Nani Lancaster 101 Financial

If you're willing to work hard, I'll be there to help you every step of the way toward achieving financial independence.

Achieve financial peace of mind... starting with our free financial analysis. Learn more: https://l.101financial.social/1A4b

You have your paycheck in hand. Take a look at the amount. That’s your disposable income. So what exactly is disposable income? It's the money left after any deductions from your pay (taxes, health insurance, etc.). Disposable income is what you use to pay your mortgage or rent, bills, and other living expenses. What’s left over is your discretionary or disposable income. So what should you do with that part of your money? Pay down debt. Call to learn how: (808) 895-4978

You'll never regret saving! What are your money goals? Write them down and put them in a spot where you'll see them everyday. Never forget your why!

This is a judgment-free zone! What are your big, hairy financial goals?

Moving soon? Whether you're moving yourself or hiring a mover, here are some important steps to ensure your move is a successful one:

Ready to make a move?

“The act of taking the first step is what separates the winners from the losers.” ― Brian Tracy. Take the first step toward financial peace of mind today!

It's true — clients are like family. I care about your family's goals.

Teaching your children about money early in life can help them be more successful adults. What did your parents teach you about personal finance?

You gotta do you. It's OK to no if you aren't in the position to lend. Boundaries are important and healthy.

Come to a free workshop and learn what Ben Franklin meant when he said, "A penny saved is a penny earned." (808) 895-4978

Saving money tip – start with one small change. Just one. Think of one non-essential thing you spend about $5.00 on each week. It could be a cup of coffee, a little-used game or streaming service, even a magazine or newspaper subscription. By giving up that one extra, you can save up to $260 a year. That's money to help you eliminate debt.