Association Adjusting

Forecasts may shift—but preparation remains essential.
While experts are predicting a below-average 2026 hurricane season, it only takes one storm to cause significant damage.

’s Association Adjusting team—a licensed and insured public adjusting firm—is dedicated exclusively to serving Becker’s community association clients, helping ensure your community is prepared and protected when it matters most. Learn more here: https://www.associationadjusting.com/

Colorado State University researchers predict quieter 2026 hurricane season Colorado State University (CSU) is predicting a somewhat quieter Atlantic hurricane season in 2026 compared to average years, thanks to El Niño.

We round out our series with a recommendation to centralize information. Keep all disaster-related information in one place, including receipts, updates from the insurance company, pictures and videos, information, and bids from vendors. Catch up on all our hurricane tips and be prepared for next season in ’s Hurricane Preparedness & Recovery Guide here: https://tinyurl.com/yd3pf78d

Amidst crises, communication is paramount. This , we urge you to designate an information facilitator. A major hurdle to recovery is rumor and misinformation; both can hamper successful recovery efforts. An information facilitator can help stop the rumor mill in its tracks. Strengthen your community’s plan by reading ’s Hurricane Preparedness & Recovery Guide here: https://tinyurl.com/yd3pf78d

In the aftermath of a hurricane, don’t overlook insurance policies. They need to be examined to ensure that “proof of loss” forms are filed within the time limit required under the policies. As a general rule, flood policies require that proof of loss be filed within 60 days after the flood. Be proactive in protecting your community’s interests by reading ’s Hurricane Preparedness & Recovery Guide here: https://tinyurl.com/yd3pf78d

This is a recommendation to secure a financial buffer. Prepare for the unexpected by establishing a line of credit with your bank. This line can fund salaries, hurricane deductibles, and any other immediate expenses to mitigate further damage. Learn more ways to be proactive in safeguarding your community’s financial stability in ’s Hurricane Preparedness & Recovery Guide here: https://tinyurl.com/yd3pf78d

When it comes to insurance, precision matters. After the storm, it is important to assess replacement costs. Adequate property insurance must be based on the replacement cost of the property determined by an independent insurance appraisal. Learn how to avoid pitfalls during this process in ’s Hurricane Preparedness & Recovery Guide here: https://tinyurl.com/yd3pf78d

This is a reminder that legal support matters. Get an attorney. Insurance carriers routinely wrongfully deny, underpay or delay payment. Since your insurance company has a team of attorneys and adjusters on their side, you should have your own professional on yours. Meet ’s Hurricane Recovery Team here: https://tinyurl.com/yd3pf78d

Before making changes post-storm, review conditions beforehand. Whenever possible, without risking further damage, allow your insurer to review the conditions before they are altered. This proactive step can streamline the recovery process. Review ’s Hurricane Preparedness & Recovery Guide here: https://tinyurl.com/yd3pf78d

After the storm, don’t delay—the insurance carrier for the community must be notified immediately at the conclusion of the storm. Quick notification ensures a smoother recovery process. Get your ducks in a row by visiting ’s Hurricane Preparedness & Recovery Guide here https://tinyurl.com/yd3pf78d

When disaster hits, your first step is crucial: have emergency services available. The board’s first action should be to direct emergency assistance to any residents in need. Your rapid response can make all the difference when time matters most. Check out our list of critical contacts before and after the storm in Becker’s Hurricane Preparedness & Recovery Guide here https://tinyurl.com/yd3pf78d

Staying connected with communication apps is vital during a hurricane. It is the 15th tip in our series. In larger associations, the Board should consider using a communication tool, such as “Volo” that contacts all residents either by voicemail, email, or text. Learn more in ’s Hurricane Preparedness & Recovery Guide here https://tinyurl.com/yd3pf78d

Location, location, location is today’s . Knowing where your residents are can significantly speed up emergency response efforts after a disaster. Count on for pre- and post-storm support. Explore our Hurricane Preparedness & Recovery Guide here https://tinyurl.com/yd3pf78d