Daley Financial Coaching

09/08/2022

46% of Americans think they’ll retire with debt! 😬

Shifting your financial mindset today can dramatically change the outlook of your retirement down the road. What would your retirement look like with no debt payments? Pretty cool to think about.

If you (or someone you know) could use assistance getting your financial life in order - reach out. I’d love to help.

Many people may think their current financial situation will force them to retire in the red, but making some smart money moves now could help down the line.

08/26/2022

U.S. non-housing debt balances see largest nominal increase since 2016. That’s great news for banks and credit card companies but not so great for your personal finances. If getting your financial house in order and getting out of debt are goals of yours, I’d love to help. Let’s do it!

At the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the n...

04/17/2022

More than a quarter of 2022 is in the books. Have you made the financial progress you hoped to make so far this year? If not, I’d love to help you reach your financial goals!

12/11/2021

January 1, 2022 is 3 weeks from today. Are your personal finances where you'd like them to be? Did you make progress in 2021? "For 2022, the top resolutions are to save more money, pay down debt and spend less" (CNBC). If getting your financial house in order in 2022 is a goal of yours and you've struggled to do it alone in the past, feel free to reach out - I'd love to help!

People who made financial resolutions at the start of 2021 are more optimistic about the future and their finances, and the pandemic plays into it.

10/30/2021

Outstanding consumer debt in the United States increased by more than $3 trillion, with a "t", between 2010 and 2020. Generation X (41-56) carries the highest average debt of any generation at $140k.

When you're in debt, your options are limited. Financial freedom allows you to do the things you WANT to do.

If you'd like to get serious about getting out of debt and changing your life, I'd love to help.

From student and auto loans to credit cards and mortgages, the average American owes money in one way or another.

09/13/2021

The secret to getting ahead is getting started.

- Mark Twain

My wife and I were fortunate enough to achieve financial freedom earlier this year when we paid off our home to become completely debt free. I genuinely enjoy personal finance and started this businesses to help other people achieve their financial goals. If you'd like to change your current financial trajectory, I can show you how.

www.daleyfinancialcoaching.com

08/18/2021

According to the most recent Federal Reserve analysis of household well-being, 36% of Americans say they’d be unable to cover a $400 emergency in cash.

You need an emergency fund for the next curveball life throws at you. If you're looking for tips on how you can build an emergency fund, I can help.

Creating an emergency fund is one of the most basic budgeting steps and one of the most important things you'll do.