Couch and Consulting

Couch and Consulting

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Bringing your Business Ownership dreams to life! Calming your Student loan anxiety with answers! Getting you personal funding when no one else will!

06/01/2026

Funding isn’t won on the application form; it’s won in the months leading up to it.
Lower your debt‑to‑income ratio by paying down high‑interest debts.
Avoid opening new credit lines or making large purchases.
Remove business expenses from personal cards to improve your DTI.
Document any new revenue streams, side‑hustles, or asset appreciation
Many applicants are fundable but sabotage themselves by applying too early or without cleaning up their profiles.
https://api.leadconnectorhq.com/widget/f

Photos from Couch and Consulting's post 05/31/2026

This was too good not to share.

“The discomfort you’re avoiding is usually the doorway you need.”

A whole reminder.

Shoutout to — Kim the Builder — for putting this one on the timeline. Fellow VIP Bella Sloan Boss doing amazing work with her SKOOL community and continuing to show what it looks like to build, grow, and help people at the same time.

This is a word for all of us: sometimes the next door requires us to stop avoiding the uncomfortable part.

End your May with PURPOSE!!!

05/25/2026

Are you running a business? Lenders aren’t just pulling your personal credit report.
Business lenders typically review both personal and business credit files. If you’ve been denied before, it might not be your score; it could be missing trade references, thin business credit history, or insufficient owner investment.

Unsure if your business is fundable? Complete the funding readiness intake to see where you stand: https://api.leadconnectorhq.com/widget/form/WuvWiv83ckafjskvVf9I?contact_id=cjhw

05/24/2026

Built to teach. Called to lead.

This is your reminder that what God placed inside of you has purpose. Your gift is not small. Your voice matters. Your journey is still working for you.

Keep showing up. Keep learning. Keep building. Keep walking in the assignment.

Someone is waiting on the wisdom, strength, and courage you carry.

Photos from Couch and Consulting's post 05/22/2026

🫶🏾🤎
Prompt in comments: share yours

05/18/2026

The Five Ingredients of a Strong Credit Profile
A lender’s scorecard looks at more than just your FICO number. Here are the five biggest drivers.

People often underestimate how a single late payment or closing an old account can shift these percentages. Similarly, they may overestimate how many new inquiries they can handle. By focusing on these components, you might unlock funding opportunities you thought were impossible.

05/14/2026

There is a lot of conversation happening right now about degrees, dissertations, and credentials.

Let me be clear without being loud.

I earned mine.
I wrote the dissertation.
I completed the process.
I walked the stage.
And I carry the discipline of that journey into everything I do now.

My doctorate is in Educational Leadership, and that matters because leadership is not just a title to me. It is responsibility. It is preparation. It is research. It is knowing how to study complex information, break it down clearly, and help people make informed decisions.

That is why I take my work seriously.

When I teach about student loans, I am not just repeating information. I am helping people understand systems that can affect their money, their stress, their forgiveness options, and their future.

When I teach business structure, I am not just telling people to start an LLC. I am helping them understand credibility, fundability, compliance, and positioning.

When I talk about funding, I am not just talking about access to money. I am teaching readiness, responsibility, structure, and strategy.

My degree did not make me better than anybody.

But it did train me to lead, research, educate, analyze, and communicate with clarity.

I do not wear “Dr.” as decoration.

I wear it as evidence of discipline, completion, and assignment.

I am Dr. Katrina Couch.
Your Funding Readiness Teacher.
Your student loan clarity guide.
Your business structure educator.

And I take leading people in the right direction seriously.

05/13/2026

The day is coming whether you are ready or not.

The opportunity will show up.
The lender will review you.
The form will ask questions.
The credit profile will speak.
The business structure will either support you or expose you.

That is why I teach funding readiness.

I am not here to make funding sound cute. I am here to help you understand what lenders are looking at before you start asking for money.

Personal funding.
Business funding.
Student loan clarity.
Structure. Strategy. Readiness.

Because getting funded is not just about wanting the money. It is about being positioned for the money.

I am Dr. Katrina — your Funding Readiness Teacher.

Structured right ➜ fundable ➜ funded.

DM FUNDING if you are ready to stop guessing and start preparing.

05/10/2026

Today, we honor every mother, grandmother, auntie, bonus mom, mentor, and woman who has poured love, guidance, sacrifice, and strength into the lives of others.

Motherhood is not defined only by biology. It is also found in the women who nurture, protect, teach, encourage, and show up again and again with love.

And for those who are missing their mothers today, we send love, comfort, and warmth your way.

From all of us at Couch and Consulting, Happy Mother’s Day. May today remind you that the care you have given, the sacrifices you have made, and the love you have poured out truly matter.

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99 Monroe Avenue NW
Grand Rapids, MI
49503

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm