The Money Life Coach With Tawnya Schultz

The Money Life Coach With Tawnya Schultz If you've been feeling stuck. If you're confused about money. Need support. You're in the right place.

Find inspiration, motivation, and real talk on getting out of debt and creating the financial future of your dreams.

04/11/2026

I think I can handle it. 🙏

04/10/2026

Somewhere between the quiet, the fresh air, and the wide open space… everything just softens.

The noise, the pressure, the constant “go go go”—it all fades.

And I remember what it feels like to actually be in my life instead of rushing through it. ✨

If you’ve been craving peace, clarity, or just a little more room to breathe… this is your reminder that you’re allowed to choose a life that feels like this too…whether that be in the mountains or anywhere else.

You don’t need to escape your life when you build one that feels this good. 🤍

Follow along for more of this energy ✨

04/04/2026

traded $20 lunches, office lighting, and small talk…for this ✨✔️💕

🌿

2016 is the new 2026?Ummmm, well, I would honestly rather not relive that year when it comes to what was going on in my ...
01/18/2026

2016 is the new 2026?

Ummmm, well, I would honestly rather not relive that year when it comes to what was going on in my life personally, but when I look back I am thankful for all that year taught me, my growth, and that I somehow made it out alive on the other side.

My friends and family helped get me through 2016 and the biggest thing I’m grateful for are all the incredible experiences and trips I took that year: Switzerland for the Laax Open of snowboarding, Banff Canada w , Big Island of Hawaii, Sedona for my birthday 🎉, Montana for ’s wedding, Santa Barbara and Aspen for ’s wedding, Tahoe time, Venice beach life, Bali for a month for yoga teacher training, and Long Beach and Breck for Dew Tour. 😅

Turns out the main thing I wanna relive about 2016 is my travel schedule. 😂

2016 I felt restless, unsettled, and confused about a lot…but to be here, a decade later and be able to reflect on how much more grounded, stable, secure, and resilient I feel is something I’m really proud of.

Xx,
Tawnya

Winter is (finally) here ❄️ but I’m still reminiscing and reflecting on all things fall 2025…A time of deep peace 🧘‍♀️, ...
12/23/2025

Winter is (finally) here ❄️ but I’m still reminiscing and reflecting on all things fall 2025…

A time of deep peace 🧘‍♀️, groundedness, abundance, and JOY in ways I have dreamed about and prayed for for over a decade.

Solid routines. Lots of hiking, walks, and yoga. Travel. 🤸Play. Growth. New opportunities. Unexpected miracles and magic I can only thank God for.

I explored the Carolina’s and hit some places on my bucket list I’ve wanted to go for a long time. Reconnected with old friends. Had a lot of quality family time. And still did a bit of wake surfing well into November which made me sooo happy.

It reminded me that real wealth is built in the everyday—showing up consistently, staying present, enjoying even the “boring” parts, and trusting what’s meant for me will always find me and that everything always works out.

Now I’m shifting into winter mode ❄️
Days on the hill snowboarding with friends. Slow, cozy nights. Reflection. Creating my 2026 goals. Setting fresh financial intentions for the new year while continuing to practice staying present and enjoying the journey along the way (imagine that).

I’m feeling super proud of the life I’ve created this year—and genuinely excited for what’s coming next.

What are you calling in for the year ahead?

Xx,
Tawnya

Heyyy friend—it’s been a minute 👋I went mostly MIA on here this summer—and honestly? It was exactly what I needed.I gave...
09/26/2025

Heyyy friend—it’s been a minute 👋

I went mostly MIA on here this summer—and honestly? It was exactly what I needed.

I gave myself a much needed reset to slow down, live in the moment, and stop trying to fill every second of my calendar.

And let me tell you… it was chef’s kiss 🤌🏼✨

Here’s the highlight reel:

* Hit 40 days wake surfing on the lake where I live (because I don’t JUST have money goals…I throw in some fun ones too 🏄‍♀️💦)
* Paid off my Mercedes (YESSS it feels SO good to own this beauty free + clear 🚙✨)
* Crossed my $300k investing milestone (wild, considering I had under $100k just 4 years ago—consistency and discipline for the win 🙌)
* Went to some epic concerts (many of them solo… highly recommend 🎶)
* Said yes to more lake days, hikes, yoga flows, pier hangs, and impromptu dance parties 💃
* Stayed grounded with therapy + inner work while making more space for fun and presence

All while still pouring into my amazing money coaching clients and working my full-time marketing gig 💕

Taking that pause gave me clarity on where I’m headed next—and I’m so excited to share it with you.

Since 2019, I’ve helped hundreds of people create a plan for paying off debt and taking control of their money for good, without sacrificing the things they love to do it—yes that means vacations, concerts, spa days, and lattes. 🫶🏽

That mission isn’t changing… but this fall, I’m also stepping into a new chapter: mentoring others who feel called to become financial life coaches too.
 
Because this work is too powerful to keep to myself and I’m on a mission to help as many people as possible create a life of abundance. 🌟

So whether you’re here to finally get your money sh*t together, or you’re curious about turning your love for personal growth + finances into a business—you’re in the right place.

✨ Stay tuned for new posts, fresh photos, and some exciting announcements. This next season? It’s gonna be good.

💌 Question for you: what’s one money move you made this summer that you’re proud of? Big or small—I wanna hear it!

Happy FALL!
Tawnya

💰

Are you spinning your wheels, hitting the same income ceiling or feeling stuck financially but feeling overwhelmed where...
03/30/2025

Are you spinning your wheels, hitting the same income ceiling or feeling stuck financially but feeling overwhelmed where to start? 😩

Or often feeling like you’ll NEVER make enough to live your dream life? You’re not alone.

Maybe you’re:

🙅‍♀️Doubting your money decisions.

🙅‍♀️Stuck in a career that doesn’t align.

🙅‍♀️Afraid to invest in your business.

🙅‍♀️Feeling unworthy of abundance.

It’s time to break free! 🚀 Join me and 21 other experts for THE Money Breakthrough – a FREE virtual event designed to help you release those hidden money blocks.

We’re sharing unique, actionable strategies to create lasting financial freedom. 💰

…No more outdated advice! Just real, soul-enriching insights.

Plus, each expert session comes with a FREE gift! 🎁

Ready to transform your money relationship?

Join us! 👉 https://tinyurl.com/mr34rm6u

Xx,
Tawnya

Taking control of what I could control when it came to money changed my entire life.I played victim and thought if I avo...
03/21/2025

Taking control of what I could control when it came to money changed my entire life.

I played victim and thought if I avoided my money things would magically get better but they consistently got worse…

❌ got in a toxic relationship and stayed for wayyy too long because I felt stuck financially.
❌ played the credit card game and got addicted to spending money I didn’t have and constantly felt guilt and shame about it.
❌ told myself I was bad with math and numbers to avoid actually doing the work.

This caused me a decade plus of pain I didn’t have to endure, but it’s why I’m so passionate about helping women get this area of their life under control fast.

Comment “budget” to get started.

Xx,
Tawnya

One of my biggest money regrets is not starting to invest sooner… but here’s the thing: It’s never too late! 🚀In just 6 ...
02/19/2025

One of my biggest money regrets is not starting to invest sooner… but here’s the thing: It’s never too late! 🚀

In just 6 years, I grew my investments from $25K to over $250K—all while sticking to a budget and STILL living the life I love. 🏝️💸

💡 And one of the easiest ways to invest? A Roth or Traditional IRA! Even though it’s 2025, you can still make 2024 contributions until April 15! That means you get a chance to catch up and take advantage of tax benefits.

👉 Not sure which IRA is right for you? Here’s a quick breakdown:

💰 Roth IRA = Pay taxes now, grow tax-free, withdraw tax-free 📈
💰 Traditional IRA = Pay taxes later, get tax benefits now, taxed on withdrawals ✨

2024 Contribution Limits:
✅ $7,000 ($8,000 if 50+)
✅ Roth IRA eligibility: MAGI under $146K (single) or $230K (married filing jointly)
💡 Not sure where to start? I personally use Charles Schwab, but Fidelity & Vanguard are great options too!

📩 Drop a comment if you have questions and DM me “INVEST” if you want help getting your finances on track so you can pay down debt faster and invest MORE! Let’s build your future wealth together. 🚀

Your money coach,
Tawnya

Address

Homewood, CA
96141

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