Julie Lor - NetWealth Financial Strategies

Julie Lor - NetWealth Financial Strategies I’m Julie Lor, CEO/Owner of NetWealth Financial Strategies. Bringing over 10 years of experience in the Financial and Life Insurance industry.

Our passion is serving our community through financial literacy and having clarity of their financial goals.

08/10/2026

People often think being your own boss and a Life & Retirement Professional is all about making that “big, fat commission.” 💰💵

THEY DON’T SEE THE CALLING.📞

But do they really know what comes with the title?

This work requires a heart to serve 💛 a commitment to care, and the willingness to carry responsibility far beyond the paycheck.
It means:

📚Educating and empowering families to make informed financial decisions.
👩‍🏫Advocating for our communities and helping bridge the gaps in financial protection.
📝Continuously training and learning so we can better serve others.
🧑‍💼Coaching and mentoring the next generation of leaders.
🏦Carrying the responsibilities, risks, and liabilities of being a business owner.
🧑‍🧑‍🧒‍🧒Balancing business, leadership, and family.
✅Showing up even when you’re tired, overwhelmed, or things don’t go as planned.
The list goes on.

My WHY has not been just about money.
It’s about impact.

Success, to me, isn’t measured by the material things you accumulate. It’s measured by the character you carry when your plate is full, when nobody is watching, and when life doesn’t go your way.

🔸It’s in the families who leave with more clarity.
🔸It’s in the person who finds hope when they felt they had none.
🔸It’s in the smile of someone who finally sees a possibility for a better future.

Because sometimes, you may not be able to change someone’s entire life, but you can change their perspective, give them hope, and help them take the next step.🌎

That is PURPOSE.

That is LEADERSHIP.

And that is why I continue to show up. Not just to build a business, but to build people, protect families, create opportunities, and leave an impact that outlives me.

The commission may be a result.
But the IMPACT is the reward. ❤️


08/02/2026

Proud to be a Stock Share Owner of this amazing company First Financial Security. ✅

Success is not for the faint of heart who only wish for it.

Success is attracted to those who feed their “why” more than their fears, excuses, and doubts.

The ones who win are not the ones who never face challenges, they are the ones who stay committed, stay disciplined, and keep moving forward when things get hard.

Your vision must be bigger than your obstacles. Your purpose must be stronger than your fears.
Keep feeding your why. Keep showing up. Keep becoming the person your success requires you to be. 🔥

DAY 3 | MOMENTUMMomentum isn't created by success; success is attracted to those who stay focused, consistent, and refus...
08/02/2026

DAY 3 | MOMENTUM

Momentum isn't created by success; success is attracted to those who stay focused, consistent, and refuse to quit. Champions do the work long before the results are seen.

Today was a powerful reminder that resilience, courage, and purpose create true momentum. Inspired by Chaunté Lowe’s story, we were reminded that champions are not defined by their challenges, but by their ability to rise, overcome, and keep moving forward.

Proud to be a Stock Share Owner of a company that stands together through every challenge. We are more than a company—we are a family and a movement built on purpose.

We don’t just sell life insurance. We protect families, create financial security, build leaders, and change lives. We don’t recruit just to grow numbers—we develop people and help them build a better future.

One of the greatest gifts of First Financial Security is the platform to share not only our wins, but the stories and struggles that shaped us.

Real Secrets of Money gives families and communities a voice through financial literacy and education. So proud of my mentee, Kab Nras Lee, for stepping outside her comfort zone and sharing her story to inspire and empower others.
Because your story has power. Your voice creates impact. Your courage changes lives.

Protect your momentum. Stay consistent. Keep building. The best is still ahead. 🔥💙

DAY 2 | CHANGE IN MOTION ✨Champions aren't built in comfort, they're forged through adversity, strengthened by purpose, ...
08/02/2026

DAY 2 | CHANGE IN MOTION ✨

Champions aren't built in comfort, they're forged through adversity, strengthened by purpose, and united by culture.

Today was a powerful reminder that our culture is our superpower. We don't just build businesses, we build people. We don't just create leaders, we create family. Together, we celebrate every victory, lift one another through every challenge, and refuse to leave anyone behind.

Chaunté Lowe reminded us that resilience isn't about avoiding obstacles, it's about rising every single time life knocks you down. True champions never quit. They adapt, overcome, and keep moving forward.

So proud of Team Luminary for celebrating wins, spreading love, believing in others, and showing what leadership truly looks like. Success means more when everyone rises together.

We ended an unforgettable day celebrating 20 years of First Financial Security, 20 years of changing lives, building legacies, and creating opportunities for families across generations.

Here's to the next 20 years of bigger dreams, bolder leaders, and an even greater impact. The mission continues. 🔥💛

🚀 LEADERS CONVENTION | DAY 1: Momentum – Change in MotionAn incredible first day filled with learning, inspiration, and ...
07/31/2026

🚀 LEADERS CONVENTION | DAY 1: Momentum – Change in Motion

An incredible first day filled with learning, inspiration, and momentum! From retirement strategy sessions and powerful stories of resilience to celebrating excellence at the Champion Luncheon with our six-figure producers, every moment reinforced that success is built through consistent action and intentional growth.

The momentum has begun and we're just getting started!

A huge congratulations to Ted and Zoua Terio on your incredible achievement as Restricted Stock Owners and the grand ope...
07/18/2026

A huge congratulations to Ted and Zoua Terio on your incredible achievement as Restricted Stock Owners and the grand opening of your beautiful new office! 🎉🏢

This is more than a milestone, it's proof that vision, leadership, and consistency create extraordinary results. We are growing. We are expanding. We are building a legacy that will impact generations.

Wishing you continued success as you lead with purpose and inspire others to dream bigger. The best is yet to come! 🚀👏

Congratulations to Grace and James Maina on the grand opening of your First Financial Security office in Brooklyn Center...
07/18/2026

Congratulations to Grace and James Maina on the grand opening of your First Financial Security office in Brooklyn Center, MN! 🎉

Wishing you continued success as you serve families, grow your business, and make a lasting impact in your community. Cheers to this exciting new chapter and many more milestones ahead!


07/10/2026

🚨 Don't confuse a 2-Year Waiting Period with a 2-Year Contestability Period! 🚨

They may sound alike, but they mean very different things in life insurance—and knowing the difference could help you make better decisions.

🎥 Watch this quick video as I break it down in simple terms so you can better understand your coverage and protect the people you love.

💬 Have questions? Leave a comment or send me a message. I'm always happy to help educate, not just sell.

07/09/2026

📝 Understanding the Life Insurance Underwriting Process

One of the biggest misconceptions is that applying for life insurance is just filling out an application. In reality, ‘underwriting’ is the process insurance companies use to better understand your overall risk before making a decision.

Here's what you can expect:

✅ Complete the application honestly and thoroughly.
✅ Answer health and lifestyle questions accurately.
✅ The insurance company may review your medical records or prescription history.
✅ Depending on the policy and amount of coverage, you may or may not need a medical exam.
✅ The underwriter reviews all the information before approving, modifying, or declining the application.

Practical Tips for a Smoother Underwriting Experience:

✔️ Be honest—accuracy helps prevent delays and future issues.
✔️ Respond promptly to requests for documents or signatures.
✔️ Have your physician's information and current medications ready.
✔️ Stay consistent with the information you provide.
✔️ Don't wait until your health changes. Applying sooner may provide more options.

Remember, underwriting isn't about finding reasons to say "no." It's about helping the insurance company make an informed decision based on the information available.

Every person's situation is unique, and every application is evaluated individually.

📩 Have questions about the underwriting process or what to expect? I'm happy to help educate you so you can make informed financial decisions.

NetWealth Financial Strategies
Clear Vision. Smart Planning. Lasting Wealth.

07/04/2026

🇺🇸 Happy 4th of July! ❤️🤍💙

🎉 Celebrating 250 years of American Independence! Today we honor our nation's freedom, the sacrifices that made it possible, and the opportunities we have to build a brighter future.

🏡 May your day be filled with family, friends, laughter, and unforgettable memories.

💙 From us at NetWealth Financial Strategies, we wish you a safe, joyful, and blessed Independence Day. Here's to Freedom. Family. Financial Confidence. 💼✨

~ NetWealth Financial Strategies 🌟

Address

900 Long Lake Road #101
New Brighton, MN
55112

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+16128168003

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