09/25/2026
Term life insurance or permanent life insurance — which is right for you?
The answer depends on your needs, budget and long-term goals. Term life insurance generally provides coverage for a set period at a lower cost, while permanent life insurance can provide lifelong coverage and may build cash value over time.
Learn more about choosing life insurance that fits your financial plan ➡️: https://usaaef.org/insurance-protection/health-life-insurance/life-insurance-basics/.