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What you can do about the Equifax data breach.

1. An Equifax special website, equifaxsecurity2017.com, will help you determine if your data was part of the hack. Equifax will be providing free credit monitoring to anyone affected.

2. Set up a fraud alert, for free, by calling one of the three credit bureaus: Equifax, TransUnion, or Experian. By law, the bureau you contact must share that alert with the others. See: https://www.consumer.ftc.gov/articles/0275-place-fraud-alert Note: An alert does not actually alert you personally! It puts some words on your credit file to inform credit grantors to contact you.

3. Add a security freeze on your credit file. You may have to pay for this. You must lift it when you apply for new credit otherwise lenders can't see your report or score. You have to call all three nationwide credit reporting companies, not just one. You will need to give your name, address, date of birth, SSN etc. See: https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs

Experian: 1‑888‑397‑3742
TransUnion: 1-888-909-8872
Equifax: 1-800-349-9960

www.consumer.ftc.gov

http://www.scamsafe.com/scamsafe/2017/09/equifax-data-breach-143-million-us-consumers.html

ScamSafe: Equifax data breach - 143 million US consumers Equifax reports cybersecurity incident could impact 143 million Americans. It may be one of the few largest breaches in history. Hackers accessed names, Social Security numbers, birth dates, addresses and driver’s license numbers. Also, credit card numbers for over 209,000 consumers were accessed.

http://www.ajc.com/business/atlanta-based-equifax-reports-data-breach-that-could-affect-143-million/ApHbI3IFoybwwRzABtIcrN/

Atlanta-based Equifax reports data breach that could affect 143 million in U.S. Atlanta-based Equifax said Thursday a "cyber security incident" may have exposed the personal information of 143 million U.S. consumers

https://www.bloomberg.com/news/articles/2017-08-21/a-high-credit-score-can-make-you-look-sexy-on-dating-apps

Your Credit Score Could Make or Break Your Love Life Or so it seems from a new survey placing those three digits above looks, ambition, courage, and sense of humor.

Your FICO credit score may soon be boosted — without any change by you According to a massive new study of 30 million credit files just completed by score developer FICO, many Americans will experience score bumps in the coming months.

Credit report from the 1992 movie, Sneakers. Awesome! Even back then it was all about inquiries!

NCAP Record Removals Have No Material Impact to FICO Scores The National Consumer Assistance Plan (NCAP) is a comprehensive series of initiatives intended to evaluate the accuracy of credit reports, the process of dealing with credit information, and consumer transparency. As a result of NCAP, in July 2017, the three credit reporting agencies (CRAs) are sche...

3 bureau credit reports, scores, credit monitoring. Earn revenue. Private label affiliate program. [email protected] www.mytruston.com

John Ulzheimer Nov 2025 was my 34 yr anniversary in the credit industry. Equifax, FICO, VantageScore, Experian, Credit.com, etc.

http://www.scamsafe.com/scamsafe/2017/03/white-label-credit-monitoring.html

ScamSafe: White label credit monitoring . Truston provides private label credit monitoring, white label credit reports, white label credit scores, white label identity protection. Business partners earn one-time or recurring revenue commission. They have a partner program for affiliates.

https://www.youtube.com/watch?v=GbJsA3KgbjI

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