A Purpose Life

A Purpose Life

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Hey, I'm Marcia, Award-Winning Financial Coach & Consultant. I help millennials master their money

Photos from A Purpose Life's post 12/23/2025

Day 4 on Icon of the Seas | Roatán, Honduras 🇭🇳

Today’s port was Roatán, and I made sure to step fully into the experience with a Monkey, Sloth, and Snorkelling excursion.

The day started with a guided walk through the animal park, where we learned about the wildlife and local environment. One of the monkeys even managed to pull out one of my braids, which gave us all a good laugh.

From there, we headed out by boat to snorkel along part of the Mesoamerican Barrier Reef System, the second largest reef system in the world, stretching across Mexico, Belize, Guatemala, and Honduras.

I will be honest.
Wearing flippers felt strange.
Being that far out in open water felt even stranger.

Although I learned to swim last year, this was my first time ever being in open water like that, not even back home in Barbados. When it was time to get off the boat, fear definitely showed up. I geared up, got into the water, and then quickly climbed right back out.
But this is where the moment shifted.

One of the guides noticed, stayed with us, encouraged us, and calmly reminded us that we were capable. With that reassurance, I pushed past the fear, reentered the water, and experienced something truly unforgettable. Looking beneath the surface, seeing the reefs and marine life up close, was a sight I will always remember.

We also learned a lot about Honduras during the tour, including how community structure and justice systems differ from what many of us are used to. It was a reminder that travel is just as much about learning as it is about seeing.

This was my second excursion so far, with two more to go. I intentionally booked several because I wanted more than the ship experience. I wanted culture, perspective, and moments that stretch me.

Today delivered all three.
Grateful I didn’t let fear have the final say.
Grateful for patient guides.
Grateful for experiences that remind you what you’re capable of.

I hope you enjoy the photos and videos from today’s adventure.

Photos from A Purpose Life's post 12/20/2025

First port stop: Costa Maya, Mexico

I did my first excursion, which was a Jeep Journey to Pleasure Beach. Sadly, I couldn't drive because they needed to see a physical driver's license, but it all worked out in the end, so that was the right path.

We did an off-road adventure through Costa Maya. Visited a sleepy fishing town called Mahahual and had lunch at Pleasure Beach.

I was able to experience the history behind tequila, and we sampled an 18 year old, 24 year old and sweeter options.

Because I was served last, he topped me right up. I'm not going to lie it hit my body hard 🤣.

12/16/2025

Definition of financial wellness

As a personal financial coach, I can't stress how important it is to have balance in your life. I dont believe in work-life balance but work life integration. Create the life you want.

12/13/2025

Get • The National Financial Literacy Programme (NFLP) is inviting applications from suitably qualified and experienced individuals to serve as facilitators within its FLITE Schools Programme, Business Programme, and Community Programme.

The NFLP, an initiative of the Government commissioned by the Ministry of Energy and Business, is dedicated to helping every Barbadian become F.R.E.E. – Financially Resilient, Educated and Empowered. Guided by the slogan Learn It, Live It, Lead It, the programme delivers financial education across three pillars: Schools (FLITE Schools Programme), Business and Community.

The FLITE Schools Programme is designed to educate, equip and empower students with financial literacy skills that enable them to make informed and strategic financial decisions. The programme currently reaches 62 primary, secondary and tertiary institutions across Barbados and is projected to extend to approximately 90 schools by January 2026.

Students are introduced to key topics such as saving for the future, earning an income, budgeting, borrowing and lending, smart shopping and preparing for risks.

The Business Programme aims to strengthen the financial capability of enterprises and institutions by providing the tools needed to build sustainable businesses, enhance competitiveness and support national productivity.

Training for entrepreneurs and MSMEs will focus on core areas including pricing strategies, cash flow management, debt management, record keeping, digital literacy and compliance readiness.

Through its Community Programme, the NFLP seeks to simplify complex financial concepts and make financial education accessible, relatable, and practical. Sessions will be delivered across community centres, churches, sports and social clubs, and within vulnerable groups, such as the elderly, single parents, persons with disabilities and individuals reintegrating into society after incarceration. The programme fosters a welcoming environment that promotes open dialogue about money management.

Continue reading on our website at www.gisbarbados.gov.bb

11/27/2025

This moment really made my day.

While I was at my booth at the MyTwoCents Financial Seminar, Joel Payne, Managing Director at Gertrude Construction, came up to me and shared how much my costing and pricing training with BTFL has changed his business.

He told me that since the session, he has earned the most money he has made in years. Before the training, he priced his jobs using only direct costs. He never realised how hidden and indirect costs impact profit. Now, he understands the full picture and feels more confident and empowered when pricing his services.

These are the stories that keep me grounded and remind me why I teach.
When people learn how to cost properly, they protect their purpose, their income, and their future.

Video: Interviewed by at the MyTwoCents Financial Seminar

11/23/2025

Many people ask, “Marcia, what steps did you take to become who you are today?”

My answer is always the same, my life began to shift the day I accepted Jesus Christ as my Lord and Saviour.

That was the day I discovered my true identity, and I’ve never looked back since.

Seventeen years later, I am grateful for His guidance, His grace and His purpose for my life.

11/19/2025

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Available from December 1st, 2025

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11/13/2025

Missions Update – St. Vincent Edition 🇻🇨💛

This story still amazes me every time I say it out loud.

My aunt passed away on September 1st. Her funeral was held on October 5th – the very same day I landed in St. Vincent for missions. I couldn’t attend, and that weighed on my heart.

But God…

One day, our team split between a van and a jeep. I could’ve gone in either one, but I chose the jeep. While sitting in the back, I felt a nudge to look up.

And there it was on a hillside full of greenery — the same flower arrangement from my aunt’s funeral photos. The same colours. The same positioning. The same everything.

I knew immediately:
That was her resting place.

When I shared it, Pastor Hannah said two women from her church attended a funeral on that same day, and they might be family. After service, she introduced us… and guess what?

They ARE my cousins.
My real, blood family.

Loss introduced me to family I never knew I had.
Grief led me to restoration.
And God orchestrated every detail… even down to me looking up at the exact moment we drove past her gravesite.

Now I have two new cousins, more family connections in Bequia, and a heart full of gratitude for how God works.

I pray this touches someone today. Even in your hardest seasons, God is arranging things behind the scenes.

09/30/2025

📢 Invitation to Exhibit at the Nov 4th IGM200 Event 📢

As part of our “Do You Want Investment in Your Business?” event at the Hilton Barbados Resort, we are offering 10 FREE exhibition spaces to showcase Barbadian SMEs inside the main conference hall. 🇧🇧

Each exhibitor will be provided with:
- 1 table and 2 chairs
- A prime location within the hall (note: no power supply available)

We’re looking for companies with the potential to grow and scale. While there are no strict criteria, please note that IGM200 reserves the right to decline applications that do not align with the event’s goals.

✨ This is a fantastic opportunity to gain visibility, connect with investors, and share your story.

📩 If you’re interested, please email Hywel Davies at:
👉 [email protected]

Spaces are limited, so don’t delay! 🚀

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