J.R. Financial Coaching

J.R. Financial Coaching

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Overcome Financial Overwhelm. Individual and Small Business Coaching. Ramsey Preferred Coach Getting out of debt. Budgeting and planning for the future.

E-commerce and gig economy specialist
MBA in Financial Planning
CPFC® (Certified Personal Finance Counselor)
Ramsey Preferred Coach
SYMBIS Facilitator
Long time reseller and gig worker

04/28/2026

Some victims show clear signs of danger, but others live seemingly normal lives while being trafficked. It's shocking to discover hidden 'sub-basements' in nice neighborhoods where people are held. The reality of trafficking is stark and pervasive.

01/26/2026

Imposter syndrome gets a bad rap, but a little bit is okay. If you're not putting yourself in situations where you don't have all the skills to be successful, you're not growing. It means you're stepping out of your comfort zone.

01/25/2026

Perfectionism isn't about high standards; it's often a way to avoid putting yourself out there. The real fear? Living in success and facing the unknown that comes next. It's about stepping into a new identity.

01/24/2026

People are always shocked that skunks can flatten themselves so much that they can fit through forklift holes. They travel under AC units to get into crawl spaces! Incredibly nimble and flexible animals.

01/20/2026

Discover the 7 universal principles of persuasion. They're universal because they work in every language, culture, and country. In today's intermixed world, these principles help you and your team connect with anyone, anywhere.

01/19/2026

Older generations often misunderstand Gen Z, assuming they're lazy and unwilling to work hard. But really, it's about prioritizing life and flexibility. Finding a job that allows them to live fully is key. Understanding this shift is crucial.

01/18/2026

Too much comfort can be a trap. We all crave it, but are we meant for the couch? Maybe we're called to be bold and challenging, not timid. Aim for the impossible: become an expert in something new every day. Strive for perfection, achieve excellence.

01/17/2026

Thinking a successful business means you have a great culture? Think again. Most successful organizations are underperforming without even realizing it. And those 'God, Mom, and apple pie' values? They don't guarantee a thing.

01/17/2026

Ever feel knocked down by life? Rocky Balboa said it best: it ain't about how hard you can hit. It's about how hard you can *get* hit and keep moving forward. Words to live by.

01/12/2026

Witness the fast-paced planning and realization of a Dude Perfect dream. The ultimate reward? An unforgettable experience for a child and their family.

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El Sobrante, CA