New Age Leaders

Are you interested in improving your credit ? Have you had issues with applying for credit cards, loans, renting a home, etc? Would you like to be Debt FREE! Do you want a Home? Would you like a New Car ? How about a New Line of credit? Do you like the words APPROVED? If you answered any of these questions join me tomorrow @7, let me tell you how New Age Credit can shine some light into your world and build a bridge to your Future!
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Step 3: Dispute each error
Once you’ve flagged each mistake and have your supporting documents, you can file your disputes. The 2012 FTC study mentioned earlier also found that one in five consumers had errors corrected by credit reporting agencies after disputing them.

You can file a dispute online, but you might do better by sending a letter in the mail. Keep in mind that you will need to file a separate dispute with each bureau, Experian, TransUnion and Equifax. Each bureau has their own instructions and mailing addresses, so be sure to follow those clearly.

You should also send a dispute letter to the creditor of the incorrect information. That way, you hold both the bureau and the creditor accountable, and the creditor cannot as easily avoid the problem. Plus, providing your evidence to both bureaus and creditors can help you win a dispute.

Write up a dispute letter for each error and send them separately. These letters must outline the specific error and why it is incorrect. If you have any documents that help your argument, send copies of those as well. It could help to start with the most damaging items. That way, if they are amended, you’ll have made a bigger impact on your report more quickly.

Step 2: Review your credit report carefully
Once you receive your reports, go through each one and check for inaccuracies. You may want to compare your reports with your other financial records to make sure everything lines up. Many credit reports have some type of error, whether an outdated report, a missing account or even a typo. A 2012 Federal Trade Commission study found that one in four consumers identified errors on their credit reports that may have affected their scores.

When looking at your report, check the statuses of your loans, account balances, payment histories, credit limits and credit inquiries. Perhaps a creditor marked a payment as late when you know you made the payment on time. That would be something to flag for later dispute.

You should also check your personal information on the credit report. Things like your name and birth date won’t affect your credit score, but they could signal identity theft. You may not know about a fraudulent account opened under your Social Security number until you look at your credit report. Also keep an eye out for errors in addresses, which could cause issues.

Make a detailed list of every mistake you found in the report. Include the exact error, the correct information, the creditor, dates, etc. You will also need to collect all the relevant documents that will support your claims. For example, you may know that you made a payment on time, but without proof, a creditor can easily dismiss your dispute.

Step 1: Check your credit report
First things first, you’ll want to take a look at your credit report. You can get a free copy of your credit report from AnnualCreditReport.com. Under federal law it’s required to provide one free credit report every 12 months from the three credit-reporting agencies, Experian, Equifax and TransUnion. You can also get a free copy if you were denied credit in the last 60 days.

As financial institutions don’t always report to all three bureaus, each report may look slightly different. It’s important to read each credit report carefully to make sure they’re all correct. This is because you don’t always know which report a potential lender will look at.

How to Clean up Your Credit in 10 Steps!
Your credit report is what creditors and lenders look at when deciding whether to lend you money. Your credit report contains a ton of information about your finances. For one, it holds your credit history and accounts. This means that all the credit accounts you’ve had in the past will appear here. It includes your payment history, as well, to show potential lenders how well you repay borrowed money.

A credit report will also include debt collections. If you’ve ever let an account go delinquent and it was sent to collections, that information can remain on your report for up to seven years. Bankruptcies and liens like a mortgage will also appear on the report.

Unfortunately, it’s common for credit reports to have errors. This is why it’s so important to constantly check up on your credit report. That way you can keep a regular eye out for any inconsistencies and fix them as soon as you see them.

Merrick Bank ALERT!!!
•Choose your own credit line based on how much money you want to put down as a security deposit.
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• Secured Credit Cards are great for you to build or rebuild credit and are available to people with all kinds of credit backgrounds
If Interested Comment ME!


• Unlike a debit card or a pre-paid card, Merrick Bank helps build your credit history. As you pay your bill every month, They report to all three major credit-reporting agencies.
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‼️Do you rent a home or apartment? -Pay Your rent as you have been, and your ontime rent payments are now reported to selected credit bureaus to help boost your credif profile and increase that credit score. If you are interested in boosting your credit DM us lets help increase your score!

‼️Do you rent a home or apartment? -Pay Your rent as you have been, and your ontime rent payments are now reported to selected credit bureaus to help boost your credif profile and increase that credit score. If you are interested in boosting your credit DM us lets help increase your score!

Yes we work in the midnight hours!

Our methods are working faster than we thought !!! This clients letters were sent off FRIDAY!! And this Monday they are seeing significant results ! Only way is up from here!

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