Prime Real Estate Partners

A portable mortgage allows a homeowner to transfer their current mortgage balance, term, and low interest rate to a new property when moving. While common in Canada and the UK, it isn't currently available in the U.S., though policymakers and lawmakers are evaluating the concept

Transfer of Terms: Move your exact interest rate and remaining loan balance to a new house.

Price Differences: If the new home costs more, you cover the difference with cash or a secondary loan at current market rates. If it costs less, sale proceeds pay down the principal to match the new property value.

Current U.S. Status: Not officially supported by government-sponsored enterprises like Fannie Mae or Freddie Mac, though legislative proposals like the MOVE Act have been introduced to explore making them accessible.

Let me know your thoughts on Portable Mortgages!

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

Selling a home during divorce in Louisiana? Community property rules make timing and communication more important than ever.

Louisiana treats most property acquired during marriage as jointly owned, so both spouses have a say in every key decision, from setting the listing price to choosing an agent and reviewing offers. Before moving forward, it’s critical to determine whether the home is truly community property or separate, as this shapes everything from court approval to how proceeds are divided.

A smooth sale often starts with written agreements on everything: pricing, showings, and response times for offers. Many couples rely on neutral professionals and shared checklists to keep each step transparent and calm. Clear communication protocols, sometimes even as simple as agreeing to email-only discussions, limit disputes and help both parties focus on practical progress.

Save this for a practical look at how Louisiana’s unique divorce and real estate rules play out in real listings, especially if you or someone you know may need to navigate a split and a sale at the same time.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

I chose a career in real estate to assist people with buying and selling property. That focus remains at the core of everything I do.
While many large, nationwide brokerages are busy with mergers and lawsuits, I choose to stay in this business to help you!

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

Buyer Fatigue may be the best time to strike a deal!

Sellers are also feeling fatigued in this slow real estate market.

Let's come up with a best strategy for your housing needs.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

Priced to sell in the Marigny Triangle. At just $270,000 now is your big opportunity to own this one (or two) bedroom, first floor condo with gated off-street parking.

This is a spacious 940 s.f. home perfectly located to enjoy all that New Orleans offers. It's a quiet neighborhood close to all the action! Perfect as a fulltime residence or a second home.

Freshly painted and move-in ready. Call today for your private tour.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

In and around New Orleans, major industrial investments are changing the footprint of both commercial and residential real estate. Industrial growth is drawing in new types of facilities, like logistics hubs and cold storage, creating high demand for specialized commercial space close to ports and transport corridors. At the same time, long-term construction and operations jobs are bringing more people to the area, adding pressure to both the rental and for-sale housing markets and prompting developers to think beyond traditional housing options.

With these overlapping shifts, land near energy hubs is gaining value not just for large-scale plants and warehouses, but also for workforce housing, new neighborhoods, and mixed-use spaces that serve both residents and industry. These trends are setting the stage for even more diverse real estate opportunities, especially for buyers and investors looking to get ahead of where the market is going.

Want to learn more? Give me a call today.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

Two spacious townhomes, one unbeatable price: $425,999 makes this property a SMART investment. This Old Metairie location rents quickly and with very good income.l

Three bedrooms and 1.5 bathrooms on each side! Ample parking for everyone and private backyards.

Ready to see the possibilities at 531-533 Papworth Ave, Metairie, LA 70005? Contact me for a private tour or more details.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

INVESTOR'S DREAM: At the new price of $198,000, this property has PROFIT written all over it. Here's your opportunity to renovate and restore this single shotgun home in the Historic Bywater Neighborhood of New Orleans.

Ready to explore the possibilities? Contact me today to request more information or schedule a private tour.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi

PARADISE JUST BECAME MORE AFFORDABLE with a price reduction at this amazing estate property. Now offered at $975,000, this property includes a 4,054 square foot log cabin with 3 bedrooms, 3 bathrooms, and two versatile flex spaces, ideal for a home office, playroom, or bunk room.

Inside, the open floor plan captures beautiful views from every room, while the kitchen is tailored for gatherings with two islands, a coffee station, a walk-in pantry, and an adjacent bar. Recent upgrades include new windows, a whole-house generator, upgraded metal roof, and new HVAC and duct work. Step outside to enjoy a swimming pool, a 2-car garage, a barn, and a private dock on Bayou Talla, offering easy access to the Jourdan River and the Bay of St. Louis.

With no flood history and no covenants or building restrictions, this property gives you the freedom to expand as your needs grow. Ready to see how this estate could fit your lifestyle? Contact me to schedule your private tour or to request more details.

Joy Patin, Broker
Prime Real Estate Partners
504-289-4377
Licensed in Louisiana & Mississippi