Ranglin Coaching & Consulting

Hello Community! Did you know your credit score is made up of several key factors — and understanding them can help you improve your financial future?

Experts recommend reviewing your credit report at least once a year at FreeCreditReport.com to monitor your progress, catch errors, and protect your financial health.

Here’s how your credit score is typically calculated:

** Payment History — 35% to 40%
Your history of paying bills on time

** Amounts Owed / Credit Utilization — 20% to 30%
How much debt do you carry compared to your available credit limits

** Length of Credit History — 15% to 21%
The age of your oldest and newest accounts, plus the average age of all accounts

** Credit Mix — 10%
The variety of credit accounts you manage, such as credit cards, car loans, mortgages, and installment loans

** New Credit / Hard Inquiries — 10% to 11%
How often you apply for new credit and the number of recent credit checks on your report

Small, consistent steps like paying your bills on time, reducing balances, and monitoring your credit can create long-term financial opportunities. Remember, knowledge is power. Understanding your credit and taking control of your financial future can lead to stronger money habits, greater financial stability, and more opportunities over time.

Too often, people feel pressured to dim their light to make others feel comfortable. At Ranglin Coaching & Consulting, we believe your purpose is not to shrink — it is to grow, lead, and inspire.

Your talents, voice, leadership, and unique gifts are meant to be fully embraced. Own your accomplishments. Walk confidently in your expertise. Use your success to create opportunities, elevate others, and contribute to building stronger communities.

Growth begins when you stop comparing yourself to others and focus on becoming better than you were yesterday. That is where confidence, resilience, and true leadership are built.

I am intentional about continuing to grow, evolve, and create pathways for others to rise alongside me. There is room for all of us to succeed.

If you are ready to elevate your leadership, strengthen your confidence, advance your career, or grow your business, let’s connect. Ready to elevate your leadership, career, or business?
Schedule your FREE 20-minute consultation today.
📧 Contact us at [email protected]

✨ Your next level starts when you stop dimming your light.

Hey there — are you applying for jobs you know you could do in your sleep, yet still receiving no callbacks or even acknowledgements?

The job market has changed, and now may be the right time to connect with an executive coach who understands today’s hiring landscape and knows how to help you position your current skills to solve today’s business challenges.

Let’s connect and work together to reignite your passion, build your confidence, and create a strategy for your next chapter. Stop feeling discouraged and stop comparing yourself to other job seekers. The focus should be on positioning YOU for success.

Sometimes success is not about starting over — it’s about gaining clarity, pivoting strategically, and learning how to leverage the skills and experience you already have in a way that meets current market demand.

The time is now to design your own success story. You do not have to navigate the journey alone. Connect now at RanglinAssociates.com

Did you know the Black homeownership rate in the U.S. is only about 44%, which is nearly 30 percentage points lower than the white homeownership rate?

Many families still face barriers such as low credit scores, limited savings, affordability challenges, and difficulties accessing mortgage financing. But despite these challenges, homeownership remains one of the most powerful ways to build generational wealth and long-term stability.

As a real estate professional, I’m passionate about helping individuals and families navigate the path to homeownership, whether you have excellent credit, low credit, no credit, or simply don’t know where to start.

If you’re thinking about buying a home in Rhode Island or Massachusetts, I’d love to help guide you through the process and connect you with resources that can help close the gap
DM be now or email me at [email protected]

Your dream of homeownership is possible. Ready? Let go!
REMAX Revolution

Have you ever been passed over for a promotion?

It’s a moment that can be difficult—but also defining.

I’ve been there. And while it’s easy to focus on what didn’t happen, I’ve learned that these moments often reveal where we need to take greater ownership of our growth and visibility.

One of the most powerful shifts for me was becoming more intentional about my one-on-one conversations with my manager.
Not just showing up—but showing up prepared, aligned, and clear on expectations, goals, and impact.

Your one-on-one is not just a check-in—it’s a strategic opportunity to:
✔️ Advocate for your growth
✔️ Align on performance and expectations
✔️ Gain real-time feedback
✔️ Ensure your contributions are visible and understood

The question becomes: Are you leading that conversation, or simply participating in it?

Growth doesn’t always come from the outcome we expected—but from how we respond to it.

I’m curious—have you ever been passed over for a promotion? What did it teach you?

After 20+ years in corporate leadership and now coaching professionals across industries, Lisa has seen one thing clearly:

Hard work alone doesn’t guarantee advancement.

What does?
✔️ Clarity on your strengths
✔️ Strategic positioning
✔️ The confidence to advocate for yourself

Through my work, I’ve helped 250+ professionals advance their careers—many securing promotions, new roles, and increased compensation.

If you’re feeling stuck, it may not be your ability—it may be your approach. It might be time to shift from working harder…to working smarter.

📅 Book your FREE 20-minute consultation:
https://www.ranglinassociates.com/

You’re not stuck. You’re under-positioned.

Too many talented professionals are overlooked—not because they lack ability, but because they lack clarity, strategy, and visibility.

If you:

Feel ready for more
Know you’re capable of the next level
But aren’t getting the opportunities

It’s time to shift.

You don’t need more experience—you need a plan.

Ready to elevate your career?

Book your FREE 20-minute consultation with Ranglin Coaching & Consulting:
https://www.ranglinassociates.com/

Are your sales results being limited by emotional intelligence?
In today’s environment, technical skills and product knowledge are not enough. The most effective sales professionals know how to build trust, read the room, and respond with emotional intelligence.

As a Genos Certified Emotional Intelligence Practitioner, I help leaders and sales teams strengthen these capabilities using tools like the 360° Emotional Intelligence Sales Behavior Feedback Report.

This isn’t just another assessment—it provides real insight into how your sales behaviors are experienced by:
- Leaders
- Colleagues
- And uniquely—customers

The result?
Clear, actionable feedback that helps professionals improve relationships, influence, and performance. Because people don’t just buy products—they buy trust, connection, and confidence.
If you’re ready to elevate your sales team’s performance, let’s connect.

Email us: [email protected]

When I first started coaching mid-level managers, I saw a common challenge: leaders often focus on their tasks but forget to invest in team growth and inclusion.

The shift happens when you start thinking like a leader: your role isn’t just to complete projects, it’s to develop people and influence culture.

Have you noticed a similar challenge in your career?”

Change is constant — success means adapting. 🌟
At Ranglin Coaching & Consulting, we help professionals think differently, innovate, and change the game.

With a growth mindset + emotional intelligence, you stay in your most productive state — self-aware, authentic, and inspiring. Without them, it’s easy to feel disconnected and stuck.

Let us help you navigate change, lead with impact, and thrive. Reach us at RanglinAssociates.com

Ranglin Coaching & Consulting | Consulting | Rhode Island Ranglin Coaching & Consulting is dedicated to helping career-driven individuals and executive leaders achieve their professional aspirations through business coaching and consulting.