Credit Literacy

debt can be a huge strain on your household finances and be a setback to achieving your financial goals. Lets look at some ways to change the narrative:

1. Understand how to read your credit card statement
2. Know the different types of debt and how they work
3. Create a plan for paying off your credit card debt
4. Consider getting a secured credit card if you have poor or no credit history
5. Make sure that you are not spending more than you can afford to pay back each month by using the 50/30/20 rule (50% should be spent on needs, 30% on wants, 20% on savings)
6. Find out what type of student loan repayment options are available for federal loans in order to find one that works best with your financial situation

More insight is available...you just need to inquire within🗣👂

If not last year, please let your loved ones be aware of the power of good credit and healthy finances this year.

You gotta please ya self first before you look for someone else to praise you.
💯

First & foremost Karen, where’s ya mask??? I know you was breathing up heavy & spitting in someone’s face.
Two: what’s ya credit profile looking like since you up in people’s business 🤔

Which method are you using, or think is best to pay off credit card debt (right side or left side)? Curious to know your thoughts...

And if you “don’t”, you’ll have what is called a derogatory item; all courtesy of the government (for snitching) & the 3 Credit Bureaus.