ETSU College of Medicine - Financial Services

The 2026-2027 Institutional Scholarship Application is now open!

https://dynamicforms.ngwebsolutions.com/Submit/Start/fbfc5e11-6030-4074-87f4-c0116246a5d2?SSO=N

NHSC Crush Med School Debt – Federal Programs for Financing Your Future in Medicine
Med school debt is no joke. It can feel like a brick wall standing between you and your future. But what if there was a way to slash—or even crush it for good?

Join us for Crush Med School Debt, a one-hour webinar all about how the National Health Service Corps (NHSC) can help you through powerful scholarship and loan repayment programs.

Thursday, August 28, 2025
2:00–3:00 PM ET
Register Now!
fd3213c1-0a87-42c4-a60c-b0e2e248bd48@14b77578-9773-42d5-8507-251ca2dc2b06" rel="ugc" target="_blank">https://events.gcc.teams.microsoft.com/event/fd3213c1-0a87-42c4-a60c-b0e2e248bd48@14b77578-9773-42d5-8507-251ca2dc2b06

Get the lowdown on NHSC scholarships & loan repayment programs
• Learn how you can qualify
• Hear real examples of how it’s helped others
• Ask your questions during a live Q&A or submit them in advance

Kind Regards,
The FIRST Team

Reminder
Money Management During Medical School
Tuesday, August 12, 2025 @ 2 PM ET
Join the AAMC team for an informative webinar and discussion on how to manage your money during medical school. We will answer questions about budgeting, borrowing wisely and other topics such as utilizing resources at your school, keeping an eye on your credit and tips to avoid identity theft. We will also showcase additional FIRST resources like the MedLoans™ Organizer and Calculator and the Financial Wellness program.

Register HERE!
https://students-residents.aamc.org/financial-aid/upcoming-webinars

Kind regards,
The FIRST Team

Upcoming Webinar(s) FIRST webinars provide information about paying for medical school, student loans, loan repayment, money management, preparing for residency, and more.

Money Management During Medical School
August 12th @ 2:00pm ET
Register Here: https://aamc-org.zoom.us/webinar/register/WN_nP7O7xSnRSyV7OuJ-ROvhg
Join the AAMC FIRST team for an informative webinar and discussion on how to manage your money during medical school. We will answer questions about budgeting, borrowing wisely and other topics such as utilizing resources at your school, keeping an eye on your credit and tips to avoid identity theft. We will also showcase additional FIRST resources like the MedLoans™ Organizer and Calculator (MLOC) and the AAMC Financial Wellness program.

Video Conferencing, Web Conferencing, Online Meetings, Screen Sharing - Zoom Zoom unifies cloud video conferencing, simple online meetings, and cross platform group chat into one easy-to-use platform. Our solution offers the best video, audio, and screen-sharing experience across Zoom Rooms, Windows, Mac, iOS, Android, and H.323/SIP room systems.

Welcome to our incoming Class of 2029!

Its graduation for our Class of 2025! Congrats to our new graduates!

Choosing Insurance as a Medical Student or Resident
Whether just starting medical school, graduating from medical school, or beginning residency, knowing which insurance plan to choose (and when) can be one of the most important decisions. During this webinar, Deanna Filosa CLU, ChFC, ChSNC, will discuss Group Health Insurance, Disability and Life Insurance, Renters Insurance, and Umbrella Policies.
Join the AAMC FIRST team and Ms. Filosa for this informative webinar to learn about the types of insurances, tools, tactics, and resources that should be known to maximize your knowledge and obtain the proper insurance coverage. Register today for this very informative webinar!
Choosing Insurance as a Medical Student or Resident
Tuesday, May 6th @ 2:00pm ET
Register Here
https://aamc-org.zoom.us/webinar/register/WN_BqbrSxLFSF2O6lOACwQ1hQ #/registration

March FIRST Webinar:
Filing Taxes and Student Loans

We would like to share with you the FIRST Webinar opportunity for the month of February. This month’s topic is Filing Taxes and Student Loans.

Home Financing for Medical Students and Residents
Wednesday, March 5th @ 2:00pm ET

Register Now
https://click.email.aamc.org/?qs=9e56f073a22ac2e5698eefbdf3f2555efe01e3a64e2dfb775b00c15022bcb30171bac7f31e8e4d02f603fefc61ded626c0eb96cb3f63dfc9

Filing taxes is important during and after medical school. Join Mr. Martin Penn, CPA, MBA, of Albert Einstein College of Medicine, who will discuss filing requirements, including when to file and what documents or information you need to do so, as well as provide key dates / deadlines. We’ll also touch on the implications filing taxes may have when looking at retirement savings and student loan repayment options.

*The information provided during this webinar is for informational purposes only and should not be construed as financial, investment, legal, or tax advice. The content reflects the opinions of the speaker and does not necessarily represent the views of AAMC.


Kind Regards,

The FIRST Team

click.email.aamc.org

Dr. Theodore Quincy Miller Scholarship
Established in 2019 to honor the memory of NMF alumnus Dr. Theodore Quincy Miller, this need-based scholarship awards $5,000 to one African American male medical student enrolled at an LCME-accredited U.S., MD-granting medical school, who has demonstrated outstanding academic achievement, leadership and commitment to service.
Who Is Eligible?
Gender: Male
School Year: Any
School State: All
Enrolled Program: MD, MD/PhD
Https://nmfonline.org/scholarships/dr-theodore-quincy-miller-scholarship/

Dr. William Merrill Scholarship
Established in 2023 by the Merrill Family in honor of Dr. William Merrill, this need-based scholarship provides a $7,500 award to an underrepresented medical student, who is enrolled in an accredited medical school. Eligible applicants must attend either a public medical school or an HBCU medical school. It is preferred that the applicant have an interest in health care issues that impact rural populations.
Who Is Eligible?
Gender: Any
School Year: Any
School State: All
Enrolled Program: DO, DO/PhD, MD, MD/PhD
https://nmfonline.org/scholarships/dr-william-merrill-scholarship/

The Department of Education recently updated information available on its webpage dedicated to operational updates on the Saving on a Valuable Education (SAVE) plan, providing new information on the existing SAVE forbearance status and Income-Driven Repayment (IDR) plan recertification timelines.

Key details include:

• The SAVE-related general forbearance will be in effect until federal loan servicers are able to calculate monthly payments and begin moving borrowers back into repayment, which is expected no earlier than September 2025. As a result, servicers expect first payments to be due no earlier than December 2025.
o A June 2024 injunction remains in place preventing the Department of Education from implementing parts of the SAVE and other IDR plans.
• As the existing SAVE forbearance is expected to be in place until fall of 2025, Federal Student Aid (FSA) is directing loan servicers to change IDR plan anniversary recertification deadlines.
o First recertification deadline for SAVE borrowers will be no earlier than Feb. 1, 2026.
o Recertification deadlines will occur on a rolling basis.
o Borrowers will receive information from their servicers on their specific recertification timeline.
o Borrowers are encouraged to provide consent for auto-recertification of IDR plans via StudentAid.gov if they are eligible.
• As of December 16, 2024, borrowers may apply for the following IDR plans: Pay As You Earn (PAYE), SAVE (previously known as REPAYE), Income-Based Repayment (IBR), and Income-Contingent Repayment (ICR), if borrowers meet any plan specific eligibility requirements.
o Of note, borrowers should consider changes carefully: if a borrower enrolls in IBR and then moves to a different repayment plan, accrued and unpaid interest will capitalize.
• Servicers have resumed processing certain IDR applications that were paused following court orders affecting the terms and availability of IDR plans, including: IBR, ICR and PAYE.
• Servicers are also processing recalculations and recertifications for IBR, ICR, and PAYE.
• FSA will inform borrowers of any further change to this litigation-related forbearance.
• Terms of the SAVE plan and other IDR plans are subject to the outcome of ongoing litigation.

The East Tennessee Foundation External Scholarships are now taking applications. Apply Below.

East Tennessee Foundation Scholarships Available Last year, we proudly awarded $1 million from 80 unique scholarship funds to 119 students from across the East Tennessee region and beyond.

The Office of Financial Services will be closed from 12/23/24 to 1/01/25 for the Winter Holiday Break. Happy Holidays and a Happy New Year!