Ashley Gilbert, CEO of Financial Coaching Institute

09/24/2026

📈 30-Day Roth IRA Control Challenge
📅 Day 30 – The Challenge Ends. Your Journey Begins.
🎉 Congratulations! You made it through all 30 days!

But here's the truth...
Reading about retirement won't change your future.
Action will.

Over the past month, we've explored ideas that can help you take greater control of your financial future.

You learned:
📈 How to follow market leaders instead of guessing.
🚨 Why every investment dollar needs an emergency exit.
🎯 Why profit targets matter.
💰 How Roth IRAs may provide tax-free qualified income.
❤️ How thoughtful planning may help leave more for the people you love.

Now comes the most important step.
Do something.

Open the Roth IRA you've been putting off.

Review your beneficiaries.

Learn about Roth conversions.

Calculate your Financial Freedom Number.

Read this book.

Ask better questions.

Meet with qualified professionals.

Teach your children what you've learned.

Your financial future won't change because you read 30 Facebook posts. It changes because you decide to act.

I'll leave you with three thoughts that guide everything I teach:

1- Follow the leaders.

2- Every investment dollar needs an emergency exit.

And...

3- The only place I want to see "IRS" is in the word "HEIRS."

Thank you for joining me on this 30-Day Roth IRA Control Challenge.

I hope this inspires you to continue learning, continue asking questions, and continue taking greater control of your financial future.

🌅 Roth IRA Reflection: What ONE action will you take this week because of something you learned during this challenge?

📘 Continue the journey with The Roth IRA Control Manual: https://amzn.to/44ywSa1

🌅 Your future self will thank you. Happy investing!

⚠️ Affiliate Disclosure: As an Amazon Associate, I may earn a small commission from qualifying purchases made through this link, at no additional cost to you.

⚠️ Investing involves risk. All investments can gain or lose value. Roth IRA strategies, tax rules, and investment outcomes vary based on individual circumstances. This information is provided for educational purposes only and should not be considered individualized financial, investment, tax, or legal advice. Please consult qualified professionals regarding your specific situation.

The Roth IRA Control Manual: A Step-by-Step Guide to Building Tax-Free Wealth and Financial Control at Every Age

09/22/2026

What if I told you could have bought a META call option for .01 (1 option contract = 100 shares) for $1 on Friday, and its expiration was the close of business yesterday at 4 pm EST. Let's say we bought $1,000 worth. It hit a high of $20.30 yesterday. So each $1 invested was worth $2,030.

That $1,000 investment was worth $2,030,000. Yep! You read that correctly.

If you aren't learning how to trade options, you are missing the boat - I mean, Yacht! I have a class at UNF this weekend that teaches Options Basics. Start your education. Hope to see you there!

Learn more and register here: https://www.campusce.net/unf/course/course.aspx?C=2124

⚠️ Investing involves risk. The historical performance of Meta Platforms (META) is used solely as an educational illustration of an investing concept. Past performance is not indicative of future results. This example should not be interpreted as a recommendation to buy, sell, or hold META or any other security. Always perform your own due diligence and consult qualified professionals regarding your individual circumstances.

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09/22/2026

📈 30-Day Roth IRA Control Challenge
📅 Day 29 – Your Best Investment Isn't a Roth IRA
💡 The best investment you'll ever make isn't found on a stock chart.
It's YOU.

Over the past 29 days, we've talked about:
✔️ Tax-free growth
✔️ Roth conversions
✔️ The 9/30 Indicator
✔️ Following the leaders
✔️ Emergency exits
✔️ Profit targets
✔️ Financial Freedom Numbers
✔️ Leaving more to your heirs

But none of those matter... if you never learn how to use the knowledge to change your financial life.

Knowledge compounds just like money.
Every book you read.
Every class you attend.
Every question you ask.
Every lesson you apply.
They all become part of your financial future.

That's why I wrote The Roth IRA Control Manual.
Not to tell people what to buy...
But to help them understand why they own what they own.

The greatest return you'll ever earn may come from becoming a more informed investor.

🌅 Roth IRA Reflection: What's one financial lesson you've learned recently that changed the way you think about investing?

📚 Coming Tomorrow: The Final Challenge.

📘 Order your copy today: https://amzn.to/44ywSa1

🌅 Your future self will thank you. Happy investing!

⚠️ Affiliate Disclosure: As an Amazon Associate, I may earn a small commission from qualifying purchases made through this link, at no additional cost to you.

⚠️ Investing involves risk. This information is for educational purposes only and should not be considered individualized financial, investment, tax, or legal advice. Please consult qualified professionals regarding your specific situation.

09/22/2026

This 6-minute video had me in tears! 🤣

09/21/2026

📈 30-Day Roth IRA Control Challenge
📅 Day 28 – Your Roth IRA Could Outlive You
❤️ What if your Roth IRA becomes one of the greatest gifts you ever leave your family?

Most people think retirement planning ends when they retire.
It doesn't.
For many families... that's when the next chapter begins.

A Roth IRA isn't just about providing income during your retirement.

It may also become part of the legacy you leave behind.

Under current tax law, qualified inherited Roth IRA distributions can generally be received income tax-free, although beneficiaries must still follow applicable IRS distribution rules.

That's why I encourage people to think beyond themselves.
You're not simply investing for retirement.
You're investing for your spouse.
Your children.
Your grandchildren.
The people you love most.

The decisions you make today may continue blessing your family long after you're gone.

That's a legacy worth building.

🌅 Roth IRA Reflection: If your family inherited your financial habits along with your retirement account, what lessons would you want them to receive?

📚 Coming Soon: Your Best Investment Isn't a Roth IRA.

📘 Order your copy today: https://amzn.to/44ywSa1

🌅 Your future self will thank you. Happy investing!

⚠️ Affiliate Disclosure: As an Amazon Associate, I may earn a small commission from qualifying purchases made through this link, at no additional cost to you.

⚠️ Investing involves risk. All investments can gain or lose value. Roth IRA inheritance rules vary based on beneficiary type and current tax law. This material is provided for educational purposes only and should not be considered individualized financial, investment, tax, or legal advice. Please consult qualified professionals regarding your specific situation.

The Roth IRA Control Manual: A Step-by-Step Guide to Building Tax-Free Wealth and Financial Control at Every Age

09/18/2026

Was in NYC this week - next Saturday, the 26th, I will be instructing a class called Win-Win Investing at UNF in Jacksonville, Florida. It is a part of their adult continuing education program, so it's open to the public for anyone over 18. Class runs from 9-11:30 am. It's only $59 per person, and class reviews have been excellent for the last 8 years! Would love to see you there! Here's the link to register: https://www.campusce.net/unf/Course/Course.aspx?c=1511

09/18/2026

📈 30-Day Roth IRA Control Challenge
📅 Day 27 – Why Tax-Free Income Can Matter in Retirement
Imagine retirement as having several buckets of money.
Some withdrawals may create taxable income.
Others may not.

That's one reason I believe understanding your Roth IRA is so important.

With a Roth IRA, qualified withdrawals can be federal income tax-free.

That may give you another source of money to consider when deciding where your retirement income will come from.

It's not simply about how much you've saved.
It's also about understanding what happens when you take the money out.

We spend decades learning how to save for retirement.

We should spend just as much time learning how to withdraw those savings thoughtfully.

That's an important lesson throughout The Roth IRA Control Manual.

🌅 Roth IRA Reflection: Do you know how much of your future retirement income could potentially be tax-free?

📚 Coming Soon: Your Roth IRA Could Outlive You.

📘 Order your copy today: https://amzn.to/44ywSa1

🌅 Your future self will thank you. Happy investing!

⚠️ Affiliate Disclosure: As an Amazon Associate, I may earn a small commission from qualifying purchases made through this link, at no additional cost to you.

⚠️ Investing involves risk. All investments can gain or lose value. Tax laws and individual circumstances can change. This book is intended for educational purposes only and should not be considered individualized financial, investment, tax, or legal advice. The examples discussed are educational and should not be considered recommendations to buy, sell, or hold any investment. Please consult qualified professionals regarding your specific situation.

The Roth IRA Control Manual: A Step-by-Step Guide to Building Tax-Free Wealth and Financial Control at Every Age

09/17/2026

What if you bought a book for $17.76 that might help you pass part of your wealth income tax-free to your heirs? Just by using simple steps to convert taxable retirement accounts into a Roth IRA. (You can buy one or both books - as they each explain the rules with real examples!) Would you take action, buy the book, and start converting if it made sense for you?

09/17/2026

📈 30-Day Roth IRA Control Challenge
📅 Day 26 – Your Financial Freedom Number
Most people know their age.
They know their salary.
They probably know approximately how much is in their retirement accounts.

But do you know your Financial Freedom Number?
In other words...

How much money will you actually need to support the retirement lifestyle you want?

Retirement isn't just about accumulating the biggest account balance possible.

It's about understanding how much income your investments may need to provide when your paycheck stops.

Having a destination makes it much easier to build a roadmap.

That's why calculating your Financial Freedom Number is an important part of The Roth IRA Control Manual.

🌅 Roth IRA Reflection: If you retired tomorrow, would you know approximately how much annual income your investments would need to provide?

📚 Coming Soon: Why Tax-Free Income Can Matter in Retirement.

📘 Order your copy today: https://amzn.to/44ywSa1

🌅 Your future self will thank you. Happy investing!

⚠️ Affiliate Disclosure: As an Amazon Associate, I may earn a small commission from qualifying purchases made through this link, at no additional cost to you.

⚠️ Investing involves risk. All investments can gain or lose value. This book is intended for educational purposes only and should not be considered individualized financial, investment, tax, or legal advice. The examples discussed are educational and should not be considered recommendations to buy, sell, or hold any investment. Please consult qualified professionals regarding your specific situation.

The Roth IRA Control Manual: A Step-by-Step Guide to Building Tax-Free Wealth and Financial Control at Every Age

09/17/2026

Have you made the IRS the school bully stealing your kid's lunch money? Except their lunch is over $300,000? Consider learning more about Roth conversions...