Insurance Writer

12/28/2025

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10/24/2025

Generative AI is already generating litigation. Here's how Verisk responded.

Generative artificial intelligence (AI) is transforming how the insurance industry does business. However, it’s also triggering a wave of legal and insurance challenges. With at least 11 major lawsuits currently underway in the U.S., ranging from copyright infringement to harmful chatbot interacti...

05/29/2025

While workers' compensation rates have been stable, storm clouds are on the horizon. These include limited access to healthcare in rural areas which will also be impacted by potential cuts to Medicare and Medicaid, and private medical practices bought out by private investors, means rates may rise.

Instituting the Social Determinants of Health investigations and action into your claims process can mean you "Spend a little to save a lot."

This 8-step plan can guide you through implementing this important process into your claims process, whether you're a TPA, an insurer or self-insured.

Reach out if you have questions.

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"You’ve taken a very complex but critical issue and built a framework that’s both strategic and completely actionable." SDOH in WC FinalDownload

08/29/2024

Heading out for four days with my new guy, Rooster.

08/19/2024

Rooster arrived, got a nice bath. Had a long walk with him on a long line so he could see the acreage where he lives and graze a bit. Did saddle him and had one little incident which was totally our fault.

He's a great horse, and I am looking forward to years of good riding.

08/16/2024

Thought this humor is almost up Lynda Vescio's alley.

https://coverageopinions.info/RandySpencer.html

08/13/2024

My recent After-Show with IJ Academy

In this episode of the IJA Aftershow, George and Patrick talk with Nancy Germond about the recent class on Personal & Advertising Injury. Not yet a member of the academy? Join Today!

08/08/2024

My brief article on brain drain is now on Big I Mag online

Today, with virtual work, your agency could lose that tribal knowledge—information known within a group of people—unless you take coordinated steps to preserve that information.

08/06/2024

Doing a podcast this morning with NCCI for Big I. Their new learning center is free and can help agents who want to learn more about workers compensation coverage.

06/16/2024

One of my favorites of my Dad, who was a fantastic insurance agent and a great father. Miss you more than I can say. I think you'd be proud of where I am in my life today, much of it because I've leaned on the work ethic you instilled in me and the boys.

06/08/2024

Heading out to New Jersey on a red eye for a day in Manhattan and our annual Technical Affairs Committee meeting with Verisk/ISO in New Jersey.

Who has it better than me?

05/19/2024

My recent webinar with Safeco/Liberty Mutual on hard marketing marketing.

Learn about findings from a new research study on the agent-customer (dis)connect during the hard market. Hear what it means for independent agents, and learn tips for addressing customer concerns.