Utah Money Matters

A 2025 survey found that U.S. adults spend an average of $91 per month on subscriptions, and nearly half said they had signed up for a free trial and forgotten to cancel it!

If you fall into that category... it might be time for a subscription sweep. Look at all your subscriptions and sort them into four categories:

KEEP

CANCEL

ROTATE

RENEGOTIATE

Once you’ve freed up some funds, Utah Money Matters | Personal Finance Education shared some smart ways to use that savings.

Find all of Amanda’s tips for organizing your subscriptions at the link in our bio.

https://www.ksl.com/article/51603599/forgot-to-cancel-that-free-trial-4-steps-to-help-you-find-all-those-subscription-money-leaks

Part 2: Subscription sweep 🧹

Once you have a list of your subscriptions, decide which four categories they fall into.

KEEP- applies to services that you are actively using and provide genuine value to your life.

CANCEL- applies to services that you are actively using and provide genuine value to your life.

ROTATE- the category for services you don’t want to keep all year round.

RENEGOTIATE- update frequency or change some options. Most subscriptions would rather renegotiate terms than have you cancel.

What to do with the savings-

Take that extra $15, $30, or more and put it towards an emergency savings fund, or towards a debt payment.

Redirect the money for what it’s most useful for today!

PART 1- Subscription Sweep 🧹

See where that invisible spending is happening so you can assess each of them.

Charges to look for:
• Streaming and entertainment 📺
• Shopping and delivery 📦
• Health and fitness 🏋🏽‍♀️
• Annual renewals 🗓️