Jack Goihl - Owner at Sioux Empire Financial

Markets rose during the holiday‑shortened week, with U.S. indices hitting record highs. GDP accelerated, volatility dropped to a yearly low, precious metals surged, and rate markets priced in additional Fed cuts for 2026. Learn more with detailed breakdowns from our weekly market perspective.

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En estas fiestas, recordemos valorar tradiciones y celebrar lo que realmente importa. Les deseo una Navidad llena de amor, luz, y momentos inolvidables con sus seres queridos.

Markets ended the week mixed as shutdown-impacted economic data and shifting sector leadership created a noisy backdrop. Treasury yields moved lower despite rising global rates, while equities recovered late after a brief tech/AI-centered selloff early in the week. Be sure to read this week’s market perspective for more key insights.

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As we gather with loved ones this holiday season, it’s a natural time to reflect on the impact we want to leave on future generations. Estate planning and legacy planning are important considerations to help ensure your wishes are documented and your loved ones are supported. Let’s start a conversation about your estate plan and legacy goals.

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Give to your community and charities that align with your values. As the year closes, this is the perfect time to think about the legacy you’re building. Let’s meet to discuss
planned giving.

Children outgrow clothes, toys, and other gifts. With whole life insurance, you can give your child or grandchild a gift that provides enduring value. Let’s work together to help your loved ones gain a financial head start.

Last week, markets rallied on the Fed’s dovish signals and liquidity support, even as tech stocks stumbled on AI spending concerns. Small-cap and value stocks led gains, while the yield curve continues to steepen. Be sure to check out this week's market snapshot for our full breakdown.

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One-third of small business owners don’t have an estate plan in place. Don’t leave your family and your business’ future to chance. Call me today to make sure they’re protected.
Source: MassMutual Business Owner Perspectives Study, 2025

Markets held firm last week as investors awaited the Fed’s next move, with stocks hovering near record highs and bond yields climbing. Cooling inflation and mixed jobs data fueled rate-cut hopes, while year-end rebalancing and diversification remain in focus. Check out this week’s market perspective for more insights.

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Looking to bolster your retirement plan? Let's talk about what options a variable annuity can offer you, such as the opportunity to accumulate assets.