Joey Martins- Rhino Leadership Development

Joey Martins- Rhino Leadership Development Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Joey Martins- Rhino Leadership Development, Personal coach, Mineola, NY.

As the Leader of Rhino Leadership Development (TEAM RHINO) I find true happiness in:
~ Helping people get confident with their relationship with money and
~Making our newest agents kick butt in business!

04/08/2026

Retirement planning usually shifts gradually

It goes from “ someday…”
To “When…”
To “How the hell is this gonna work?”

That’s when clarity usually becomes more important.

04/07/2026

Many people assume retirement comes with a moment of clarity

In reality that clarity usually comes from understanding:
Income
Taxes
Longevity

Because retirement isn’t just about saving

It’s about knowing how everything works together

04/07/2026

Retirement planning often doesn’t become real until people start thinking about flexibility and options

Less stress
More control
More freedom

Sometimes that’s when retirement planning starts to matter more!

04/06/2026

HONESTY IS THE BEST POLICY!

Hope isn’t a strategy!
Champions prepare to win at the game of money and future.

We need to understand the relationship with retirement money. It’s not just a balance on a statement.
It’s how can we turn that balance into income for the rest of our lives without WORRY!

Save this post for later!

04/02/2026

I’ve seen people spend decades building retirement savings

And still feel uncertain about whether it’s enough

Not because they didn’t save

But because they weren’t sure how those savings would actually work in retirement

Once people begin to understand:
• How withdrawals affect income
• How income affects taxes
• How taxes affect retirement income

Something changes!

They go from uncertainty to have a clearer plan

Because the game isn’t just about building savings, it’s about understanding how those savings support your lifestyle overtime and don’t run out

And sometimes that clarity alone, can make a big difference in how confident people feel about retirement

Save for later!

04/01/2026

Most people spend decades building their 401(k).

They contribute consistently
They watched the balance grow
And overtime one assumption forms:

“That money is all mine”. ✋

But with traditional retirement accounts, withdrawals are tax as income

Which means a portion of that account may ultimately go to taxes

Most people don’t think about this because retirement feels far away

So they focus on saving, and assume they’ll figure out taxes later

But once retirement gets closer, things can become more complicated

That’s why I understanding how withdrawals are taxed can be just as important as how much you save

Because sometimes, clarity around taxes contain how people think about retirement planning!

Save this post for later!

03/26/2026

Most people focus on growing their 401(k)

But very few think about what happens when it actually comes out

Withdrawals from traditional qualified retirement accounts are taxed as income.

So here are three questions we’re thinking about:

1. What tax bracket might you be in when you retire?
2. Are there opportunities to make your retirement income more efficient?
3. Do you have a withdrawal strategy OR are you planning to pull money as needed?

These three questions alone can change how people think about retirement

Because retirement isn’t just about saving, it’s about how those savings actually work for you when it matters most!

Sometimes a little clarity now can make a big difference later!

03/25/2026

Have you ever looked at how retirement withdrawals might be taxed? 😬

Most people focus on growing their 401(k)… But very few think about how that money will actually be taxed in retirement

Because withdrawals from traditional retirement accounts are treated as income

Which means:
More withdrawals equals higher taxable income, which equals potentially a higher tax bracket

And when you layer in Social Security required distributions and other income sources taxes can quietly become one of the largest expenses in retirement

That’s why I understanding how you withdraw come out of just as much as how you save

Clarity around this alone can change how people think about retirement planning

03/17/2026

If the market dropped 30% tomorrow, would your retirement plan still work?

Most people assume it would

But the truth is… Most people have never actually tested it

The timing of a downturn matters a lot more once you’re getting closer to retirement

When you’re 30 the market has decades to recover

When you’re 10 to 15 years from retirement, a large downturn can change a timeline

In his video, I explained a simple way to think about stress testing or timer plan so you’re not relying on hope

The real goal of retirement planning is in just growth, it’s confidence that the plan still works, even when the market doesn’t cooperate!

03/16/2026

Most people believe their 401(k) balance is fully theirs

But technically…

Part of that money already belongs to the IRS (Not our favorite people)

How many people don’t realize this until they start withdrawing money in retirement

Here’s what surprises a lot of of:
• 401(k) withdrawals are taxed as ordinary income
• larger withdrawals can push you into a higher tax bracket
• Social Security and other income can make the tax picture more complicated

In this video, I explained a couple things most people misunderstand about retirement taxes

If you’re within 10 to 15 years of retirement, this is something worth understanding now instead of later

11/12/2025

My mind was BLOWN when I learned this!

So you mean to tell me that because “someone” assumes that a product is more valuable although it cost more money it doesn’t shift the inflation numbers?

Hmmmmm 🤔

Address

Mineola, NY

Opening Hours

Monday 10am - 8pm
Tuesday 10am - 8pm
Wednesday 10am - 8pm
Thursday 10am - 8pm
Friday 10am - 8pm
Saturday 10am - 3pm

Telephone

(631) 672-6024

Website

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