paid and closed prior to 2 years. Must close with A&M Title. Homeowners/Windstorm Insurance is required and Flood Insurance is required if property is in a Flood Zone. Loan programs, rates, and terms may change or be discontinued at any time without notice. Federally Insured by NCUA. Membership is required.
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