Mesa Benefits LLC

This Insurance Can Pay the Bills if You’re Hospitalized

How Hospital Indemnity Insurance Helps Cover Your Expenses Learn how hospital indemnity insurance provides cash benefits to help cover out-of-pocket costs, lost income, and everyday expenses during a hospital stay.

🎉✨ Cheers to a Fresh Start! ✨🎉

Whether you're staying up ‘til midnight or calling it a night at 9 p.m., we hope your New Year’s Eve is filled with joy, laughter, and a little sparkle.

Here’s to new adventures, good health, and bright new possibilities in 2026.

Happy New Year from all of us to you!

🥳

The chillest gym bro ❄️💪

Melting into vacation mode. 🌞

Ho-ho-hoping these bills pay themselves.

‼️ACA Open Enrollment Ends Soon — And Subsidy Changes Are Coming

The Open Enrollment Period for ACA health insurance ends January 15 in most states, and this year it’s more important than ever to act early. Starting January 1, 2026 some of the enhanced subsidies introduced under the American Rescue Plan may be changing or expiring — which could affect the cost of your premiums or eligibility for financial help.

Don’t wait until the last minute: now is the time to compare plans, review your income details, and make sure you’re getting the best possible coverage and savings for 2026. We are here to help you every step of the way, so let's schedule an appointment. You can call us at 970.549.0410 or make an appointment on the web at mesabenefits.com

Why Supplemental Insurance Matters More Than Ever in 2026

As healthcare costs continue to rise, even the best health plans may leave gaps that hit hard when you least expect it. Deductibles are higher, hospital bills are growing, and medical inflation is outpacing income growth — meaning many families are paying more out of pocket for care each year.

Supplemental insurance offers a powerful safety net. Whether it’s accident, hospital indemnity, or critical illness coverage, these plans pay cash benefits directly to you — to use however you need. That could mean covering your deductible, paying for travel to treatments, or keeping up with bills while you recover.

With national health spending projected to grow faster than the economy through 2026 (according to CMS and PwC), now is the time to make sure your coverage is complete.

Don’t wait for an emergency to find out where the gaps are. Talk with a licensed insurance broker today to learn how supplemental insurance can help protect your finances and peace of mind. Call us at 970.549.0410 or make an appointment on the web at mesabenefits.com

🗓️New Medicare plan starting January 1? Or sticking with your current one? Either way, here’s what you should do now:

- Watch your mailbox – Expect ID cards and welcome materials if you changed plans (but not always if you didn’t).

- Review your plan details – Even if you stayed with the same plan, benefits, costs, provider and pharmacy networks, and drug coverage can change each year.

- Check your prescriptions – Formularies change. Confirm your meds are still covered and your pharmacy is still in-network.

- Verify your doctors – Make sure your providers accept your plan for 2026.

- Double-check your premium payments – Know when and how your payment is due, especially if you changed plans.

- Keep important numbers handy – Including your plan’s customer service number, your local agent (👋 that’s us!)

Not sure what’s changing? We’re here to help!

Call our office for a last minute check - 970-549-0410.

This Thanksgiving, we’re giving thanks for the blessings of family, friendship, and this wonderful community we call home. 🦃🍂

We’re so grateful for your trust and the chance to protect what matters most. May your holiday be filled with warmth and abundance.

Happy Thanksgiving from all of us!

We’re extra thankful for YOU this year! 🧡💛🤎

Here’s to full plates, happy hearts, and all the family traditions that make Thanksgiving so special. Thank you for being part of our agency family — your trust means the world to us. Have a safe, fun, and delicious holiday! 🦃🍂