Trevon Loeser - HMW Educator

“Freedom always has carried a price. Some paid it with their lives. The rest of us should not waste ours living financially uneducated, overextended and trapped by decisions we don’t fully understand. This summer, make memories, but don’t confuse spending with freedom. Real freedom is knowing how money works. That’s the kind of freedom worth teaching, protecting and that every American family deserves.” 🇺🇸

Such a timely message from our founder, Tom Matthews. This was featured in a local publication, The Kentucky Standard.

CLICK HERE FOR FULL ARTICLE :

https://drive.google.com/file/d/1RUKfwfkM7U1mh7qbI_opAPblxUAASeZR/view?usp=sharing

Most people think being rich starts with money.

It doesn’t. It starts with mindset.

Long before someone builds a strong income, grows investments, or achieves financial independence, they first develop the ability to think differently about money. They begin to see opportunity where others see obstacles. They take responsibility where others assign blame. They pursue education where others wait for rescue.

That’s where wealth begins.

Read full blog here 👇

https://wealthwave.com/trevon/blog/rich-starts-in-the-mind

Thank you for allowing me to be part of your Grand Opening. I’ve had a great experience working out there, and the staff has been awesome!

Physical fitness has always been important to me. It shares many similarities to personal finances: You have a goal, you make a plan, you execute. However, having some guidance can help you on your journey. While personal trainers can assist with your physical goals, financial professionals can assist with your financial goals.

So, if your finances are “out of shape” and need to be “toned up,” reach out to your trusted financial professional. They’ll have the resources and guidance to help keep you on track. 💪💵

For many households, financial stress doesn’t begin with disaster. It begins with everyday expenses they weren’t prepared for.

When people imagine a financial setback, they often picture something dramatic.

A market crash.
A major medical emergency.
A sudden bankruptcy.
Some huge, once-in-a-lifetime event that turns everything upside down.

But that is not usually how financial stress enters a household.

More often, it shows up through ordinary life.

A car repair.
A home issue.
A missed payment.
A medical bill.
A reduction in income.

Not dramatic. Just disruptive.

Read full blog here 👇

https://howmoneyworks.com/trevon/blog/most-financial-setbacks-arent-dramatic

Most wealth doesn’t disappear because of bad markets. It disappears because of bad decisions.

Families often focus on passing down assets but skip the harder conversation about understanding money itself. That gap creates confusion, conflict, and regret.

👉 Financial education protects legacy.

When families learn together, they pass down clarity, shared values, and better questions, not just balances.

The most valuable inheritance isn’t money. It’s knowing how to use it well.

Money shapes everything.

It affects your choices.
Your relationships.
Your freedom.
Your future.

And yet for far too many women, money still feels like something we were expected to “figure out” quietly… or let someone else handle.

That ends now.

We have launched the WealthWave Women’s Survey 2026, and it may be one of the most important invitations you receive this year.

It’s simple:

• 10 multiple-choice questions
• Anonymous and confidential
• Takes just a few minutes

But the impact? It could shape an entire year of research, media coverage, and public conversation about women and money.

Read full blog and take survey here 👇

https://howmoneyworks.com/trevon/blog/what-10-questions-reveal-about-women-and-money

🚨 𝟐𝟎𝟐𝟔 𝐢𝐬 𝐬𝐡𝐚𝐩𝐢𝐧𝐠 𝐮𝐩 𝐭𝐨 𝐛𝐞 𝐭𝐡𝐞 𝐦𝐨𝐬𝐭 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐥𝐲 𝐝𝐚𝐧𝐠𝐞𝐫𝐨𝐮𝐬 𝐲𝐞𝐚𝐫 𝐰𝐞’𝐯𝐞 𝐬𝐞𝐞𝐧 𝐢𝐧 𝐝𝐞𝐜𝐚𝐝𝐞𝐬.

Financial confusion is quietly draining families—from the effects of inflation, AI-driven financial decisions, debt overload, and a retirement system that wasn’t built to last 30 years. Most people are still making money decisions based on outdated advice they heard 20 years ago.

But you don’t have to stay in the dark.

📚 We believe financial literacy is no longer optional—it’s survival. If you’ve ever thought:
"𝘞𝘩𝘦𝘳𝘦 𝘪𝘴 𝘮𝘺 𝘮𝘰𝘯𝘦𝘺 𝘢𝘤𝘵𝘶𝘢𝘭𝘭𝘺 𝘨𝘰𝘪𝘯𝘨?"

"𝘞𝘪𝘭𝘭 𝘐 𝘣𝘦 𝘳𝘦𝘢𝘥𝘺 𝘧𝘰𝘳 𝘳𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵?"

"𝘏𝘰𝘸 𝘤𝘢𝘯 𝘐 𝘩𝘦𝘭𝘱 𝘱𝘳𝘰𝘵𝘦𝘤𝘵 𝘮𝘺 𝘧𝘢𝘮𝘪𝘭𝘺 𝘧𝘳𝘰𝘮 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘴𝘵𝘳𝘦𝘴𝘴?"

Then this is your wake-up call.

2026 is here… and now is the time to get clear. Not overwhelmed. Not confused. Just clear.

💡 Let’s change your story, together.

📲 Message us today or comment 𝘾𝙇𝙀𝘼𝙍 to take the first step toward financial clarity.

Had the privilege to be part of several events this month. It’s been an honor to share our crusade in financial literacy. Thank you Louisville Black Chef Showcase, UAW 862, and Bullitt County Chamber of Commerce!

I’m so happy to be part of not just an amazing team, but an extraordinary crusade!

𝗦𝗲𝗿𝘃𝗶𝗻𝗴 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀. 𝗥𝗲𝘀𝘁𝗼𝗿𝗶𝗻𝗴 𝗵𝗼𝗽𝗲. 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗱𝗿𝗲𝗮𝗺𝘀. That message echoed throughout the room this past Saturday as keynote speaker after keynote speaker shared their personal “Why,” “When,” and “How” stories. Each testimony reflected the true heart of what we do—empowering individuals with the tools and education to rewrite their financial stories. From overcoming adversity to creating generational wealth, every moment reminded us that we’re not just in a business… we’re part of a movement. This weekend wasn’t just another event. It was a reminder that lives are being transformed, communities are being elevated, and legacies are being built—all through the power of financial literacy and a mission-driven team. We don’t just talk about change. We’re leading it. 📖 Ready to take the first step? Ask us how to get started with the 7 Money Milestones. #WealthWave #FinancialLiteracyMatters #LegacyBuilders #ChangeLives #MissionDriven #BuildingDreams #FinancialFreedom #GenerationalWealth #HopeInAction

When most people start a new job, they scan through the benefits package, sign a few forms, and feel reassured when they see life insurance listed as part of the deal. It feels like a built-in safety net — a box checked with no effort and no cost.

But here’s the uncomfortable truth: for most families, that workplace policy isn’t nearly enough.

According to the 2025 Facts About Life Insurance – Workplace Benefits report, the median basic coverage employers provide is either a flat $20,000 or just 1x salary. For a household that depends on two incomes, a mortgage, and future goals like college tuition or retirement, that number doesn’t stretch very far.

Yet more than half of workers (57%) believe their employer’s coverage is enough. That false sense of security is what we call the workplace life insurance illusion.

Read full blog here 👇

https://howmoneyworks.com/trevon/blog/the-workplace-life-insurance-illusion