Julie Lor - NetWealth Financial Strategies

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Julie Lor - NetWealth Financial Strategies I’m Julie Lor, CEO/Owner of NetWealth Financial Strategies. Bringing over 10 years of experience in the Financial and Life Insurance industry.

Our passion is serving our community through financial literacy and having clarity of their financial goals.

A heartfelt THANK YOU to American National for the thoughtful gift and for kicking off the Smart Start Accumulator Serie...
10/08/2026

A heartfelt THANK YOU to American National for the thoughtful gift and for kicking off the Smart Start Accumulator Series – Retirement! 🎁

We truly appreciate your continued partnership, support, and commitment to empowering financial professionals with valuable knowledge and resources.

Great partnerships create greater opportunities to educate, serve, and help families build a stronger financial future.

Here's to continued learning, growth, and making meaningful impacts together!

09/30/2026

✨ Team Luminary | September 2026 Leadership Impact Recognition ✨

This September, we proudly recognize an incredible group of women in business who lead with heart, humility, and purpose.

Behind their leadership are many roles—mothers, wives, daughters, students, professionals, and entrepreneurs. Their days are full, their responsibilities are real, and the journey is not always easy. Yet they continue to show up because they believe in a mission greater than themselves.

They serve families and individuals by helping them better understand their finances, stay focused on their financial goals, and protect the people and futures that matter most.

This is what servant leadership looks like: not simply leading from the front, but walking alongside others, educating with patience, serving with compassion, and leading by example.

To our September 2026 Leadership Impact honorees, thank you for reminding us that you don't have to have a perfect schedule or wear only one hat to make an impact. You simply have to remain committed to your purpose.

Keep serving. Keep growing. Keep leading with heart. The work you do today can create a ripple of impact for generations to come. ✨

🇺🇸 Remembering 9/11Today, we pause to remember September 11, 2001 — a day that forever changed our nation.We honor the l...
09/11/2026

🇺🇸 Remembering 9/11
Today, we pause to remember September 11, 2001 — a day that forever changed our nation.

We honor the lives that were lost, the families who endured unimaginable grief, and the brave first responders, firefighters, law enforcement officers, military members, and everyday heroes who stepped forward when others needed them most.

May we never forget the courage, compassion, and unity that emerged from one of our darkest days.

We remember. We honor. We stand together. 🇺🇸
Never Forget.

🇺🇸

09/07/2026

🚗 You wear a seatbelt for the unexpected. What about your family’s financial future?

Here’s something to think about:
📊 51% of U.S. adults say they have life insurance.
📊 40% say they need more coverage—that’s nearly 100 million adults.
📊 47% say they would struggle to cover living expenses within 6 months if the primary wage earner died.

Life insurance isn’t about expecting the worst.
It’s about being prepared for the unexpected. ❤️
This Life Insurance Awareness Month, check your coverage. Your family’s future may depend on it.


Honoring the hard work, dedication, and contributions of those who help build a stronger tomorrow. 🇺🇸✨ Happy Labor Day! ...
09/07/2026

Honoring the hard work, dedication, and contributions of those who help build a stronger tomorrow. 🇺🇸✨ Happy Labor Day!

09/04/2026

❤️ LIFE INSURANCE AWARENESS MONTH ❤️

🏡 YOUR BIGGEST ASSET MAY NOT BE YOUR HOUSE.

❤️ IT MAY BE YOUR LIFE.
Your home has value. 🏡
Your business has value. 💼
Your savings and investments have value. 💰

But YOU are the one creating that value.
Your ability to live, work, earn an income, and provide for the people you love is one of your greatest financial assets. 👨‍👩‍👧‍👦

🛡️ LIFE INSURANCE CAN HELP YOU:
✨ Protect the people who depend on you
💵 Replace lost income
🏡 Help protect your home and financial obligations
👨‍👩‍👧‍👦 Protect your family’s future
🌱 Build and transfer a financial legacy
❤️ Provide living benefits when qualifying conditions occur

Life insurance isn’t just about preparing for death.
It’s about protecting life, preserving choices, and protecting the future you’re building today. 🌟

🔑 DON’T JUST PROTECT WHAT YOU OWN.
❤️ PROTECT WHAT MAKES IT ALL POSSIBLE — YOU.

JULIE LOR
Life & Retirement Specialist
📞 612-816-8003
📍 900 Long Lake Rd, Suite 101
New Brighton, MN 55112

❌MUSIC DISCLAIMER

I do not own the rights to the music used in this video. All music rights, ownership, and credits belong to LajSiab Entertainment and the respective copyright owners.

This music is used for entertainment and promotional purposes only. No copyright infringement is intended.

Music Credit: LajSiab Entertainment:
https://www.youtube.com/watch?v=jpS4u1iB87E&list=RDjpS4u1iB87E&start_radio=1

All rights remain with the original copyright holder.

Some leaders teach you how to succeed. Some leaders teach you how to lead. But there are rare leaders who do something f...
09/04/2026

Some leaders teach you how to succeed. Some leaders teach you how to lead. But there are rare leaders who do something far greater; they make you feel like you belong.

That is who Phil and Debbie Gerlicher are to us.

We don't love Phil and Debbie simply because of what they have accomplished or the organization First Financial Security, Inc. they have built. We love them for their humility, their authenticity, their down-to-earth hearts, and the genuine care they have for people.

They have a remarkable way of making people feel like family.

When we think about the kind of love a parent gives—a love that doesn't disappear when you struggle, doesn't change when you make mistakes, and doesn't depend on what you can accomplish—we think of Phil and Debbie.

Their leadership carries that same spirit of unconditional belief.

They don't just celebrate you when you win. They care about you when you are hurting. They don't only recognize your accomplishments; they recognize the person behind them. And when you are walking through a difficult season, they don't make you feel like you are walking alone.

They remind you that you belong.

There is something incredibly powerful about having leaders who can make an organization feel like home and a team feel like family. It creates a sense of wholeness that cannot be manufactured through titles, money, recognition, or success.

Because at the end of the day, people don't just need someone to tell them how to win.

They need someone who believes in them when they don't feel like they can win.

That is what makes Phil and Debbie different.

Their greatest legacy may not simply be the business they built, but the people they embraced, the families they strengthened, the confidence they restored, and the lives they helped transform.

People will come and people will go. Seasons will change. Some will choose different paths, and some will chase different opportunities. But those who have experienced genuine love, loyalty, and belief from someone will carry that impact with them forever.

Because when you find people who make you feel like family, you don't measure their value by what they give you—you cherish them for who they are.

Phil and Debbie, we are grateful for you.

Thank you for making us feel welcomed when we were new, supported when we were uncertain, encouraged when we were tired, and loved through every season.

Thank you for believing that ordinary people could become extraordinary.

Thank you for showing us that leadership can be powerful without being prideful, successful without becoming distant, and influential without losing humility.

You didn't just give people an opportunity. You gave people a place to belong.

And sometimes, the greatest gift a leader can give is not a strategy, a title, or even a pathway to success.

It is the feeling that no matter how dark the road becomes, you are not alone.

That is why we love Phil and Debbie.

Because somewhere along the journey, they stopped feeling like just our leaders—and started feeling like family. ❤️

🔥 YOUR PURPOSE HAS TO BE STRONGER THAN YOUR EXCUSES. 🔥Building a business has taught me something I can’t unlearn:Nobody...
09/02/2026

🔥 YOUR PURPOSE HAS TO BE STRONGER THAN YOUR EXCUSES. 🔥

Building a business has taught me something I can’t unlearn:

Nobody is coming to chase you. 👊

I don’t wait for my leaders or mentors to keep checking on me, motivating me, or reminding me what I said I wanted.

If I want to GROW 📈, I seek.
If I want to LEARN 📚, I ask.
If I want MORE 🚀, I move.
If I need HELP 🤝, I reach out.

That’s ownership. 💯

A lot of people say they want success but wanting it and being willing to do what success requires are two completely different things.

They become comfortable. 🛋️
They delay. ⏳
They make excuses. 🚫
They wait for the “right time.”

Then life gets uncomfortable… and suddenly they look back and say:
💭 “I wish I would have started sooner.”
💭 “I should have taken it more seriously.”
💭 “I could have changed my life.”

Here’s the truth:
Comfort is temporary. ⏰
Excuses are expensive. 💸
Regret lasts much longer.

Your current comfort zone is NOT a retirement plan. 🚨

If you want a different future, you have to prepare for it BEFORE you need it. 🎯

Your priorities will always reveal themselves through your ACTIONS. 👀
When your excuses are stronger than your commitment,
your priorities aren’t strong enough yet. 💥

I’m building my business because my PURPOSE IS BIGGER THAN MY COMFORT. 🔥
I’m not waiting to be pushed.
I’m choosing to be driven. 🏃‍♀️💨

And the more I grow, the more I realize:

Leadership isn’t about having people chase you.
Leadership is learning how to chase your own potential and becoming the person others want to follow. 👑

So…
🚫 Stop waiting.
🚫 Stop explaining.
🚫 Stop making excuses.

🔥 GET UNCOMFORTABLE.
🎯 GET HUNGRY.
🚀 GET MOVING.

Because when your PURPOSE is stronger than your EXCUSES…

🔥 YOU ARE UNSTOPPABLE. 🔥

That’s the mindset. 🧠
That’s the work. 💪
That’s leadership. 👑

09/02/2026

SMALL BUSINESS OWNERS — YOU BUILT IT. NOW PROTECT IT.

Your business may be your biggest asset—but what happens to it if you, your business partner, or a key employee unexpectedly dies?
A strong business protection strategy can help you prepare for the unexpected and protect the people, income, and legacy behind your business.

🔑 5 Areas Every Business Owner Should Consider:

1. KEY PERSON PROTECTION
What happens if the person who drives revenue, relationships, or operations is suddenly gone? Life insurance can provide the business with funds to help navigate the transition.

2. BUY-SELL FUNDING
Business partners should have a plan for what happens to ownership when one partner dies. Properly structured life insurance can help provide the funds needed to facilitate a buy-sell agreement.

3. PROTECT YOUR FAMILY
If your business is a major source of household income, protecting the business can also help protect your spouse and children from financial disruption.

4. RETAIN KEY TALENT
Your most valuable employees aren't always easy to replace. Strategic benefits and protection planning can help businesses attract, retain, and reward key people.

5. PRESERVE YOUR LEGACY
You spent years building your business. The goal isn't simply to build wealth—it's to create something that can continue supporting your family, employees, and future generations.

💡 DON'T WAIT FOR A CRISIS TO CREATE A PLAN.

A business protection strategy should be designed before something happens—not after.

Ask yourself:
➡️ Who would run my business if I were gone?
➡️ Could my family afford to keep the business?
➡️ What happens to my partner's ownership?
➡️ How would we replace a key employee?
➡️ Is there enough liquidity to handle an unexpected death?

Your business deserves a strategy—not just hope.

📩 Let's have a conversation about your Business Protection & Continuity Plan.

Educational information only. Insurance and financial strategies should be evaluated based on your individual circumstances and applicable laws.

08/10/2026

People often think being your own boss and a Life & Retirement Professional is all about making that “big, fat commission.” 💰💵

THEY DON’T SEE THE CALLING.📞

But do they really know what comes with the title?

This work requires a heart to serve 💛 a commitment to care, and the willingness to carry responsibility far beyond the paycheck.
It means:

📚Educating and empowering families to make informed financial decisions.
👩‍🏫Advocating for our communities and helping bridge the gaps in financial protection.
📝Continuously training and learning so we can better serve others.
🧑‍💼Coaching and mentoring the next generation of leaders.
🏦Carrying the responsibilities, risks, and liabilities of being a business owner.
🧑‍🧑‍🧒‍🧒Balancing business, leadership, and family.
✅Showing up even when you’re tired, overwhelmed, or things don’t go as planned.
The list goes on.

My WHY has not been just about money.
It’s about impact.

Success, to me, isn’t measured by the material things you accumulate. It’s measured by the character you carry when your plate is full, when nobody is watching, and when life doesn’t go your way.

🔸It’s in the families who leave with more clarity.
🔸It’s in the person who finds hope when they felt they had none.
🔸It’s in the smile of someone who finally sees a possibility for a better future.

Because sometimes, you may not be able to change someone’s entire life, but you can change their perspective, give them hope, and help them take the next step.🌎

That is PURPOSE.

That is LEADERSHIP.

And that is why I continue to show up. Not just to build a business, but to build people, protect families, create opportunities, and leave an impact that outlives me.

The commission may be a result.
But the IMPACT is the reward. ❤️


Address

900 Long Lake Road #101
New Brighton, MN
55112

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+16128168003

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