epcor Electronic Payments Core of Knowledge

💸 Stablecoins are changing the payments conversation. Are you ready to understand where they fit? 🤔

The GENIUS Act has brought payment into a new regulatory era, making now the perfect time to take a closer look at what they could mean for the payments industry. 💭

🎥 In this video, The Payments Professor, Kevin Olsen, gives you a preview of what he'll cover during our Virtual Stablecoins Workshop happening NEXT WEEK, September 2–3: https://zurl.co/w0njn

From stablecoin fundamentals and real-world use cases to regulatory considerations and implementation strategies, you'll get a practical look at the technology behind the conversation. ⚙️

🦉 Plus, EPCOR members can contact Member Support to register three employees and receive one additional registration FREE!

➡️ Save your spot for our Virtual Stablecoins Workshop: https://zurl.co/mQODO

Stablecoins, Blockchain & Tokenized Deposits Explained | Live Workshop Sept. 2-3 Want to finally understand stablecoins, blockchain, tokenized depos...

📖 Hoot-E’s Yearbook is turning the page to another EPCOR senior! This time, we’re shining the spotlight on Kristel Goins, AAP, Vice President, Brand & Member Experience, Class of 1999. 🎓✨

Take a look at Kristel’s yearbook page and see what she’s sharing with the EPCOR community. 💙

🦉📓 Now it’s your turn! Send your senior photo, a few fun facts like your graduation year, school colors, mascot or anything else you’d like to share, plus a yearbook message to [email protected]. You’ll be featured in Hoot-E’s Yearbook and entered for a chance to win a $250 e-gift card! 💰

➡️ Visit the link to learn more about how to enter and find out how you could win: https://zurl.co/PQfup

*Contest is for EPCOR members only.

⚡ Instant are no longer a “someday” conversation.

Financial institutions are increasingly live on both the Network® and the ® Service, and the conversation is changing from whether to adopt to how to implement instant payments effectively.

That shift comes with some important questions, including:

💭 Who are you serving?
💭 What are you trying to accomplish?
💭 What risks are you comfortable taking?
💭 Are your processes and controls ready for payments that move 24/7?

Connecting to an instant payment rail is only the beginning. The real work is making sure your organization is ready to support it. 🤝🏼

🐾 Meet the pups behind the EPCOR team!

Our team has some pretty adorable coworkers who may not attend a meeting, answer an email or touch a spreadsheet, but they’re experts at keeping us company. 💙

Swipe through to meet some of the four-legged members of the EPCOR family and celebrate National Dog Day with us! 🐶

📸 And now, we want to meet your pups! Share a photo of your four-legged family member in the comments and let’s give them some National Dog Day love, too. 🐾

🏆 Who deserves to be recognized for making a difference in electronic ?

Each year, EPCOR honors outstanding individuals and organizations for leadership, innovation and excellence in electronic payments and risk mitigation. 🌟

🤔 Know someone who deserves the spotlight? Nominate an EPCOR member, affiliated organization or even yourself!

➡️ Submit your nomination and help celebrate the people and organizations advancing the payments industry: https://zurl.co/zhzpk

🦉📖 Hoot-E’s Yearbook is back with another EPCOR spotlight! This time, we’re turning the page to celebrate Deanna Jewell, AAP, APRP, Senior Analyst, Payments, Risk & Compliance, Class of 2000! 🎓

Deanna has plenty of memories and milestones worth adding to the yearbook! Check out her yearbook page and the message she’s sharing with the EPCOR community. 💙

📸 Now it’s your turn! Send your senior photo, a few fun facts like your graduation year, school colors, mascot or anything else you’d like to share, plus a yearbook message to [email protected]. You’ll be featured in Hoot-E’s Yearbook and entered for a chance to win a $250 e-gift card! 💰

➡️ Learn more and enter here: https://zurl.co/1IZOU

*Contest is for EPCOR members only.

🤔💭 ... one extra click from a second person could help prevent a costly payment mistake or attempt?

One person initiates a payment, while another reviews and approves it before the money leaves the account. That second set of eyes creates an opportunity to catch red flags like:

🚩 An unexpected payment request
🚩 A request to change a vendor’s bank account information
🚩 A payment amount that seems unusually high
🚩 An urgent request pressuring you to act quickly

Even small businesses may have dual approval options available through their online platform. Talk with your financial institution to learn what options may be available to you. 🌐

🎥 Watch our latest Did You Know video to learn more about how dual control can add an extra layer of protection to your . ⤵️

⚖️ Regulation E and the both play important roles in transactions, but they serve different purposes.

When an ACH transaction involves a dispute or error, both frameworks may apply. ✅

Understanding how these requirements work together can help:

🔄 Align dispute handling with ACH return processes
⏰ Navigate timing and recredit requirements
⚙️ Develop procedures that support both frameworks
🛡️ Reduce operational friction and risk

When two sets of requirements intersect, having a clear process matters. 💡