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We provide information on investing and trading, money-saving hacks, and personal finance.

Ep 8: What is gamma and why is it so important to understand when trading options? 04/11/2025

If you are an options trader (whether buying or writing), then you definitely need to check out this podcast episode about Gamma. Especially in this very volatile market environment! You must understand how gamma affects options pricing and how it affects your potential profit or loss.

https://youtu.be/b8dwQcY9iCk?si=dOiZLZ0-1UG5WBYu

Ep 8: What is gamma and why is it so important to understand when trading options? Gamma is a very important greek to understand if you are trading options. Tune into this podcast as we dive into what gamma is and explain how it works and w...

What is delta and how does it affect option sellers? 03/19/2025

Are you new to and need something easy to listen to that describes what is all about? Tune into the podcast!

Episode 7 on "what is delta" just released ... https://youtu.be/gs8VgI4XLsk

Topic re-cap:
- Episodes 1 to 3 are high-level overviews
- Episodes 4-5 talk about covered calls and cash secured puts
- Episodes 6-7 introduce the greeks theta and delta

What is delta and how does it affect option sellers? Every options trader, whether you are a buyer or seller, should know about the greeks and how it affects your options trade positions. Tune into this podcast...

Ep 4: What are covered calls and how can I make money with it? 02/18/2025

Podcast episode 4 is up! Listen in as we chat about covered calls and how you can generate income selling covered calls on your current stock positions.



Ep 4: What are covered calls and how can I make money with it? Covered calls are a great way to generate income on stocks that you already own. Tune into this podcast as we discuss the pros and cons of selling covered ca...

Ep 3: An introduction to options-writing strategies. 02/13/2025

Episode 3 is live! Another video for beginners wanting to learn how to write (aka 'sell') options to generate income. If you are unemployed, retired, or simply looking for another way to generate additional income, then check out this video/podcast to learn more!

https://youtu.be/1faXfJkGu6I?si=PhYkdH-T_GzePZ_I

Ep 3: An introduction to options-writing strategies. Want to know what options-writing strategies you can use to generate income? In this episode we describe these strategies and discuss how they are used. From...

Selling for Premium 02/05/2025

Podcast is live! If you are unemployed, retired, or want to add an extra income stream, then subscribe and tune into this podcast to learn how you can generate income by selling options.

https://youtube.com//podcasts

Episodes 1 & 2 go into the basics of what is and is not. If you are new to selling options and want to learn more, then make sure to tune into this podcast. Future episodes will build upon the previous episode and get more detailed into strategies, tactics, risk management, and more.

I've tried to keep the episodes short and succinct so that its easy to listen to and understand, and doesn't take up a lot of your time. You can listen to it on your commute, during lunch, or before you go to sleep.

FYI: the podcast is audio only, no video. And I utilized AI to help me put it together ... very cool stuff. Enjoy!

Selling for Premium Welcome to the channel. We focus on writing (aka "selling") options such as covered calls and cash-secured puts to generate weekly to monthly income by capturing premium. Subscribe to our channel to stay updated on our trade ideas and best practices in writing options. Connect with us on X: ...

05/10/2023

If you are an accredited investor looking for deals, there is an offering via EquityZen for investment in Stripe. We're contemplating it. 🤔

Options Selling 101 | When to sell a covered call or cash-secured put 02/01/2023

Have you ever wondered when the best time is to sell covered calls or cash-secured puts to capture the most premium (aka generate the highest amount of income) on stocks?

Watch this video and subscribe to our YouTube channel to stay posted for more helpful content on and building !!!

Options Selling 101 | When to sell a covered call or cash-secured put Watch this video and learn how we know when to sell covered calls or cash-secured puts on stocks in order to maximize the premium capture and generate as muc...

Where is the stock market (SPY & QQQ) heading ... and what does this mean for options sellers! 01/19/2023

We haven't put out a YouTube video in a while. Here is our first one for the new year. We take a look at what the short-term signals are telling us on where the stock market is headed in the short-term (note that longer-term signals are showing us a different picture). We also discuss what the short-term signals mean for options sellers.

https://youtu.be/0BYlkqRkrco

Where is the stock market (SPY & QQQ) heading ... and what does this mean for options sellers! Is the recent rally short-lived and SPY & QQQ are heading back downwards or is the higher low on the weekly chart a sign of good things to come? How should I...

12/30/2022

Here is a list of the market outlook reports for 2023 from the financial firms:

Goldman Sachs https://lnkd.in/eKzF_2K4
J.P. Morgan https://lnkd.in/eHb6-622
Morgan Stanley https://lnkd.in/e2nAMjmM
Bank of America https://lnkd.in/e8XFD8TW
BlackRock https://lnkd.in/eYxCBRGj
HSBC https://lnkd.in/eNfBiJvH
Barclays https://lnkd.in/eRT4dsFY.
NatWest https://lnkd.in/euftbUw6
Citi https://lnkd.in/eXwA-Y4X
UBS https://lnkd.in/exudCU6V
Credit Suisse https://lnkd.in/e4CEK5NZ
BNP Paribas https://lnkd.in/ec4hWEdm
Deutsche Bank https://lnkd.in/eAWCSV_7
ING https://lnkd.in/eNpdmVH8
Apollo Global Management, Inc. https://lnkd.in/ewwq_62M
Wells Fargo https://lnkd.in/euMkQnKE
BNY Mellon https://lnkd.in/ezMfVgND
Fidelity International https://lnkd.in/eJwK6tVx
Lazard https://lnkd.in/eku-xhqp

12/28/2022

ATTENTION - BREAKING NEWS! Saving for and just got a bit easier. Congress approved big changes that can help 401(k) and IRA savers put more money away for their futures.

Congress passed the SECURE 2.0 Act that will restructure most Americans' 401(k) plans and change retirement contributions and withdrawal rules to help Americans better grow and preserve their retirement wealth.

• Starting in 2023, the age required to start taking RMDs (required minimum distributions) from retirement accounts will go from 72 to 73, and in 2033 the age increases to 75.
• Additionally, in 2023 the penalty for missing RMDs is being reduced from 50% of the withdrawal amount to 25%. It falls to 10% if the RMD is taken by the end of the next year.
• Starting in 2024, a surviving spouse who inherits a retirement account will be treated as the deceased account holder for RMD purposes. This means if the surviving spouse is younger than their deceased partner, they may be able to delay RMDs.
• Required distributions for Roth 401(k)s will no longer be required starting in 2023 for account holders who are still alive.
• Starting in 2023, those who are 50+ years-old can invest an additional $7,500 as a catch-up contribution to their 401(k) or 403(b)s. That amount will increase to $10,000 starting in 2025 for those ages 60 to 63.
• Starting in 2024, the IRA catch-up limit will be increased for inflation each year. Currently, it's a flat $1,000 extra per year.
• Employers can now offer matching contributions into a Roth 401(k). This is huge!!! Check with your employer to see if they offer it.
• Employers will now be able to automatically enroll their employees in savings accounts linked to their 401(k)s. Employees earning under $150,000 starting in 2023 qualify for these accounts and can save up to $2,500. Employees contribute money they've already paid tax on and can withdraw it tax-free. If an employee meets the $2,500 cap, any additional contributions will be diverted to a Roth account.
• It is now easier for workers to withdraw funds from their retirement accounts penalty-free in the case of personal or family emergencies such as a terminal illness or natural disaster. Starting in 2024, one emergency distribution up to $1,000 will be permitted each year. If the taxpayer does not repay that $1,000 in three years, they cannot take another distribution during that time.
• You should be aware of this if you are an employee: Legislation requires employers starting new retirement plans in 2025 or after to automatically enroll their employees in a 401(k) and 403(b) plan. The automatic enrollment will start at 3% of the employee's paycheck and cannot exceed 10%. Each year, the contribution will automatically increase by 1%.
• The Secure Act 2.0 allows employers to make matching contributions into a retirement account for employees who are making student loan payments, even if they aren’t contributing to their 401(k)s. The match would mirror a retirement match, allowing those borrowers to start saving for retirement while paying down their debt. This also applies to those with 403(b)s, 457(b)s, and SIMPLE IRAs. The key word here is “allows” … meaning your employer isn’t required to offer it, but it is worth asking your employer if they will/do.
• Starting in 2024, the Secure Act 2.0 allows beneficiaries of 529 accounts to roll over up to $35,000 (in a lifetime) into a Roth IRA. The 529 needs to have been open for at least 15 years for a beneficiary to do this. The rollover amount is subject to the annual contribution limit for Roth IRAs, so some people may need to plan to move their funds over multiple years. This is huge for beneficiaries that end up not using part/all of their 529 funds for college as it allows them to transfer the funds into a retirement-savings vehicle.
• There will now be a national lost-and-found registry for 401(k)s. Currently, states operate their own versions. The database will be searchable online, allowing workers to search for their plan administrator.

Source: Fortune.com

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