๐ค TRIED TO DELETE THOSE NEGATIVE ACCOUNTS AND THEY KEEP COMING BACK?! ๐ค
You dispute. You wait 30 days. And somehow that derogatory account gets โverifiedโ again. Sound familiar? ๐๐
โ ๏ธ Thereโs a piece of the process that trips up SO many people during disputesโฆ
Third-party companies play a huge role in verifying derogatory and misleading information on your reports. They furnish consumer reports directly to the credit bureaus ๐ฆโก๏ธ๐ โ the SAME bureaus that lean on those reports when investigating your disputes.
Thatโs exactly why disputes get denied over and over again. ๐โ
So how do you stop it BEFORE it happens? ๐โ
๐ You have to understand who these data furnishers are, what they report, and how to challenge them the right way.
๐ Get the E-book: https://www.thea3company.net/products/data-furnishers
๐ Take the Class: https://www.thea3company.net/products/3rd-party-data-furnishers
Donโt let inaccurate information sit on your credit report unchallenged. Arm yourself with the facts and dispute smarter, not harder. ๐ช๐ฅ
๐ The A3 Company โ Credit Repair You Can Trust ๐
๐ www.thea3company.net
๐ (616) 404-5676
๐ง [email protected]
The A3 Company
We educate & fix credit issues. FAQ
HOW LONG DOES IT TAKE? Unfortunately, there is no way to predict how long it will take to repair your credit.
Number #1 in credit repair ๐ฉ๐พโ๐ง
Join our private community | https://www.facebook.com/share/g/1QgSQpZLfk/
๐ฒ Text us: 616-404-5676 (text only)
๐ Visit: www.thea3company.net
๐ค๐พCredit Repair You Can Trust. Every credit report is unique. With that being said we help thousands of people repair their credit each year. On average most clients stay in our program for at least 3-6 months. DO YOU HAVE A
๐ ๐๐ DID YOU KNOW YOUR HOME, CAR & PERSONAL PROPERTY HAVE THEIR OWN CREDIT-STYLE REPORTS?! ๐ณโจ
Yep! Just like your credit report, there are companies out there collecting and reporting info about your home, auto, and personal property insurance history. Most people have NO idea these even exist until it affects their insurance rates or approval! ๐ฒ๐
Here are the main personal property insurance reporting companies you should know about ๐
๐น A-PLUS Property (by Verisk) ๐๏ธ
www.fcra.verisk.com/ #/
๐น LexisNexis C.L.U.E. (Auto & Property Reports) ๐๐ก
www.consumer.risk.lexisnexis.com/consumer
๐น Drivers History ๐ฃ๏ธ
www.drivershistory.com/support/fcra-disclosure-statement
๐น Insurance Information Exchange (iX) ๐
www.iix.com/
๐ Knowledge is power! Understanding what these companies track about you helps you stay ahead of surprises when it comes to insurance premiums and approvals. ๐ช๐ก
๐ฌ Want personalized, one-on-one support with your credit journey? Budgeting tips, financial literacy, and step-by-step credit repair guidance? Join our private community here ๐๐
https://www.facebook.com/share/g/1DCraSuhtf/?mibextid=wwXIfr
๐ At The A3 Company, our motto says it all: Credit Repair You Can Trust. ๐
๐ฒ Ready to get started? Reach out anytime!
๐ www.thea3company.net
๐ (616) 404-5676
๐ง [email protected]
๐ Tag someone who needs to see this! ๐
Yโall worried about Equifax, TransUnion, and Experianโฆ but did you know thereโs 100+ other agencies collecting your info too?
Wanna clean up your credit for real? You gotta check what they got on you too.๐ฒ Pull your ENTIRE record of reports. Dispute whatโs inaccurate.
Thatโs how you boss up your whole LIFE. ๐ช๐พ
Just FYI, the ENTIRE site is currently 50% off!
๐จUse code: 50OFF
๐ค Donโt know which system to get?
Collections = https://www.thea3company.net/products/collection-challenge
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Late payments = https://www.thea3company.net/products/diy-full-challenge-system
Medical collections = https://www.thea3company.net/products/medical-challenge
Bankruptcy/ Public records = https://www.thea3company.net/products/bankruptcy-challenge
Eviction = https://www.thea3company.net/products/eviction-challenge
New to credit? Confused? Donโt know where to start? Head to our YouTube channel for more info.
24 hours only! ๐๐พโโ๏ธ
We sell a template for any scenario to fix your credit report. Theyโve ALL been tested and have real life success stories (search our group) & keep in mind our highest letter is ONLY $11, do not think you have to go in debt to fix your credit.
There are even FREE letters in the group guides + files you can use.
๐ค๐พJoin here: https://www.facebook.com/share/g/1DCraSuhtf/?mibextid=wwXIfr
๐จ DIY CREDIT REPAIR DOES NOT HAVE TO BE EXPENSIVE ๐จ
Link to letters below:
๐DIY Full Challenge System can be purchased at: https://www.thea3company.net/products/diy-full-challenge-system
๐3rd Party Guide (Cheat Sheet) can be purchased at: https://www.thea3company.net/products/data-furnishers
๐Bankruptcy Challenger System can be purchased at: https://www.thea3company.net/products/bankruptcy-challenge
๐Collection Removal System can be purchased at: https://www.thea3company.net/products/collection-challenge
๐ Before You Apply for That Apartment... READ THIS! ๐
Y'all... how many times have y'all dropped $50, $75, even $100+ on application fees just to get told "sorry, you've been denied"? ๐ฉ๐ธ We've ALL been there, and it stings even worse when you don't even know WHY you got denied.
Here's the tea โ: Landlords and property management companies don't just look at your credit score. They pull a TENANT SCREENING REPORT โ and that's a whole different animal. It can show past due rent, old balances with previous landlords, even eviction records you forgot were still floating around out there. ๐
So before you waste your hard-earned money applying to place after place, do yourself a favor and PULL YOUR OWN REPORT FIRST! โ
Know what they're gonna see before they see it. That way you can catch any old balances, fix what needs fixing, or at least go in prepared instead of surprised. ๐
Here are a few of the major tenant screening companies where you can request your report or dispute info on it ๐
๐ Contemporary Information Corp. (CIC) โ cicreports.com/consumer-disputes
๐ CoreLogic Rental Property Solutions โ corelogic.com
๐ Experian RentBureau โ experian.com/rentbureau
๐ First Advantage Resident Solutions โ FADV.com
๐ RealPage, Inc. (LeasingDesk) โ RealPage.com
๐ Screening Reports, Inc. โ ScreeningReports.com
๐ TransUnion Rental Screening (SmartMove) โ mysmartmove.com
๐ RentGrow, Inc. โ 177 Huntington Ave, Suite 1703 #74213, Boston, MA 02115
๐ Western Reporting โ 2035 Lakeside Centre Way, Suite 250, Knoxville, TN 37922
๐ก Pro tip: Knowledge is power! Checking these BEFORE you apply can save you money, time, and a whole lot of stress. ๐ฎโ๐จ
Need help understanding your report or fixing what's on it? That's literally what we're here for! ๐ช The A3 Company teaches budgeting, finance, AND credit repair โ we got you covered from every angle.
๐ Call/Text: (616) 404-5676
๐ง Email: [email protected]
๐ www.thea3company.net
Drop a ๐โโ๏ธ in the comments if you've ever been denied for something you didn't even know was on your report!
๐๐ฐ THE A3 COMPANY โ SINCE 2019! ๐ฐ๐
We officially opened our doors in 2019 with one mission: to empower YOU with the tools to take control of your financial future! ๐โจ
From financial literacy ๐ to budgeting ๐ต to credit repair tips that help boost your approval ratings ๐โ
โ we've had the honor of helping THOUSANDS of people across the world ๐๐ช build stronger, healthier financial lives.
But we're not stopping there! ๐
๐ณ Want even MORE hands-on help with your credit? Join our FREE Credit Community! ๐๐ฅ It's the perfect place to connect, learn, and get one-on-one style support as you work through your credit journey. We're always looking to empower more of our customers โ and YOU could be next! ๐ฅ
๐ Join our free community here: https://www.facebook.com/share/g/1Benv7hBg8/?mibextid=wwXIfr
๐ (616) 404-5676
๐ง [email protected]
๐ www.thea3company.net
๐ฐ ๐ ๐ ๐ต ๐ ๐
๐โจ DID YOU KNOW? Employers Aren't the Only Ones Looking at Your Background! ๐
At ๐ฐ The A3 Company, we believe financial empowerment starts with knowledge ๐ง โ and that includes knowing who's checking your background and how to see what they see! ๐
When you apply for a job ๐ผ, employers often use background screening companies to verify things like credit history ๐ณ, employment ๐, salary ๐ต, education ๐, and professional licenses ๐. Here are some of the major players in this industry:
โ
Accurate Background โ accurate.com
โ
ADP Screening & Selection Services โ adpselect.com
โ
Checkr โ checkr.com
โ
Emp Info โ empinfo.com/fcra/
โ
First Advantage Corporation โ FADV.com
โ
HireRight (General Information Services/GIS) โ hireright.com
โ
Pre-Employ โ pre-employ.com
โ
The Work Number โ TheWorkNumber.com
โ
Truework โ truework.com
โ
Info Cubic โ infocubic.com
โ
Intelli Corp โ intellicorp.net
โ
OPEN Online โ openonline.com
๐ก๐จ PRO TIP: You have the right to request a copy of your own background report from these agencies! ๐ Staying informed about what's in your file is just as important as knowing what's on your credit report! ๐โ๏ธ
๐ Ready to take control of your financial future? Let's talk budgeting ๐ต, credit repair ๐, and building better financial habits together! ๐ช๐ฅ
๐ (616) 404-5676
๐ง [email protected]
๐ www.thea3company.net
๐ฐ ๐ ๐ ๐ต โ๏ธ ๐ ๐
They say what you donโt know, wonโt hurt you right? ๐ค Well thatโs certainly NOT the case when it comes to your credit! In fact, the more you know, the better!
๐คDID YOU KNOW: There are 100s of smaller consumer reports with your name & info on them? ๐๐พThese reports are referred to as โThird Party Agenciesโ these companies collect, sell & aggregate your data to anyone who will pay for itโผ๏ธ๐ซฃ
This includes the BIG 3 (Transunion, Equifax & Experian) & just about any other company you apply with.
๐๐พWhen you apply for apartments, bank accounts, health insurance and just about anything else - the institution will pull one, or more of these reports to get a more complete picture of you & your background. This is in addition to your BIG 3 credit reports.
๐๐พSpecific reports will be pulled in specific situations, like Early Warnings Systems or Chexsytems for opening bank accounts. And employers or apts pulling your background check + tenant report.
๐กBecause these reports are regulated by the FCRA - Anything on these reports CAN be disputed AND you are entitled to at least 1 FREE report a yearโผ๏ธ๐ฏ
๐ When it comes to public records, itโs always BEST to pull & dispute your public record with these companies before disputing them with the BIG 3.
๐จThis is a way to invalidate their source and have a better chance at getting your derogatory information deleted. The big 3 cannot validate your information w/o the help of these companies!
Were you familiar with all these companies?
๐Did You Know? Banks Check Your History Too!
Just like your credit report tracks your credit history, there's a whole system that tracks your banking history โ and it can affect whether you're approved for a new checking account!
When you apply for a new bank account, banks typically pull reports from 2-3 of these data furnishers to review your banking history:
๐ฆ EarlyWarning - https://www.earlywarning.com
๐ฆ ChexSystemsโ www.chexsystems.com
๐ฆ TeleCheckโ www.telecheck.com
๐ฆ Certegy Check Servicesโ www.askcertegy.com
๐ฆ CrossCheck, Inc.โ www.cross-check.com
If you've had issues like unpaid overdrafts, account closures, or check fraud reports, one (or more) of these agencies may have flagged your file โ making it harder to open a new account elsewhere.
๐กThe good news? Just like credit reports, you have the right to review these reports and dispute inaccurate information.
Want to learn how to check your banking history, understand your rights, or clean up your financial profile? That's exactly what we do here at The A3 Company! ๐ช
๐ฉ [email protected]
๐ (616) 404-5676
๐ www.thea3company.net
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