Lincoln Institute of Financial Empowerment

retirement lifestyle of the average person. While many professional financial advisors state that it takes approximately $1.2 million to maintain a lifestyle during retirement, most individuals can’t save that much money during their lifetimes and the age of retirement is on the rise. If an individual can learn how to put their money to work, they can retire with far less savings and still do just as well because their money works harder than the average guy. I grew up in a poor home, the oldest of 8 children whose father worked as a schoolteacher. My dad took the traditional route to investing for retirement and turned it all over to an “expert” financial advisor. Not having the education and lacking confidence in his own ability to take care of his money, my dad was left with whatever the expert had done at retirement, which is true for most of America today. I truly believe that too many people depend on social security as a retirement option. The landscape of retirement looks much different for the individual who learns the lessons and develops the emotional discipline required to successfully trade the markets. Learning tried-and-true strategies of investing is simple, but in order to be a “successful” investor, individuals must learn to pair their knowledge with the emotional “stick-to-itiveness” required to invest successfully. I have taught investing techniques to adults for the past 17 years, beginning with Investools where I traveled the world teaching investors how to successfully take control of their own retirement. No one takes care of money like the people who’ve earned it. Retirement is not a magic date or a chronological event, it’s simply the day your money starts working for you. Like millions of Americans, I was personally affected by the economic downturn in 2008 and I relied heavily on investments and trading accounts that I started years ago. I know the pain of not being financially prepared, first hand.