Sam Marcos Insight

Sam Marcos Insight Actuary | Immigrant | Father
Helping professionals build a disciplined second income alongside a career they value. marcos-driven.com

Sharing practical insights, lessons, and the journey along the way.

09/23/2026

Balancing Business with Family and Career

09/22/2026

I don't have time

09/22/2026

Day 10/90
Tech Davy?

Not all income serves the same purpose.My actuarial income does something very valuable:It compensates me for the profes...
09/21/2026

Not all income serves the same purpose.

My actuarial income does something very valuable:

It compensates me for the professional work I perform.

And I respect that.

So when I started exploring what I could build alongside my career, I wasn’t simply looking for another job.

I’ve done that before.

I was looking for a different income layer—something I could develop over time alongside the career I already value.

There’s an important difference.

If the only way I can increase my income is by permanently adding more working hours, I may have increased my income…

but I’ve also increased the demands on my time.

What I’m learning now is how to build something with a different structure:

Career income + a business asset developing alongside it.

Not instead of my career.

Not overnight.

And certainly not guaranteed.

But a different structure designed to solve a different problem.

أنا مش بدور على شغلانة تانية أضيفها فوق شغلي.

أنا بتعلم أبني طبقة دخل مختلفة جنب شغلي كـ Actuary — حاجة ممكن تتطور مع الوقت بدل ما تكون مجرد ساعات عمل إضافية.

وده بالنسبة لي فرق مهم جدًا.

If you’re a working professional trying to understand the difference between a second job and a second-income business, DM me LAYER.

I’ll show you the model I’m building so you can evaluate it for yourself.

Learn first. Decide later.

09/21/2026

Day 9/90
Work from anywhere

Not everything we build will automatically last.Not every effort will automatically become fruit.And not every decision ...
09/20/2026

Not everything we build will automatically last.

Not every effort will automatically become fruit.

And not every decision we make will automatically turn into something meaningful.

That is why this verse speaks to me:

“May the favor of the Lord our God rest on us; establish the work of our hands for us.”
— Psalm 90:17

This prayer doesn’t mean:

“God, do the work for me.”

To me, it means:

Help me work faithfully.
Help me work wisely.
Help me build things that are worth building.

This week I’ve thought a lot about decisions…

what we choose,
what we postpone,
what we build,
and what we hope those choices become over time.

There is effort we are responsible for.

There is preparation we are responsible for.

There are decisions we have to make.

But there is also humility in remembering that effort alone does not guarantee lasting value.

مش كل مجهود تلقائيًا يبقى له ثمر.

ومش كل حاجة بنبنيها تلقائيًا تستمر.

علشان كده بحب قوي الصلاة دي:

“ولتكن نعمة الرب إلهنا علينا، وعمل أيدينا ثبّته علينا.”
— مزمور 90:17

بالنسبالي معناها مش:

“يا رب اعمل بدلّي.”

لكن معناها:

ساعدني أشتغل بأمانة،
وأفكر بحكمة،
وأبني حاجات تستحق إنها تتبني.

لو جزء من اللي بتفكر فيه للمستقبل هو إنك تبني اختيارات أكتر لأسرتك بطريقة لها هدف ومعنى، ابعتلي PURPOSE في رسالة خاصة.

هشارك معاك أنا ببني إيه جنب شغلي، وتقدر تفهمه بهدوء قبل أي قرار.

Learn first. Decide later.

09/19/2026

Who supports me?
Day 8/90

09/19/2026

“أنا معنديش وقت.”

يمكن دي واحدة من أكتر الجمل المنطقية لأي حد عنده Career، بيت، وأسرة، ومسؤوليات.

لكن يمكن المشكلة مش إننا محتاجين وقت زيادة.

يمكن السؤال الأفضل:

إيه الوقت، حتى لو صغير، اللي أقدر أستخدمه باستمرار؟

نص ساعة أو ساعة، مرة ورا مرة، ممكن تبني خطوة.
والخطوات الصغيرة لما تتكرر، بتعمل تقدم حقيقي.

والفكرة مش إنك تسيب الـCareer.

الفكرة إنك تبني حاجة جنبه، بهدوء، وبشكل يناسب حياتك ومسؤولياتك.

مش كل Business مناسب لكل شخص.

وعشان كده قبل ما تقول إن الوقت مش سامح:

افهم الأول المطلوب. وبعدها قرر.

For busy professionals, the question is not always:
“How do I find more time?”

Sometimes the better question is:
“What small block of time can I use consistently?”

You don’t have to replace your career to start building something beside it.

Learn first. Decide later.

لو الوقت هو أكبر اعتراض عندك، ابعتلي TIME في رسالة خاصة،
وأنا هبعتلك المقدمة المجانية علشان تشوف بنفسك.

#وقت

09/19/2026

بعض الأفكار عن الـDigital Business بتكون مبنية على صورة ناقصة أو توقعات مش واقعية.

في الحوار ده مع Coach Andera اتكلمنا بصراحة عن بعض المفاهيم الغلط والتحديات الحقيقية اللي محتاجين نفهمها بشكل أوضح.

ده مجرد جزء صغير من الحوار.

لو حابب تسمع المناقشة كاملة، هتلاقي الـFull Live على صفحتي.

Real challenges. Clearer perspective.

09/18/2026

One of the best parts of building something new is learning from people who have already been walking the road longer than you.

Yesterday’s live with Coach Andera gave me that opportunity.

We talked openly about some of the misconceptions around digital business, the challenges people often underestimate, and what the journey actually looks like beyond the polished social-media version.

For me, conversations like this matter because experience can give you perspective you may not have yet.

It doesn’t remove the work.

But it can help you ask better questions, avoid unnecessary mistakes, and build with more clarity.

I’m still learning. Still building. And still trying to understand the process from people who have seen more stages of it than I have.

من أهم الحاجات في أي رحلة جديدة إنك تتعلم من ناس سبقوك فيها.

الـLive مع Coach Andera كان فرصة نتكلم بصراحة عن التحديات، نصحح بعض المفاهيم الغلط، ونشوف الصورة بشكل أوضح بعيد عن فكرة إن الـDigital Business سهل أو أوتوماتيك.

Experience doesn’t do the work for you — but it can shorten the learning curve.

If you missed the live, watch the replay.

And if you’re curious about what I’m building beside my career, DM me LEARN.

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