I am a Certified Instructor teaching REALTORS® their Continuing Education Courses. I currently am licensed to teach in AZ, CA, WA, CO, and NV. Education is vital in this industry and knowing I can build business partner with Real Estate Agents through education and coaching one on one to assist in building their business, establishing trust, and establishing relationships is where we stand out.
I believe education gives me the confidence to be that “sales” person in the mortgage industry. More and more, we are learning that knowledge is power. With the moving industry and information that is readily available to us, it is vital for me to stay in front and be “in the know” to secure I am providing the most recent and up-t0-date information. It is my fiduciary to be in the know for our clients and REALTORS®. I pride myself on being innovative and staying in front of the market for industry knowledge with loan programs, how to think outside the box as well as Social Media Branding and How to Build your Business Strategies to assist our agents in succeeding. I thrive with other thrive.
Working with Real Estate agents coaching them with their own business, teaching to create business plan, help with their social media marketing and how to tap into their sphere of influence, social media branding. I believe many people want to be successful if they know how to create opportunities. I thrive on creating ideas on how to use the resources already available. Being a business owner can be overwhelming so breaking it down to a simple and easy system to incorporate into their daily, weekly, monthly and annually routine is critical to being successful. I show them these steps to success in a format that is simple and easy.
I started in the mortgage industry on June 1, 1998 when the industry was still based on the determination for mortgage qualification. Mortgages were qualifying only with full loan packages: 3 years tax returns, 6 months bank statements with at least 10% down payment and 6 months extra reserves in the bank. Presenting loan documents can make or break the ability to qualify for a mortgage. Don’t allow lack of experience or knowledge get in the way of you qualifying for a mortgage. My extensive knowledge and background in the mortgage industry, allows me the opportunity to take over many declined loan packages and turn them into complete purchase and refinance transactions with accurate information. Structuring loans and simplifying the loan process for our clients is what we do best. In the industry of extensive income documentation, full loan disclosure and invasive inquiries, I can make the process more streamline by simplifying and educating our clients along the way. They will understand each step and feel confident we have the ability to close their transaction. Unlike many other lenders, we believe in providing and disclosing everything upfront, full transparency with communication thus setting our clients for full SUCCESS. We prepare our clients for worst case so at the end, they are pleasantly surprised with more money in their pocket, less closing costs and overall less invasive process. Building trust is vital when coaching clients through the home buying process.
In my free time outside of mortgages with clients and Teaching classes for REALTORS®, I enjoy outdoor events. I am avid runner, hiker, cyclist or anything outdoors. I grew up playing soccer through my childhood and in college. I have met most of my long lasting deep friendships through this amazing sport. I still enjoy occasionally getting out on the pitch and kicking the ball around. My favorite is teaching the youngsters a trick or two from this old timer. Being active and outdoors is where I find peace, nature has so much beauty and energy that allows me to recharge and continue my busy lifestyle.
My family is most important to me. I am fortunate enough to have a great family life. I was adopted from Seoul, Korea when I was just two years old. My parents are incredible parents who are still alive and in a very loving marriage. My parents happen to be my closest friends and my rock. I have one brother and sister who are also my closest friends.
I also enjoy rescuing and helping dogs. I am a big part of Desert Harbor Doberman Rescue and have a Doberman from the rescue and foster for them when I can. I also volunteer and foster for other dogs in need of a home. Having rescue dogs in my household is a regular routine, currently at 4 rescues.
My other passion in life, as anyone close to me knows, is food. I am 100% a FOODIE! I enjoy trying new food, eating at restaurants, cooking in and eating all kinds of amazing food. Many great events happen around food. Relationships of all kinds, whether family, close friends, colleagues, clients both repeat and new, and many other memorable interactions happen around food. So my motto is “pleasure per calorie”, to east something unhealthy, it better taste REALLY AMAZING! LOL..
Cindy Hallas
Mortgage Loan Officer | NMLS 334571
Amerifirst Financial, Inc. | NMLS 145368 | AZBK 0013635
15333 North Pima Road Suite 205, Scottsdale, AZ, 85260
Direct: 480.339.1830 | Mobile: 602.793.9061 | Fax: 480.339.1444 |FT 602-531-0088
[email protected]| www.cindyhallas.com| www.freececlass.com