01/19/2025
Pray for Ceci and California. I’ve know ceci for over 50 years. The fires are way too close for comfort and they need our prayers.
Retired Mortgage Banker
37 Years
School Teacher
Warwick High School
01/19/2025
Pray for Ceci and California. I’ve know ceci for over 50 years. The fires are way too close for comfort and they need our prayers.
07/17/2024
Good morning. Thanks for the birthday wishes. I believe this is my best birthday of all. 61st birthday and the last day of my mortgage career. After 37 plus years working with potential homebuyers and Realtors, i am turning the page to a new chapter. I have been making home loans since before we had computers or hand held phones. I was 23 and Ron Reagan was still President. My average loan amount was $72,000, and interest rates were in the 9s. I have had a wonderful career and built relationships with a lifetimes worth of friends and colleagues.
Take on a bigger challenge, heck yea! I am starting in two weeks as a teacher in the Career and Technical Education department, or business department teaching personal finance, leading the FBLA, and other business classes at Warwick High School. The Raider family has welcomed me there as a teacher after substituting there part time since November. I love working with the teachers and staff at Warwick. Going from working at home originating loans to the hallowed hallways at Warwick, full of students, for a few years, and an opportunity to help hundreds of students on their path through high school is Gods plan for me now. Seek and you will find. My niece and nephews came through Warwick and it’s 3 miles from my house.
I am so very thankful to Fulton Mortgage Company and hope you will call them often. They have the best first time homebuyers loan in Virginia, and a very experienced team of experts. To the thousands of REALTORS, I have worked with over the years, thanks for trusting me with your clients. You have become friends forever. I wish you all the best.
To the Raider family, see you soon. Thanks for the birthday wishes on my favorite birthday ever.
Come by Harpoon Larry’s in Newport News from 3-6 today, Wednesday, and 🍻. Mkm
04/01/2024
Are you a dentist looking for the right mortgage loan? Look no further! Our Medical Professionals program offers a wide range of benefits catered to meet your financial needs. Contact me today to learn more.
https://www.fultonbank.com/Personal/Mortgages/Mortgage-Loan-Officer/Michael-Manicone
03/26/2024
Is high-interest debt keeping you from taking the next step in your homeownership journey? You can use the equity in your home to reduce your debt and pay it off sooner. Get in touch with me today for a free debt review via a Total Cost Analysis to see how we can save you money.
https://www.fultonbank.com/Personal/Mortgages/Mortgage-Loan-Officer/Michael-Manicone
Everyone faces different challenges on the path to homeownership. Our Community Combo Loan is a flexible, affordable option to help you achieve your dreams. Get in touch with me to see if you qualify.
02/22/2024
Say goodbye to landlords and become a homeowner. Our Fulton team can help compare the cost of paying monthly rent vs. investing in your own home. We’ll give you the facts you need to make an informed choice that’s right for you.
https://www.fultonbank.com/Personal/Mortgages/Mortgage-Coach
02/14/2024
Did you know that Fulton Bank offers affordable home financing options for eligible home buyers who have limited funds for a down payment or have unique circumstances? Our Fulton Bank Community Combo might be your path to home ownership. Let’s find a solution for you.
https://www.fultonbank.com/Personal/Mortgages/Income-Based-Programs
02/06/2024
Are you in the healthcare field and looking to purchase a new home? Our Medical Professionals Program can make the mortgage process easy and affordable. Contact me to learn more.
https://www.fultonbank.com/Personal/Mortgages/Mortgage-Loan-Officer/Michael-Manicone
01/18/2024
Want to get pre-qualified, but can’t find the time with your busy schedule? Contact me today to get started, even on the weekends.
https://www.fultonbank.com/Personal/Mortgages/Mortgage-Loan-Officer/Michael-Manicone
01/15/2024
Make your dream of homeownership possible with our Home Possible® Mortgage program. Contact me to see if this flexible, affordable option is right for you.
https://www.fultonbank.com/Personal/Mortgages/Mortgage-Loan-Officer/Michael-Manicone
01/09/2024
Ask me about Fulton Bank’s construction loans with flexible options to meet your needs. Take advantage of 95% financing up to $1 million/90% up to $1.5 million with one-time closing.
https://www.fultonbank.com/Personal/Mortgages/Construction-Loans
| Monday | 7am - 8pm |
| Tuesday | 7am - 8pm |
| Wednesday | 7am - 8pm |
| Thursday | 7am - 8pm |
| Friday | 7am - 8pm |
| Saturday | 8am - 3pm |