šCan your Mortgage Payment INCREASE even when you have a fixed rate?? If yours did, it was most likely due to an ESCROW SHORTAGEā¦. Your actual payment doesnāt go up, but if your taxes and insurance are lumped in you monthly payment, it may increase due to different reasons - it could be that your property taxes went up or you have supplemental property taxes due. OR your homeowner insurance premium has increased which weāve seen in the last couple of years in California. ā Either way, itās important to know this in advance so youāre not SURPRISED š®
Nest Up
Managed by:
Kamel Merabet @ Contempo Lending
DRE#02160898 | NMLS# 2251168 Powered by: Contempo Lending, Inc.
NestUp - Your Homebuying Guide & Resource
š”Your Hub for Everything HOME
š“Homes & Lifestyle in Coachella Valley & Beyond
šļøReal Estate/Mortgage Education, News, Content. Managed by: Kamel Merabet
Kamel Merabet [DRE 02160898 - NMLS 2251168]- Is a licensed Mortgage Loan Originator & Real Estate professional with Contempo Lending Inc Licensed in California. Separately, Kamel owns [Nest Up] a platfor
If youāre ready to make this home yours - or any home - Iām a lender with Contempo Lending, Inc. Text āHOMEā to 442-400-2233 or DM āHOMEā to get preapproved with me and Iāll connect you with Geovana, the listing agent.
And if youāre looking to buy or sell, I can connect you with my trusted team of agents that Iāve personally vetted, so youāre in good hands every step of the way. š”
ā
DRE # 2160898 | NMLS # 2251168
š”Many of us may not know where and how to start when buying a home. Here I breakdown the very first steps when purchasing a home. Unless youāre paying all cash, youāre going to need a home loan. Connecting with a lender should be your very first step. This will help you find out what you can afford and what you qualify for. A seller will be more likely to accept an offer from a buyer who is preapproved!!ā
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Date, Marry, Kill - real estate edition. Lol
This is a common question I see come up from time to time. Do you start all over when you refinance? The answer is no, you donāt have to. Stay tuned for our next video where we break down the different types of refinances.
If youāre ready to make this home yours - or any home - Iām a lender with Contempo Lending, Inc. Text āHOMEā to 442-400-2233 or DM āHOMEā to get preapproved with me.
And if youāre looking to buy or sell, I can connect you with my trusted team of agents that Iāve personally vetted, so youāre in good hands every step of the way. š”
ā
DRE # 2160898 | NMLS # 2251168
Anywhere with plumbing for me. Iāll be ok. š Lol.
š”If youāre ready to make this home yours - or any home - Iām a lender with Contempo Lending, Inc. Text āHOMEā to 442-400-2233 or comment āHOMEā below to get preapproved with me. ā And if youāre looking to buy or sell, I can connect you with my trusted team of realtors that Iāve personally vetted, so youāre in good hands every step of the way. ā
DRE # 2160898 | NMLS # 2251168
Inspection or Appraisal ā whatās the difference? š¤
One tells you if the home is safe & sound, the other tells you what itās worth š°
Watch the video to learn why both matter!
10/16/2025
There IS a difference between being prequalified vs. preapproved. ā
Being preapproved means the lender has verified your documents, assets, credit and income. Making it beneficial for you when submitting offers. Plus you can shop with confidence knowing how much you are preapproved for. You increase your chances of getting your offer accepted!
Talk to your lender to learn more, or you can also get preapproved with meā¦.ā
Iām a lender with Contempo Lending. I can help you navigate this process easily. Letās have a conversation today!
DRE #02160898 | NMLS #2251168
FHA loans arenāt just for first-time homebuyers! š” Many people think FHA is for first time homebuyers but the truth is, anyone can use an FHA loan to buy or refinance.
Why it matters: Lower down payments, flexible credit requirements, and more options for homeownershipā¦.. Thinking FHA might be your ticket to your next home? DM me āHOMEā and letās break it down.
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