Personal Finance by Coaching with Grace

Personal Finance by Coaching with Grace Trauma informed financial coach helping people rebuild confidence through budgeting, credit rebuilding, debt payoff, and financial empowerment.

Surprises Don’t Stop, They Just Change CostumeCOACHING WITH GRACE Surprises Don't Stop, They Just Change Costume The goa...
08/31/2026

Surprises Don’t Stop, They Just Change Costume

COACHING WITH GRACE Surprises Don't Stop, They Just Change Costume The goal was to let go of the shame associated with unexpected financial surprises, not to completely avoid them in the first place....

https://coachingwithgrace1.com/2026/08/31/surprises-dont-stop-they-just-change-costume/

COACHING WITH GRACE Surprises Don’t Stop, They Just Change Costume The goal was to let go of the shame associated with unexpected financial surprises, not to completely avoid them in the firs…

We Named Them the Bug Fire and the Hawk Fire. You’ll Name Yours Something Else.Seven days before my son's wedding, we go...
08/24/2026

We Named Them the Bug Fire and the Hawk Fire. You’ll Name Yours Something Else.

Seven days before my son's wedding, we got the evacuation order. The Bug Fire moved fast, and it moved close, and just like that we were out of our house for six days....

https://coachingwithgrace1.com/2026/08/24/we-named-them-the-bug-fire-and-the-hawk-fire-youll-name-yours-something-else/

Seven days before my son’s wedding, we got the evacuation order. The Bug Fire moved fast, and it moved close, and just like that we were out of our house for six days. Six days of not eating …

Clearing the Ground FirstCOACHING WITH GRACE Clearing the Ground First Right after you clear something out, it looks lik...
08/10/2026

Clearing the Ground First

COACHING WITH GRACE Clearing the Ground First Right after you clear something out, it looks like nothing happened....

https://coachingwithgrace1.com/2026/08/10/clearing-the-ground-first/

COACHING WITH GRACE Clearing the Ground First Right after you clear something out, it looks like nothing happened. That’s the part nobody warns you about. There’s a stretch of the yard …

New post drops tomorrow. If this week left you wanting to actually sit down with your numbers instead of just thinking a...
08/09/2026

New post drops tomorrow. If this week left you wanting to actually sit down with your numbers instead of just thinking about them, a Money Reset Session might be the move. No judgment, just a plan. Link in bio to book.

Money Clarity · Financial Confidence · No Shame.

Weekend update from the yard: cleared a big section this week, bare dirt and tire tracks where the weeds used to be. New...
08/08/2026

Weekend update from the yard: cleared a big section this week, bare dirt and tire tracks where the weeds used to be. New fence going up next, and repairs coming for the old wood fence behind it. Feels a lot like the money work I do all week, clear the ground first, build the boundary after.

More on that soon.

IG hashtags:

Here's the thing about financial coaching that surprises people: it's rarely about willpower. It's about having a plan y...
08/07/2026

Here's the thing about financial coaching that surprises people: it's rarely about willpower. It's about having a plan you actually trust, built by someone who isn't going to make you feel small for needing one. That's the whole practice, in one sentence.

Money Clarity · Financial Confidence · No Shame.

"Feeling caught off guard by this is not a personal failing. It's a planning gap, and planning gaps have solutions. Sham...
08/06/2026

"Feeling caught off guard by this is not a personal failing. It's a planning gap, and planning gaps have solutions. Shame doesn't."

From Monday's post, still true on a Thursday. If this week has felt heavy on the money front, you're allowed to just fix the plan without beating yourself up over how you got here.

Read the full post: link in bio.

Be honest: what's the back-to-school expense that always sneaks up on you? Supply lists, sports fees, the "one more thin...
08/05/2026

Be honest: what's the back-to-school expense that always sneaks up on you? Supply lists, sports fees, the "one more thing" nobody warns you about? Drop it below, I read every single one and I promise you're not the only one who forgot the cleats.

Quick follow-up to yesterday's post: if back-to-school costs caught you off guard this week, write down the real total s...
08/04/2026

Quick follow-up to yesterday's post: if back-to-school costs caught you off guard this week, write down the real total somewhere you'll actually see it again next June. That's it, that's the whole trick to not getting caught again next year. One number, one reminder.

Money Clarity · Financial Confidence · No Shame.

August has this way of sneaking in a second holiday, minus the ribbon and the warning. Supply lists, new shoes, sports f...
08/03/2026

August has this way of sneaking in a second holiday, minus the ribbon and the warning. Supply lists, new shoes, sports fees, the science fee nobody mentioned until day one. If that hit your account this week, you are not behind, you did not miss something everyone else caught. It just happens, every year, to almost everyone with a kid in school.

New post is up: what to actually do about it, without the guilt spiral. Link in comments.

Money Clarity · Financial Confidence · No Shame.

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89508

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Tuesday 9am - 5pm
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