Hightower Westchester

08/27/2026

WHEN HELP HAS NO PLAN BEHIND IT

Rent. A car repair. An expense out of nowhere. You're glad to help — but is there a plan behind it?

Questions about supporting your family without losing sight of your own plan? The Hightower Westchester team is here to help you think it through.

08/27/2026

WHEN HELPING YOUR ADULT CHILDREN BECOMES AN EXPECTATION

The phone rings for a rent payment. A car repair. An expense out of nowhere. You're glad to help — but at some point you realize there's no plan behind any of it.

Peter Lang, AIF®, on supporting your adult children without losing sight of your own plan. 👇

Questions about supporting your family without losing sight of your own plan? The Hightower Westchester team is here to help you think it through.

08/24/2026

What if building wealth wasn't about making one big financial move, but about the little decisions you make every day? An extra payment toward debt, a transfer to savings, or simply sticking to your budget may not feel significant in the moment, but those small victories can add up over time. In this month's blog, Roman Ciosek explores how small financial wins can build confidence, create lasting habits, and help you stay motivated as you work toward your bigger financial goals, one step at a time.

As humans, we often measure our success by the big milestones—landing a first job, traveling to a dream destination, getting married, or purchasing a home. These significant achievements matter, of course, but focusing solely on the big picture can cause us to overlook the smaller wins that made t...

08/11/2026

A LOSS THAT MAY HELP YOU
Believe it or not, selling at a loss can sometimes work in your favor at tax time. Here's the idea behind tax-loss harvesting.

08/07/2026

THE SAME GAIN, TAXED TWO WAYS

How long you hold an investment may change how its profit is taxed. Gains on investments held more than a year may qualify for a lower long-term capital gains rate, while gains on investments held a year or less are generally taxed at your regular income rate. Time can be a quiet driver of tax efficiency.

07/30/2026

A HIGHER RATE ISN'T THE WHOLE STORY
Sometimes the bond with the smaller number on paper is the one that leaves you more after taxes. Here's why.

07/29/2026

Money disagreements aren't always about money. Sometimes they're about expectations, fairness, and communication.

When one partner earns more than the other, navigating financial decisions can become more complex. Our latest guide explores practical ways couples can approach conversations about income differences, define what feels fair, and recognize both financial and non-financial contributions within a relationship.

Click the link below to download our guide.

07/28/2026

Not all dividends are taxed equally. Here's what to know before assuming two payouts are the same.

07/23/2026

You can't pour from an empty cup.

When caring for a loved one, it's natural to put their needs before your own. But without healthy boundaries, even the most compassionate caregivers can experience stress, burnout, and exhaustion.

In this month's blog, Dawn Israel shares practical strategies for setting boundaries that support both your loved one’s well-being and your own. Learn how to:
✓ Recognize the signs of caregiver stress
✓ Learn how to set boundaries
✓ Communicate your needs with confidence and empathy
✓ Create sustainable habits that help prevent caregiver burnout

Setting boundaries isn’t about caring less—it’s about creating the capacity to care well over the long term. Thoughtful boundaries can help you continue showing up for others without losing sight of your own needs.

07/21/2026

Two investments can post the very same return — and still leave you with different amounts after taxes. Dividends, interest, and capital gains are each treated differently under the tax code, and where you hold an investment can matter as much as what you hold. In our latest video Richard Flahive walks through qualified versus ordinary dividends, how holding periods may affect capital gains, the role municipal bonds can play for higher-income investors, and strategies like tax-loss harvesting. A few informed decisions today may help you keep more of your returns over time.