Pro Edge Realty Education for Realtors

Pro Edge Realty Education for Realtors

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We offer CE Classes for REALTORS® all across the country. When I set my mind to do something, I do it will 10% effort. I look forward to meeting you. LOL..

I am proud to be part of this amazing education platform as I am a firm believer that education is power. Professional Edge Realty Education
Cindy Hallas - CoFounder
Instructor, Cirriculum Developer, Educational Content Specialist,
Educational Program Developer, Educational Materials Writer
[email protected]
602-793-9061

One thing that I am, is Passionate. I think the process through

Professional Edge Realty Education Continuing Education for REALTORS® 11/26/2025

Professional Edge Realty Education

Welcome to Pro Edge Realty Education, the premier CE education destination for real estate professionals and industry partners who are serious about mastery. Skip the tedious CE and step into a dynamic learning environment designed to master your expertise in the career.

We believe that world-class agents deserve world-class education, and we offer that competitive edge alongside powerful opportunities for loan officers seeking to become Certified Instructors. Discover how we support both sides of the transaction—simply press play on the welcome video to the right for a full overview of how Pro Edge will help your business grow.
At Pro Edge Realty Education, we believe continuing eduecation should do more than check a box — it should move your business forward for all participants. As an Arizona Department of Real Estate–approved provider, we deliver engaging, student-focused courses that are both informative and practical. Our instructors are experienced mortgage professionals who understand the real challenges REALTORS® face in today’s market. Through our interactive, live classroom environment, we make it easy to stay compliant while building meaningful connections with other industry professionals. Most importantly, we foster a relationship-driven learning experience where knowledge, networking, and opportunity come together to help all to succeed.



Professional Edge Realty Education Continuing Education for REALTORS® Professional Edge Realty EducationWelcome to Pro Edge Realty Education, the premier CE education destination for real estate professionals and industry partn...

Mortgage Qualification for Underwriting. THe four major components for the Underwriter. 11/13/2025

Cindy Hallas Mortgage Loan Originator

Mortgage Qualification for Underwriting. THe four major components for the Underwriter. We will look at Employment/Income, Assets/Down Payment, Credit/Debt FICO Score, and Property. These are the 4 Major components an Underwriter will review in order to determine if the applicant(s) and property are eligible for financing. Underwriting can be more black and white and I tell my clients and REALTOR® partners that it's truly up to the Loan Officer to interpret the application in a way the underwriter can understand and approve the loan. Most of our clients' situation is in the "gray area" so we need to help make it easier for underwriting to understand.

These are important to understand why Lenders ask for so much information. Truthfully, the lender should ask for everything upfront, but unfortunately, very few do. Not sure if it's lack of knowledge, laziness or just do not care to eliminate all risks of the loan upfrtont for the clients and REALTOR® partners.

I feel it's imparitive to provide this service upfront and give our clients the security of knowing we can close their loan (provided nothing on credit, employment, income and debt do not change).



Mortgage Qualification for Underwriting. THe four major components for the Underwriter. Cindy Hallas Mortgage Loan OriginatorMortgage Qualification for Underwriting. THe four major components for the Underwriter. We will look at Employment/Inco...

05/13/2025

Hi welcome to our FREE Homebuyer Webinar.

When: June 4th - 6:30PM-7:30PM.

Email me for link and passcode for webinar: [email protected]

This is a FREE Webinar for those who may be interested in purchasing a home. We will have the first Wednesday of each month to discuss a topic that can help you become a homeowner. I have designated time for the lesson then some time at the end for Questions and Answers. I am so happy to present this webinar to you.

This month, we will discuss the four major components of a loan application and Underwriter will review in order to determine whether or not an applicant(s) will qualify for a mortgage. I always refer to the Underwriter since they are the boss. The Underwriter is the decision-maker and has the ability to approve or decline a loan application. So, the information provided is from an Underwriter's point of view on what it takes to get approved for a Mortgage. We will discuss the 4 Major components to consider when wanting to purchase a home.

Please email me at: [email protected] to get the link and access code to the Homebuyer Webinar.

Thank you and look forward to seeing you on June 4, 2025 at 6:30PM.

Cindy J Hallas - Altitude Home Loans - Phoenix, AZ Pro Edge Realty Education Free CE Class Cindy J Hallas - Altitude Home Loans - Phoenix, AZ

freececlass.com
cindyhallas.com

12/06/2024

Las Vegas Realtors. I am happy to bring this incredible class to you one last time before the end of this year.

~You are cordially Invited~ Attend in Person ~

December 17, 2025 from 10AM - 1PM

The Guide for Divorce Real Estate - 3 Hours General credits.

Managing Divorce Real Estate Transaction identifies issues that affect both selling and buying real estate in relation to a divorce and examines related studies and statistics as a starting point
towards this specialized niche. This is a specialized class with so much to learn about navigating clients and divorcees through such a complicated process.

Please respond to [email protected] to register for this class.

Pro Edge Realty Education Pro Edge Realty Education for Realtors Free CE Class Cindy J Hallas - Altitude Home Loans - Phoenix, AZ Cindy Hallas



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Mortgage Loan Originator / Certified Instructor to teach Continuing Education for REALTORS®

I am a Certified Instructor teaching REALTORS® their Continuing Education Courses. I currently am licensed to teach in AZ, CA, WA, CO, and NV. Education is vital in this industry and knowing I can build business partner with Real Estate Agents through education and coaching one on one to assist in building their business, establishing trust, and establishing relationships is where we stand out.

I believe education gives me the confidence to be that “sales” person in the mortgage industry. More and more, we are learning that knowledge is power. With the moving industry and information that is readily available to us, it is vital for me to stay in front and be “in the know” to secure I am providing the most recent and up-t0-date information. It is my fiduciary to be in the know for our clients and REALTORS®. I pride myself on being innovative and staying in front of the market for industry knowledge with loan programs, how to think outside the box as well as Social Media Branding and How to Build your Business Strategies to assist our agents in succeeding. I thrive with other thrive.

Working with Real Estate agents coaching them with their own business, teaching to create business plan, help with their social media marketing and how to tap into their sphere of influence, social media branding. I believe many people want to be successful if they know how to create opportunities. I thrive on creating ideas on how to use the resources already available. Being a business owner can be overwhelming so breaking it down to a simple and easy system to incorporate into their daily, weekly, monthly and annually routine is critical to being successful. I show them these steps to success in a format that is simple and easy.

I started in the mortgage industry on June 1, 1998 when the industry was still based on the determination for mortgage qualification. Mortgages were qualifying only with full loan packages: 3 years tax returns, 6 months bank statements with at least 10% down payment and 6 months extra reserves in the bank. Presenting loan documents can make or break the ability to qualify for a mortgage. Don’t allow lack of experience or knowledge get in the way of you qualifying for a mortgage. My extensive knowledge and background in the mortgage industry, allows me the opportunity to take over many declined loan packages and turn them into complete purchase and refinance transactions with accurate information. Structuring loans and simplifying the loan process for our clients is what we do best. In the industry of extensive income documentation, full loan disclosure and invasive inquiries, I can make the process more streamline by simplifying and educating our clients along the way. They will understand each step and feel confident we have the ability to close their transaction. Unlike many other lenders, we believe in providing and disclosing everything upfront, full transparency with communication thus setting our clients for full SUCCESS. We prepare our clients for worst case so at the end, they are pleasantly surprised with more money in their pocket, less closing costs and overall less invasive process. Building trust is vital when coaching clients through the home buying process.

Location

Telephone

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8388 East Hartford Drive Suite 111
Scottsdale, AZ
85255