Basic Money Talk

07/21/2026

In 1999, $100,000 was rich-people money. In 2026, it’s “we’re doing okay as long as nobody needs braces” money.

That’s how much the meaning of six figures has changed.

Back then, a $100,000 income was more than double the typical household income. Today, that same salary has roughly half the buying power it had in 1999.

And housing is where it gets especially ugly.

The median existing single-family home was around $133,000 in 1999. Today, it’s well over $400,000.

So yes, $100,000 is still a good income.

But it doesn’t automatically mean a big house, two cars, a stay-at-home spouse, annual vacations, and money left over.

Now it means you can live comfortably in some places, feel stretched in others, and pray nobody needs orthodontics, a new transmission, or a family trip in the same month.

06/30/2026

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06/30/2026

Did you know? Less than 50% of college students get their bachelor’s degrees in 4 years. Often it takes 5/6 years. This is the business of college. I am learning a lot from this invaluable podcast.

American colleges and universities sell students on an expensive vision of success. But their inner workings can be a black box. GBH News in collaboration with The Hechinger Report, goes behind the scenes to show you how higher education really works.

09/13/2025

Ha!

04/01/2025

03/02/2025

Budgeting is great, but don’t forget to invest in yourself!

Cutting expenses is smart, but sometimes we get so focused on saving that we forget to take risks and try new things. Whether it’s testing out a new app that could make life easier, buying that hobby item you’ve been eyeing, or taking a chance on something that could help you grow—those investments matter too.

Money should work for you, not just sit in an account. Budget wisely, but don’t be afraid to bet on yourself.

What’s something you’ve been holding off on that could be worth the investment? 🚀

01/27/2025

Breaking free from credit card debt feels amazing! 🎉 By committing to using cash or debit cards, you're taking a powerful step towards financial independence. It's not always easy, but the rewards are worth it. You've got this! 💪 "

12/02/2024

My classes are currently Free

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12/02/2024

Celebrating my 8th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

12/02/2024

This is a great documentary on our shopping culture and what we don’t see. Check it out!

This subversive documentary unpacks the tricks brands use to keep their customers consuming — and the real impact they have on our lives and the world.