Terry Ward, CMB

A few years ago I had the privilege of helping a non-profit home ownership organization establish an educational workshop program. We were able to help prospective homeowners navigate the complicated process of finding a home and a mortgage. That program was successful and very similar to what I am offering today through my Leapfrog Home Financing Workshops SM . The following comments came from some of the families and individuals we were able to help.

Please “like” my page for notices on upcoming workshops, n contact me anytime for a one-on-one discussion to get your immediate questions answered. I can also assist with a refinance loan. I am here to help!

Terry

Terry Ward, CMB
Loan Officer
925-817-8812
[email protected]

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“YOU WILL FOREVER BE CLOSE TO MY HEART. I WOULD NOT HAVE BEEN A
HAPPY HOMEOWNER WITHOUT YOU!!!!” –Tonjia-

"Buying a home is like playing dominoes, except you don't know the pieces and have to figure it all out as you play. With your approach, we know the pieces, and place everything in order and ensure everything falls into the right place, especially your family. Cheers," -Tim W-

“Where would I be without you? I was able to gain the knowledge of what I needed to know to own a home. Not only were the workshops free, I received helpful information and the team was reachable whenever I had a question. You referred me to a great Realtor who was supportive and more than helpful in finding my home. Your organization’s focus is to create a team that’s just right for you. I am proud to say that I am a single parent of two and a proud homeowner…but I couldn’t have done it without “My Team”. -Alette-

“To Prospective Home First Time Homebuyers: We started our journey by attending a seminar led by Terry Ward. Terry’s seminar was concise, informative and his warm approachable nature helped us to trust that we had found an ally. We were soon guided through the convoluted process of establishing financing. With our mortgage approval letter in hand, we were introduced to a Realtor who is both an expert in our locale as well as a patient soul with an affinity for first time buyers. The process was long but your expertise helped us to be competitive in a tough market and eventually purchase the home we had been dreaming of. We had an outstanding experience with you and your team and will continue to recommend them to our friends.” -Gina and Rory

"Brad and I feel very blessed that your organization came into our lives. The whole process couldn’t have been easier. I wish I had known about this years ago!! We love our home and feel very fortunate each and every day! Thank you again! ”-Diane-

"I was looking to purchase a home in the midst of losing my Mother, as well as being completely unschooled in the world of real estate. Terry Ward and his team led me very patiently and expertly through the entire application process. After Terry was successful in helping me obtain a loan he introduced me to a real estate agent who took me to a multitude of homes and answered so many calls and emails with my questions and concerns. Now, thanks to the services provided through this wonderful resource, I am a proud owner. I am a big supporter and share their contact information often. Big Kudo's
to your team and the First time Homebuyer's program." -Cynthia-

“I’m writing from my new home. When owning a home was just something I wondered if I could possibly achieve, I read about your seminar. One thing led to another and over time, I learned what I needed to know and was guided through the process by wonderful people who have great resources to offer. It was a great connection. I couldn’t recommend it more highly!” –Patricia-

You have made home buying an easy and honest deal...and helped us through every step of moving from rental to Homeownership. I enjoyed working with Terry Ward, he explained terms and processes and was very responsive to his client’s needs, I would give them an A plus in serving the community.” –Hanan-

“Terry was great to work with during our first home-buying experience. He was happy to explain the steps of the process as we went along, was quick to respond to calls and email, and set us up with a friendly, knowledgeable (and patient!) realtor.” –Chris and Sara-

Terry Ward, CMB

My experience has shown that what you need most as a prospective homebuyer is “Confidence”! Confidence that you understand, that you qualify, that you can afford and that you can be successful with your home search.

Here are a few of the topics we discuss at our LeapFrog Home Financing Workshops (there are many more) to help you gain Confidence in the process.

I will help you:

• Understand those unusual mortgage and real estate terms

• Dispel common misunderstandings that can hold you back

• Learn about specific Loan Programs that fit your personal down payment and credit circumstances

• Understand the approval process...what to expect and how to prepare to meet your lender

• Learn if you are likely to qualify

• Learn how to prepare for your home search, how to work with your Realtor® and how to COMPETE to get your offer accepted

The result? You gain the knowledge and CONFIDENCE for a successful home search! Please “Like” me to contact for a one-on-one discussion.

I am here to help!

Terry

Terry Ward, CMB
Loan Officer
NMLS # 257988
Big Valley Mortgage
925-817-8812
[email protected]