08/28/2026
Five words I wrote in my own log on August 17, 2009:
"I am 40 and almost broke."
Not dramatically broke. No repo man, no eviction. Worse than that, in a way — I was fine. Employed, respected, competent. Three careers deep, having rebuilt my whole skillset every time the industry moved: COBOL, then PowerBuilder, then Java.
And I had almost nothing to show for any of it.
Here's what took me years to understand. It wasn't a grit problem. I had grit. I had rebuilt myself from scratch three separate times to stay employable. Nobody works their way out of that with more effort.
It was a mechanics problem. Every dollar I'd ever earned was the same kind of dollar — the kind you trade hours for, the kind taxed hardest, the kind that stops the day you stop.
Three things changed it, and the first one was just this: I stopped measuring how much I earned and started measuring what I owned.
That's the conversation we had at the Round Table last Thursday. We'll be building on it September 24.
TERT21 — Thursday, September 24
⏰ 8:30 AM (newcomers 8:15)
📍 Village Inn — Oldsmar
🔒 INVITE ONLY — you must register to get a seat at the table.
⚠️ 20 seats max · 14 remaining
💲 Free to attend — you order and settle your own breakfast tab. Not eating? A cash contribution for the staff is appreciated. Tip is separate.
🎯 Register and I'll send you the room details:
https://lp.constantcontactpages.com/ev/reg/9v8bufg