UMass Lowell BLA Program

Apply for Federal

What Is Federal Debt Relief?
It’s a program that provides eligible borrowers with full or partial discharge of loans up to $20,000 to recipients and up to $10,000 to non-Pell Grant recipients.

Who Qualifies?
Individuals who made less than $125,000 in 2021 or 2020
Families that made less than $250,000 in 2021 or 2020

If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which tends to be lower than your total income. Your AGI can be found on line 11 of the IRS Form 1040.

How It Works?
Apply today (but no later than Dec. 31, 2023). We’ll determine your eligibility and will contact you if we need more information. Your loan servicer will notify you when your relief has been processed.

Apply here:

Federal Student Aid

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