The A3 Company

The A3 Company

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We educate & fix credit issues. FAQ

HOW LONG DOES IT TAKE? Unfortunately, there is no way to predict how long it will take to repair your credit.

Number #1 in credit repair ๐Ÿ‘ฉ๐Ÿพโ€๐Ÿ”ง

Join our private community | https://www.facebook.com/share/g/1QgSQpZLfk/

๐Ÿ“ฒ Text us: 616-404-5676 (text only)
๐ŸŒ Visit: www.thea3company.net

๐Ÿคž๐ŸพCredit Repair You Can Trust. Every credit report is unique. With that being said we help thousands of people repair their credit each year. On average most clients stay in our program for at least 3-6 months. DO YOU HAVE A

08/11/2026

๐Ÿ˜ค TRIED TO DELETE THOSE NEGATIVE ACCOUNTS AND THEY KEEP COMING BACK?! ๐Ÿ˜ค

You dispute. You wait 30 days. And somehow that derogatory account gets โ€œverifiedโ€ again. Sound familiar? ๐Ÿ™„๐Ÿ“‰

โš ๏ธ Thereโ€™s a piece of the process that trips up SO many people during disputesโ€ฆ
Third-party companies play a huge role in verifying derogatory and misleading information on your reports. They furnish consumer reports directly to the credit bureaus ๐Ÿฆโžก๏ธ๐Ÿ“‹ โ€” the SAME bureaus that lean on those reports when investigating your disputes.

Thatโ€™s exactly why disputes get denied over and over again. ๐Ÿ”„โŒ

So how do you stop it BEFORE it happens? ๐Ÿ›‘โœ‹

๐Ÿ‘‰ You have to understand who these data furnishers are, what they report, and how to challenge them the right way.
๐Ÿ“š Get the E-book: https://www.thea3company.net/products/data-furnishers
๐ŸŽ“ Take the Class: https://www.thea3company.net/products/3rd-party-data-furnishers

Donโ€™t let inaccurate information sit on your credit report unchallenged. Arm yourself with the facts and dispute smarter, not harder. ๐Ÿ’ช๐Ÿ”ฅ

๐Ÿ† The A3 Company โ€” Credit Repair You Can Trust ๐Ÿ†

๐ŸŒ www.thea3company.net
๐Ÿ“ž (616) 404-5676
๐Ÿ“ง [email protected]

08/11/2026

๐Ÿ ๐Ÿš—๐Ÿ“‹ DID YOU KNOW YOUR HOME, CAR & PERSONAL PROPERTY HAVE THEIR OWN CREDIT-STYLE REPORTS?! ๐Ÿ˜ณโœจ

Yep! Just like your credit report, there are companies out there collecting and reporting info about your home, auto, and personal property insurance history. Most people have NO idea these even exist until it affects their insurance rates or approval! ๐Ÿ˜ฒ๐Ÿ“Š

Here are the main personal property insurance reporting companies you should know about ๐Ÿ‘‡
๐Ÿ”น A-PLUS Property (by Verisk) ๐Ÿ˜๏ธ
www.fcra.verisk.com/ #/
๐Ÿ”น LexisNexis C.L.U.E. (Auto & Property Reports) ๐Ÿš™๐Ÿก
www.consumer.risk.lexisnexis.com/consumer
๐Ÿ”น Drivers History ๐Ÿ›ฃ๏ธ
www.drivershistory.com/support/fcra-disclosure-statement
๐Ÿ”น Insurance Information Exchange (iX) ๐Ÿ”„
www.iix.com/

๐Ÿ“Œ Knowledge is power! Understanding what these companies track about you helps you stay ahead of surprises when it comes to insurance premiums and approvals. ๐Ÿ’ช๐Ÿ’ก

๐Ÿ’ฌ Want personalized, one-on-one support with your credit journey? Budgeting tips, financial literacy, and step-by-step credit repair guidance? Join our private community here ๐Ÿ‘‡๐Ÿ”’
https://www.facebook.com/share/g/1DCraSuhtf/?mibextid=wwXIfr

๐Ÿ† At The A3 Company, our motto says it all: Credit Repair You Can Trust. ๐Ÿ†

๐Ÿ“ฒ Ready to get started? Reach out anytime!
๐ŸŒ www.thea3company.net
๐Ÿ“ž (616) 404-5676
๐Ÿ“ง [email protected]

๐Ÿ’› Tag someone who needs to see this! ๐Ÿ’›

08/10/2026

Yโ€™all worried about Equifax, TransUnion, and Experianโ€ฆ but did you know thereโ€™s 100+ other agencies collecting your info too?

Wanna clean up your credit for real? You gotta check what they got on you too.๐Ÿ“ฒ Pull your ENTIRE record of reports. Dispute whatโ€™s inaccurate.

Thatโ€™s how you boss up your whole LIFE. ๐Ÿ’ช๐Ÿพ

08/10/2026

Just FYI, the ENTIRE site is currently 50% off!
๐ŸšจUse code: 50OFF

๐Ÿค” Donโ€™t know which system to get?

Collections = https://www.thea3company.net/products/collection-challenge

Charge offs = https://www.thea3company.net/products/charge-off-challenge

Late payments = https://www.thea3company.net/products/diy-full-challenge-system

Medical collections = https://www.thea3company.net/products/medical-challenge

Bankruptcy/ Public records = https://www.thea3company.net/products/bankruptcy-challenge

Eviction = https://www.thea3company.net/products/eviction-challenge

New to credit? Confused? Donโ€™t know where to start? Head to our YouTube channel for more info.

24 hours only! ๐Ÿƒ๐Ÿพโ€โ™€๏ธ

08/09/2026

We sell a template for any scenario to fix your credit report. Theyโ€™ve ALL been tested and have real life success stories (search our group) & keep in mind our highest letter is ONLY $11, do not think you have to go in debt to fix your credit.

There are even FREE letters in the group guides + files you can use.

๐Ÿค๐ŸพJoin here: https://www.facebook.com/share/g/1DCraSuhtf/?mibextid=wwXIfr

๐Ÿšจ DIY CREDIT REPAIR DOES NOT HAVE TO BE EXPENSIVE ๐Ÿšจ

Link to letters below:

๐Ÿ”‘DIY Full Challenge System can be purchased at: https://www.thea3company.net/products/diy-full-challenge-system

๐Ÿ”‘3rd Party Guide (Cheat Sheet) can be purchased at: https://www.thea3company.net/products/data-furnishers

๐Ÿ”‘Bankruptcy Challenger System can be purchased at: https://www.thea3company.net/products/bankruptcy-challenge

๐Ÿ”‘Collection Removal System can be purchased at: https://www.thea3company.net/products/collection-challenge

08/09/2026

๐Ÿ  Before You Apply for That Apartment... READ THIS! ๐Ÿ 

Y'all... how many times have y'all dropped $50, $75, even $100+ on application fees just to get told "sorry, you've been denied"? ๐Ÿ˜ฉ๐Ÿ’ธ We've ALL been there, and it stings even worse when you don't even know WHY you got denied.

Here's the tea โ˜•: Landlords and property management companies don't just look at your credit score. They pull a TENANT SCREENING REPORT โ€” and that's a whole different animal. It can show past due rent, old balances with previous landlords, even eviction records you forgot were still floating around out there. ๐Ÿ‘€

So before you waste your hard-earned money applying to place after place, do yourself a favor and PULL YOUR OWN REPORT FIRST! โœ… Know what they're gonna see before they see it. That way you can catch any old balances, fix what needs fixing, or at least go in prepared instead of surprised. ๐Ÿ™Œ

Here are a few of the major tenant screening companies where you can request your report or dispute info on it ๐Ÿ‘‡

๐Ÿ“‹ Contemporary Information Corp. (CIC) โ€” cicreports.com/consumer-disputes
๐Ÿ“‹ CoreLogic Rental Property Solutions โ€” corelogic.com
๐Ÿ“‹ Experian RentBureau โ€” experian.com/rentbureau
๐Ÿ“‹ First Advantage Resident Solutions โ€” FADV.com
๐Ÿ“‹ RealPage, Inc. (LeasingDesk) โ€” RealPage.com
๐Ÿ“‹ Screening Reports, Inc. โ€” ScreeningReports.com
๐Ÿ“‹ TransUnion Rental Screening (SmartMove) โ€” mysmartmove.com
๐Ÿ“‹ RentGrow, Inc. โ€” 177 Huntington Ave, Suite 1703 #74213, Boston, MA 02115
๐Ÿ“‹ Western Reporting โ€” 2035 Lakeside Centre Way, Suite 250, Knoxville, TN 37922

๐Ÿ’ก Pro tip: Knowledge is power! Checking these BEFORE you apply can save you money, time, and a whole lot of stress. ๐Ÿ˜ฎโ€๐Ÿ’จ

Need help understanding your report or fixing what's on it? That's literally what we're here for! ๐Ÿ’ช The A3 Company teaches budgeting, finance, AND credit repair โ€” we got you covered from every angle.

๐Ÿ“ž Call/Text: (616) 404-5676
๐Ÿ“ง Email: [email protected]
๐ŸŒ www.thea3company.net

Drop a ๐Ÿ™‹โ€โ™€๏ธ in the comments if you've ever been denied for something you didn't even know was on your report!

08/09/2026

๐ŸŽ‰๐Ÿ’ฐ THE A3 COMPANY โ€” SINCE 2019! ๐Ÿ’ฐ๐ŸŽ‰

We officially opened our doors in 2019 with one mission: to empower YOU with the tools to take control of your financial future! ๐Ÿ™Œโœจ

From financial literacy ๐Ÿ“š to budgeting ๐Ÿ’ต to credit repair tips that help boost your approval ratings ๐Ÿ“ˆโœ… โ€” we've had the honor of helping THOUSANDS of people across the world ๐ŸŒŽ๐Ÿ’ช build stronger, healthier financial lives.

But we're not stopping there! ๐Ÿš€

๐Ÿ’ณ Want even MORE hands-on help with your credit? Join our FREE Credit Community! ๐Ÿ†“๐Ÿ‘ฅ It's the perfect place to connect, learn, and get one-on-one style support as you work through your credit journey. We're always looking to empower more of our customers โ€” and YOU could be next! ๐Ÿ”ฅ

๐Ÿ‘‰ Join our free community here: https://www.facebook.com/share/g/1Benv7hBg8/?mibextid=wwXIfr

๐Ÿ“ž (616) 404-5676
๐Ÿ“ง [email protected]
๐ŸŒ www.thea3company.net

๐Ÿ’ฐ ๐Ÿ“š ๐Ÿ“ˆ ๐Ÿ’ต ๐Ÿ™Œ ๐ŸŽ‰

08/08/2026

๐Ÿ“‹โœจ DID YOU KNOW? Employers Aren't the Only Ones Looking at Your Background! ๐Ÿ‘€

At ๐Ÿ’ฐ The A3 Company, we believe financial empowerment starts with knowledge ๐Ÿง  โ€” and that includes knowing who's checking your background and how to see what they see! ๐Ÿ”

When you apply for a job ๐Ÿ’ผ, employers often use background screening companies to verify things like credit history ๐Ÿ’ณ, employment ๐Ÿ“‘, salary ๐Ÿ’ต, education ๐ŸŽ“, and professional licenses ๐Ÿ“œ. Here are some of the major players in this industry:

โœ… Accurate Background โ€“ accurate.com
โœ… ADP Screening & Selection Services โ€“ adpselect.com
โœ… Checkr โ€“ checkr.com
โœ… Emp Info โ€“ empinfo.com/fcra/
โœ… First Advantage Corporation โ€“ FADV.com
โœ… HireRight (General Information Services/GIS) โ€“ hireright.com
โœ… Pre-Employ โ€“ pre-employ.com
โœ… The Work Number โ€“ TheWorkNumber.com
โœ… Truework โ€“ truework.com
โœ… Info Cubic โ€“ infocubic.com
โœ… Intelli Corp โ€“ intellicorp.net
โœ… OPEN Online โ€“ openonline.com

๐Ÿ’ก๐Ÿšจ PRO TIP: You have the right to request a copy of your own background report from these agencies! ๐Ÿ“‚ Staying informed about what's in your file is just as important as knowing what's on your credit report! ๐Ÿ“Šโœ”๏ธ

๐Ÿ™Œ Ready to take control of your financial future? Let's talk budgeting ๐Ÿ’ต, credit repair ๐Ÿ“ˆ, and building better financial habits together! ๐Ÿ’ช๐Ÿ”ฅ

๐Ÿ“ž (616) 404-5676
๐Ÿ“ง [email protected]
๐ŸŒ www.thea3company.net

๐Ÿ’ฐ ๐Ÿ“š ๐Ÿ“ˆ ๐Ÿ’ต โš–๏ธ ๐Ÿ” ๐ŸŽ‰

08/08/2026

They say what you donโ€™t know, wonโ€™t hurt you right? ๐Ÿค• Well thatโ€™s certainly NOT the case when it comes to your credit! In fact, the more you know, the better!

๐Ÿค”DID YOU KNOW: There are 100s of smaller consumer reports with your name & info on them? ๐Ÿ‘‰๐ŸพThese reports are referred to as โ€œThird Party Agenciesโ€ these companies collect, sell & aggregate your data to anyone who will pay for itโ€ผ๏ธ๐Ÿซฃ

This includes the BIG 3 (Transunion, Equifax & Experian) & just about any other company you apply with.

๐Ÿ‘‰๐ŸพWhen you apply for apartments, bank accounts, health insurance and just about anything else - the institution will pull one, or more of these reports to get a more complete picture of you & your background. This is in addition to your BIG 3 credit reports.

๐Ÿ‘‰๐ŸพSpecific reports will be pulled in specific situations, like Early Warnings Systems or Chexsytems for opening bank accounts. And employers or apts pulling your background check + tenant report.

๐Ÿ’กBecause these reports are regulated by the FCRA - Anything on these reports CAN be disputed AND you are entitled to at least 1 FREE report a yearโ€ผ๏ธ๐Ÿ’ฏ

๐Ÿ”‘ When it comes to public records, itโ€™s always BEST to pull & dispute your public record with these companies before disputing them with the BIG 3.

๐ŸšจThis is a way to invalidate their source and have a better chance at getting your derogatory information deleted. The big 3 cannot validate your information w/o the help of these companies!

Were you familiar with all these companies?

08/08/2026

๐Ÿ“ŠDid You Know? Banks Check Your History Too!

Just like your credit report tracks your credit history, there's a whole system that tracks your banking history โ€” and it can affect whether you're approved for a new checking account!

When you apply for a new bank account, banks typically pull reports from 2-3 of these data furnishers to review your banking history:

๐Ÿฆ EarlyWarning - https://www.earlywarning.com
๐Ÿฆ ChexSystemsโ€” www.chexsystems.com
๐Ÿฆ TeleCheckโ€” www.telecheck.com
๐Ÿฆ Certegy Check Servicesโ€” www.askcertegy.com
๐Ÿฆ CrossCheck, Inc.โ€” www.cross-check.com

If you've had issues like unpaid overdrafts, account closures, or check fraud reports, one (or more) of these agencies may have flagged your file โ€” making it harder to open a new account elsewhere.

๐Ÿ’กThe good news? Just like credit reports, you have the right to review these reports and dispute inaccurate information.

Want to learn how to check your banking history, understand your rights, or clean up your financial profile? That's exactly what we do here at The A3 Company! ๐Ÿ’ช

๐Ÿ“ฉ [email protected]
๐Ÿ“ž (616) 404-5676
๐ŸŒ www.thea3company.net

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99 MONROE Avenue NW STE 200
Grand Rapids, MI
49503

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm