Tuscan Club University

06/03/2025

My TEDx Talk is finally live!

Please like it, comment, and if you feel empowered to, share it on your network.

We can build stronger communities and a stronger nation when everyone has fair and equal access to credit.

Please join me in being part of the change.

Let's make the world a better place, together.

My talk explores how legal and illegal forms of discrimination continue to shape access to housing and wealth in America. Through historical and current exam...

01/03/2024

This video is designed to teach your Board of Directors what they need to know to manage Fair Lending risk at your lending organization.For more information ...

07/24/2023

GSBC is pleased to welcome seven new faculty members to its 72nd Annual School Session this week! They include (along with their courses taught):

-Tory Haggerty, Growing Your Bank the Right Way
-Dejun (Tony) Kong, Leading & Leveraging Diversity
-Wayne Miller, Leading Innovation
-Brad Olson, The Economy & Interest Rate Risk
-Charles Potts, Leading Innovation
-Doris Rigoni, Lending Essentials
-Cassie Solomon, Scenario Planning to Future-Proof Your Bank

Welcome to Boulder!

Tuscan Club Consulting, ICBA, Kirkpatrick Bank

05/31/2023

We are happy to announce our summer Fair Lending School 2.0 special of 25% off through August 31st again this year. Use the code fairlending at checkout to get the discount on Version 2.0 of the Fair Lending School and the Fair Lending Expert (FLE) Certification.

Stop worrying about fair lending and start getting educated. We teach you from the ground up how to build and audit your program. The school is now approved for 12 CRCM continuing education credit hours. The best fair lending education experience just got better.

05/22/2023

Introducing - FAIR LENDING SCHOOL 2.0

We have been working in the background for months to totally update our popular Fair Lending School, and today I am happy to announce that version 2.0 is officially available!

What's new?
- All new video content - we have literally reshot the entire curriculum
- Re-organized manual - the manual has been updated with tons of additional content
- New Risk Assessment Module - we have officially added a new risk assessment module and video and completely enhanced our prior risk assessment
- Continuing education - 2.0 is now approved for 12 hours of CRCM credit (2 more hours than before)

Check out this quick video below to get a sneak peek. The original Fair Lending School was groundbreaking. Students loved it. Why redo it? Because we wanted to make it even better!

05/08/2023

HMDA peer data is a gold mine to see how you are performing as a lending organization. You should always compare your performance to demographic data, but peer data can also show you where you need to ramp up your performance or where you have heightened fair lending risks.

Click the link below to see this short video on the importance of peer data.

Tuscan Club University is your premier fair lending training option.

05/01/2023

This week's fair lending short - Redlining in commercial lending.

Redlining is NOT just a home loan problem. It can happen in any loan type. Just because you are a large commercial lender does not mean you are not redlining. You should know where you ARE and ARE NOT lending, just like in home loans. If you are not lending in high-minority neighborhoods, you have higher redlining risk.

Click the link below to see the blog and watch the short video on this topic.

Tuscan Club University is your premier fair lending training option.

04/25/2023

The service levels your loan team provides to applicants is an important but often forgotten fair lending risk. It is illegal to provide different service levels on a prohibited basis, and minority applicants often receive reduced service levels through the loan process. How can you identify this risk? There are a couple ways, and I show two in this short 2-minute video. Use this video as a training opportunity for loan staff.

Click the link below to check out the blog post and see the short video

Tuscan Club University is your premier fair lending training option.

04/17/2023

This week's fair lending short video is about policy exceptions. It's important to understand what policy exceptions do to your fair lending risk, and it's even more important that lenders understand that risk. Show this video to your lenders as a training tool. Have discussions on what is acceptable at your institution. When you make exceptions on a prohibited basis and not a fair basis, you start to have major fair lending problems.

Click on the link to see the blog and watch the short 2-minute video.

Tuscan Club University is your premier fair lending training option.

04/10/2023

This week's fair lending short video is all about appraisal bias. This is becoming a bigger issue with each passing week, and it's only a matter of time before we start seeing more big cases on this topic. Don't let it be you. Take a few minutes to learn more about fairness in the appraisal process and some things you can do to protect your organization.
Click on the link below to see our blog post and watch the short video.

Tuscan Club University is your premier fair lending training option.

04/03/2023

This week's fair lending short video is one of my favorite topics - the fair lending interview. This is an old examiner trick that I learned that I still used on nearly every fair lending audit. If you are performing a fair lending review at your organization, you should be conducting them too. You can learn things in a fair lending interview that no piece of data can ever teach you.

Click the link to watch the short video to learn more about the interview process and what you should be looking for.

Tuscan Club University is your premier fair lending training option.