Mesa Benefits LLC

Preparing for Health Care Costs in Retirement

Preparing for Health Care Costs in Retirement | What to Know Learn how to prepare for health care costs in retirement, including Medicare, retiring before 65, long-term care, HSAs, and supplemental insurance options.

What Medicare Covers (and Doesn't) When You Need a Wheelchair or Scooter

Medicare Mobility Device Coverage: Wheelchairs, Scooters & DME Rules Thinking about a wheelchair or mobility scooter? Learn what Medicare covers under Part B, what your doctor must document first, and how to avoid a denied claim.

Why Working With a Licensed Insurance Agent Still Matters

Why You Still Need a Licensed Insurance Agent Buying insurance online is fast, but a licensed agent can help you compare carriers, understand the fine print, and advocate for you at claim time.

This Insurance Can Pay the Bills if You’re Hospitalized

How Hospital Indemnity Insurance Helps Cover Your Expenses Learn how hospital indemnity insurance provides cash benefits to help cover out-of-pocket costs, lost income, and everyday expenses during a hospital stay.

🎉✨ Cheers to a Fresh Start! ✨🎉

Whether you're staying up ‘til midnight or calling it a night at 9 p.m., we hope your New Year’s Eve is filled with joy, laughter, and a little sparkle.

Here’s to new adventures, good health, and bright new possibilities in 2026.

Happy New Year from all of us to you!

🥳

The chillest gym bro ❄️💪

Melting into vacation mode. 🌞

Ho-ho-hoping these bills pay themselves.

‼️ACA Open Enrollment Ends Soon — And Subsidy Changes Are Coming

The Open Enrollment Period for ACA health insurance ends January 15 in most states, and this year it’s more important than ever to act early. Starting January 1, 2026 some of the enhanced subsidies introduced under the American Rescue Plan may be changing or expiring — which could affect the cost of your premiums or eligibility for financial help.

Don’t wait until the last minute: now is the time to compare plans, review your income details, and make sure you’re getting the best possible coverage and savings for 2026. We are here to help you every step of the way, so let's schedule an appointment. You can call us at 970.549.0410 or make an appointment on the web at mesabenefits.com

Why Supplemental Insurance Matters More Than Ever in 2026

As healthcare costs continue to rise, even the best health plans may leave gaps that hit hard when you least expect it. Deductibles are higher, hospital bills are growing, and medical inflation is outpacing income growth — meaning many families are paying more out of pocket for care each year.

Supplemental insurance offers a powerful safety net. Whether it’s accident, hospital indemnity, or critical illness coverage, these plans pay cash benefits directly to you — to use however you need. That could mean covering your deductible, paying for travel to treatments, or keeping up with bills while you recover.

With national health spending projected to grow faster than the economy through 2026 (according to CMS and PwC), now is the time to make sure your coverage is complete.

Don’t wait for an emergency to find out where the gaps are. Talk with a licensed insurance broker today to learn how supplemental insurance can help protect your finances and peace of mind. Call us at 970.549.0410 or make an appointment on the web at mesabenefits.com