Explore Financial Group

06/15/2026

How to set up an Online Social Security Account

Use it to get benefits estimates, replacement cards and other vital services

06/06/2026

Do you know what day of the month you will receive your Social Security payment?

Although we're in 2026, it's helpful to refer to the complete 2026 Social Security payment schedule, so you can budget and ensure that payments aren't late.

06/04/2026

Be aware of Scam emails that say they are coming from the Social Security Administration!

Social Security scam emails are becoming harder to spot. Learn the warning signs, how to verify a message, and what to do if you've already shared information.

07/21/2023

Come and join us for a free event with one of Australia’s most sought after inspirational speakers, Michael Crossland. He’s here in the US and excited to share his story!

Drinks and hors d’oeuvres will be served and you don’t want to miss it!

If you’re interested, please let us know and we’ll send you an evite to sign up 😊

Check out the photos below and his website for more information https://michaelcrossland.com

See you there!

02/21/2023

Another SECURE Act 2.0 change relates to Roth accounts!

Roth accounts. Up to now, employer plan contributions (like 401(k) matches) had to be made on a pre-tax basis. Now, employers can make their contributions on a Roth basis. Also, SIMPLE and SEP Roth contributions are now available. Although SECURE 2.0 allows for these new Roth accounts right away, it may be some time before plan administrators and IRA custodians will have them in place.

02/16/2023

The SECURE 2.0 Act, enacted into law on December 29, 2022, makes over 90 changes to the IRA and employer plan tax rules. If that isn’t enough, many of these provisions aren’t immediately effective.

One of the changes is the RMD age. The first year that RMDs (required minimum distributions) must be taken from IRAs was extended from 72 to 73. This change affects anyone who turns age 72 after December 31, 2022. So, if you reach age 72 this year, your first RMD isn’t required until you turn 73 in 2024. The RMD age is delayed further to 75 if you reach 73 in 2033 or later.

12/30/2022

Retirement Rule Changes coming in 2023. These may have an effect on you!

The new provisions, which build on SECURE Act of 2019, include some significant new benefits for retirement savers.

12/20/2022

The 10 states where $1 million in retirement savings will run out the fastest—Hawaii is No. 1

If your goal is to retire on $1 million, that amount may not be enough to cover your retirement living expenses in some states per GoBankingRates' analysis.