Just Facts

Tim Walz claims that “here in Minnesota, we trust people to make their own decisions” and thus have an “ironclad right to reproductive freedom.”

IN FACT, Walz repeatedly flouted people’s rights to make their own decisions by locking them down, setting up a Covid snitch line, and enacting mask mandates. Meanwhile, he calls the wanton killing of human beings “freedom.” Here are the specifics:

• In March 2020, Walz issued an executive order that commanded “all persons currently living within the State of Minnesota” to “stay at home or in their place of residence except to engage” in “activities and critical sector work” specified by him.

• In the same month, Walz established a dedicated hotline and email for Minnesotans to report each other for violating his Covid dictates.

• In July 2020, Walz issued an executive order demanding that nearly everyone “must wear a face covering in indoor businesses and indoor public settings” and also requiring virtually all “workers” to “wear face coverings outdoors when it is not possible to maintain social distancing.”

• In November 2020, Walz issued an executive order dialing back his “phased reopening” by prohibiting or restricting “social gatherings and the operations of a variety of businesses, including in-person dining businesses, indoor event and entertainment venues, indoor sports facilities, and fitness establishments.”

• In August 2021, Walz began requiring “state agency employees” to “show proof of vaccination or participate in regular testing before returning to the workplace.”

• None of the edicts above — widely enacted by government officials like Walz — were supported by “evolving science.” Instead, they were enacted with callous disregard for readily available scientific facts, and as a result, countless people were killed and harmed physically, financially, educationally, and emotionally.

• While stripping people of their freedoms under the guise of pseudoscience, Walz is misapplying the term “reproductive freedom” to sanction the killing of humans after reproduction has already taken place.

• The Encyclopedia & Dictionary of Medicine, Nursing & Allied Health states that “human reproduction” is “the process by which the male’s s***m unites with the female’s oocyte, creating a new life.”

• Van Nostrand’s Scientific Encyclopedia states, “At the moment the s***m cell of the human male meets the o**m of the female and the union results in a fertilized o**m (zygote), a new life has begun.”

• The embryology textbook Before We Are Born: Essentials of Embryology and Birth Defects states that “the zygote and early embryo are living human organisms.”

• The neuroscience book Emergent Brain Dynamics: Prebirth to Adolescence states that “improved noninvasive imaging methods” are needed to better study the brains of “pre-birth humans.”

• When the pro-abortion Guttmacher Institute surveyed 1,209 woman at 11 abortion clinics in 2004, it found that 4% of them said their main reason for getting an abortion was their personal health, 3% said it was because of possible problems affecting the health of their unborn child, and less than 1% said it was because of r**e or in**st.

• The Constitution is clear that “freedom” doesn’t mean the right to wantonly slaughter other human beings, even if they are dependent on you before or after birth.

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000849

While complaining about her loss to Donald Trump in the 2016 presidential election, Hillary Clinton claims that the “Electoral College is an abomination” for “obvious reasons.”

IN FACT, the Electoral College is a safeguard against mobocracy, which the authors of the Constitution rejected because it allows the majority to easily violate the rights of the minority. Here are the specifics:

• Early during the convention at which the U.S. Constitution was written, James Madison, the father of the Constitution and primary author of the Bill of Rights, declared that the new government they were creating must provide “more effectually for the security of private rights and the steady dispensation of Justice.”

• He then stressed that violations of these ideals “had more perhaps than any thing else, produced this convention.”

• Madison then singled out “democracy” as the cause of those abuses and pointed out that all societies are “divided into different Sects, Factions, and interests,” and “where a majority are united by a common interest or passion, the rights of the minority are in danger.”

• Continuing, he stated that this is “verified by the histories of every country” and is the cause of slavery, “the most oppressive dominion ever exercised by man over man.”

• Thus, Madison emphasized that it was the duty of the Convention to “frame a republican system” of government that would better “guard one part of the society against the injustice of the other part.”

• Elaborating on that point, Madison stated that the “only defense against the inconveniencies of democracy consistent with the democratic form of government” is to “divide the community into so great a number of interests and parties, that in the first place a majority will not be likely at the same moment to have a common interest separate from that of the whole or of the minority; and in the second place, that in case they should have such an interest, they may not be apt to unite in the pursuit of it.”

• Other delegates to the Convention concurred, like Edmund Randolph of Virginia, who observed “that the general object was to provide a cure for the evils under which the U.S. labored; that in tracing these evils to their origin every man had found it in the turbulence and follies of democracy.”

• For the purpose of curbing such evils, Madison and the other framers of the Constitution developed a system of checks and balances on the powers of the government that they formed, such as the separation of powers between the executive, legislative, and judicial branches, the Constitutional amendment process, the Bill of Rights, and the Electoral College.

• The Electoral College was designed to prevent heavily populated states from dominating the election for president. As shown in the electoral precinct map from Washington State University professor Ryne Rohla, the vast majority of America’s communities voted for Donald Trump in 2016. Yet Hillary Clinton’s popular vote count was higher, mainly due to support in big cities.

• In essays explaining the Constitution’s protections against mob rule and government power, Madison wrote, “In framing a government which is to be administered by men over men, the great difficulty lies in this: you must first enable the government to control the governed; and in the next place oblige it to control itself.”

• Those principles produced the U.S. Constitution, which is the world’s longest-standing written constitution and an exemplar for many other countries that have copied its provisions into their constitutions.

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000848

Pope Leo claims that “it is important to resist the commodification of basic human needs” like “food” because “access to adequate food is a fundamental human right.”

IN FACT, the commodification of food has greatly increased access to it, while treating it as a “right” has led to scarcity. Here are the specifics:

• Per Cambridge University Press, “Throughout most of human history, chronic malnutrition has been the norm.”

• Likewise, the World Bank explains that “until the mid-18th century, improvements in living standards worldwide were barely perceptible,” and “most societies were resigned to poverty as an inescapable fact of life.”

• As defined by dictionaries, “commodification” is treating something as a “product that can be bought and sold” or the “process by which goods and services are increasingly produced for the market.”

• In the mid-18th to early-19th centuries, the Industrial Revolution and modern capitalism marked by free markets and private property emerged, and the countries that adopted capitalism experienced vast increases in wealth, while the rest of the world continued its prior pattern of economic stagnation.

• Per a 1999 paper in the Oxford Review of Economic Policy, “Despite the clear association of modern capitalism with the richest countries in the world, most of the poorer countries rejected capitalist models until they had tried a number of alternatives. Many of those detours — especially socialism and national socialism — imposed horrific costs on these societies and on others that got in their way.”

• For example, the foremost opponent of capitalism, the Soviet Union, declared in its Constitution that all large-scale “agricultural enterprises” are “state property” that “belong to the whole people.”

• Likewise, the Law of the Soviet State called for “destroying the old mechanisms of the capitalist world,” including the “demolition of the old apparatus of food supply.”

• Upon implementing that agenda, Vladimir Lenin, the primary founder and first leader of the Soviet Union, called their new socialist system of food supply the “most superb mechanism for attaining food.”

• In reality, the Soviet Union was wracked by degrees of famine, starvation, bread lines, and food scarcity throughout its 69-year history.

• Per the academic serial work Quality of Life in the Soviet Union, the “living standard” there “was roughly one third that of the United States.”

• Documenting the downsides of treating goods as “rights,” the prolific economist William A. McEachern wrote that the “only place you find free cheese is in a mousetrap,” and it is a “mistake” to only consider the immediate effects of public policies and “ignore the secondary effects” because these “often turn out to be more important than the primary effects.”

• One manifestation of those secondary effects is draining resources from investments that increase productivity, which is the primary driver of living standards and one of the main reasons why middle- and low-income Americans are richer than their counterparts in every other nation of the world.

• Other manifestations include, but are not limited to, reducing incentives to work, increasing enticements to loaf, and creating wasteful layers of regulations and bureaucracy.

• After the bulk of the world adopted capitalism in the 1980s and 1990s, the portion of the world’s population that was undernourished halved from 19% in 1990 to 9% in 2019, and the portion of the world’s population living below the extreme poverty line plunged from 44% in 1999 to 9% in 2019.

• Contrary to Pope Leo, who echoes Karl Marx by blaming poverty on an inequitable “distribution of wealth,” Harvard economics professor Jeffrey D. Sachs explains that “Marx’s most deadly legacy” was the false belief that “gaps in income between rich and poor are caused by exploitation rather than differences in productivity.”

• Instead of acknowledging the facts of this matter, influential people and publications like Pope Leo and New York Times malign principles that rescued the bulk of the world’s population from hunger while embracing ideologies that have starved them.

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000845

UN chief António Guterres claims that “we must” prevent “hate speech” through “stronger interventions by governments & technology companies.”

IN FACT, such restrictions on speech have a track record of censoring truth, destroying freedom, and causing death. Here are the specifics:

• In 1722, the state of Massachusetts imprisoned Benjamin Franklin’s brother because he criticized the government for “failing to pursue with adequate vigor pirates who were afflicting the New England coast.”

• In response, Franklin — who was then 16 years old — used an alias to write a commentary about free speech in which he quoted a London newspaper stating that “guilt only dreads Liberty of Speech” and “whoever would overthrow the Liberty of a Nation, must begin by subduing the Freeness of Speech.”

• Fifteen years later, a newspaper co-owned by Franklin published an anonymous essay thought to be written by Franklin that stated, “Freedom of speech is a principal pillar of a free government; when this support is taken away, the constitution of a free society is dissolved, and tyranny is erected on its ruins.”

• The essay provided numerous examples from history to support that statement, such as the reign of the Roman Emperor Augustus Caesar, who “introduced the law whereby libeling was involved in the penalties of treason against the state,” which “established his tyranny; and, for one mischief which it prevented, ten thousand evils, horrible and afflicting, sprung up in its place.”

• With further regard to the reign of Augustus, the essay states, “The construction of words being arbitrary, and left to the decision of the judges, no man could write or open his mouth without being in danger of forfeiting his head.”

• Under King Henry the Eighth, the essay noted that “every light expression, which happened to displease him, was construed by his supple judges into a libel, and sometimes extended to high treason.”

• Under King Charles the Second, the essay noted that a “licenser was appointed for the stage and the press,” which became “battering engines against religion, virtue, and liberty,” and “those who had courage enough to write in their defense were stigmatized as schismatics, and punished as disturbers of the government.”

• After listing the above examples and others, the essay declared that “whoever attempts to suppress” “freedom of speech and the liberty of the press” should “be regarded as an enemy to liberty and the constitution.”

• In 1791, the founders of the U.S. enacted a Bill of Rights to “prevent misconstruction or abuse” of the federal government’s Constitutional powers, and the very first of these amendments forbids Congress from making any law “abridging the freedom of speech, or of the press.”

• In the 1949 case of Terminiello v. Chicago, the U.S. Supreme Court ruled (5 to 4) that government cannot fine someone for speech that “stirs the public to anger, invites dispute, brings about a condition or unrest, or creates a disturbance.”

• Quoting an earlier Supreme Court ruling, the majority justices in Terminiello noted that “the right to speak freely and to promote diversity of ideas and programs is therefore one of the chief distinctions that sets us apart from totalitarian regimes.”

• The same justices quoted another earlier court ruling which stated that a “function of free speech under our system of government is to invite dispute,” and “it may indeed best serve its high purpose when it induces a condition of unrest, creates dissatisfaction with conditions as they are, or even stirs people to anger.”

• In the 1971 case of Cohen v. California, the Supreme Court ruled (5 to 4) that government cannot imprison someone “who maliciously and willfully disturbs the peace” through “offensive conduct,” which in this case, was a man in a courthouse hallway wearing a jacket that read “F*** the Draft.”

• Quoting an earlier court ruling, the majority justices in Cohen noted that “the constitutional right of free expression” is “designed and intended to remove governmental restraints from the arena of public discussion, putting the decision as to what views shall be voiced largely into the hands of each of us.”

• In the 1992 case of R.A.V. v. City of St. Paul, the Supreme Court unanimously ruled that a law against displaying any object that “arouses anger, alarm or resentment in others on the basis of race, color, creed, religion or gender” violates the right to free speech.

• After the N***s came to power in Germany, Hitler’s minister of propaganda, Joseph Goebbels, wrote a pamphlet in which he stated that “National Socialism” (aka N***sm) is creating a new legal structure that places itself “beyond the possibilities of criticism,” and the “right to criticize” can “be granted only to the wiser people over the more stupid ones and never the other way around.”

• After socialists came to power in Russia and established the USSR (Union of Soviet Socialist Republics), they published a book titled The Law of the Soviet State which declared that “there is and can be no place for freedom of speech, press, and so on for the foes of socialism.”

• After banning freedom of speech, the governments of N**i Germany, the Soviet Union, and other socialist/Communist regimes killed more than 100 million people in the 20th century.

• With disregard for Albert Einstein’s warning that “science can flourish only in an atmosphere of free speech,” Big Tech companies broadly adopted policies during the Covid-19 pandemic that censored and shadow banned people who contradicted government agencies like the World Health Organization, an arm of the United Nations.

• Throughout the pandemic, the World Health Organization spread deadly falsehoods, such as drastically understating the contagiousness of C-19, grossly overstating the fatality rate of C-19, falsely declaring that C-19 is “NOT airborne,” failing to recognize the futility and harms of lockdowns, denying the potency and durability of naturally acquired immunity, and distorting the pros and cons of masking and mRNA vaccines.

• The U.S. Supreme Court has ruled that governments can outlaw direct calls for violence and can allow lawsuits for defamation, but beyond such narrow circumstances, the overriding principle reflects these words quoted by Benjamin Franklin in 1722:

“In those wretched Countries where a Man cannot call his Tongue his own, he can scarce call any Thing else his own.”

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000844

While speaking to the Teamsters, Corey Booker rages that “our tax system” is “unfair” because “the wealthiest Americans pay effective rates under 10%, while working families carry 25, 30, even 40%.”

In reality, the wealthy pay an average effective federal tax rate of 34%, even after loopholes, while middle-income families pay 5% to 16%. Here are the specifics:

• The U.S. Treasury estimates that the richest 0.1% of families paid an average effective federal tax rate of 33.5% in 2024, while the middle quintile paid 11.1%, the upper-middle quintile paid 15.7%, and the lower-middle quintile paid 5.2%.

• The Treasury’s estimates of effective federal tax rates roughly accord with data published by the Congressional Budget Office, which typically lag the Treasury data by several years.

• Unlike the incomplete and misleading tax rates reported by the media and politicians of both parties, the Treasury’s and CBO’s computations of effective federal tax rates reflect actual taxes paid (not marginal rates) and account for nearly all forms of income and federal taxes, such as capital gains, pensions, health benefits, payroll taxes, excise taxes, corporate taxes, hidden taxes and write-offs (aka preferences).

• Booker cites no source for his figure of “under 10%,” but it accords with a 2021 Biden White House analysis that estimated an “average federal individual income tax rate” of 8.2% for “America’s 400 wealthiest families” during 2010–2018.

• Contrary to Booker, that analysis is not a full measure of taxes because it only includes “federal individual income taxes” and excludes all other types of federal taxes, such as social insurance taxes, corporate income taxes, excise taxes, estate taxes, and gift taxes.

• Contrary to the law and reality, the Biden White House analysis understates the actual income tax rate by counting “unrealized capital gains” as “income.”

• Per the Supreme Court’s 1920 ruling in Eisner v. Macomber, “increase in value of capital investment is not income in any proper meaning of the term,” and “mere growth or increment of value in a capital investment is not income.”

• As explained by PhD economist Isabel V. Sawhill, “You can’t use accrued gains to pay for basic living costs. They are not income; they are paper gains.”

• Per academic papers published in 1991, 2021, and 2022, “virtually every country that taxes income imposes a capital gains tax only upon the realization of gains rather than on accrual,” “no country applies accrual taxation on a broad scale,” and the “realization rule” is “used nearly universally in income taxes around the world.”

• Contrary to the allegation that the rich avoid taxes and live lavish lifestyles by borrowing against their unrealized gains, a 2025 paper in the Journal of Public Economics found that total borrowing by the “top 1% of wealth-holders” is only 4% of their unrealized gains, while the equivalent figure for “Americans in the 50–90th percentiles of wealth” is 42%, showing that this is “not a dominant tax avoidance strategy for the rich.”

• The Congressional Budget Office doesn’t estimate “state and local taxes for individual households” due to the “complexity” of this issue and notes that “researchers differ about whether state and local taxes are, on net, regressive, proportional, or slightly progressive,” but regardless, total federal taxes are 89% greater than state and local taxes.

• Media outlets often report highly regressive state and local tax rates from a group called the Institute on Taxation and Economic Policy, which uses a deceitful methodology that inflates the tax rates of lower-income households.

• In accord with misinformation spread by prominent Democrats and media outlets, roughly 79% of voters have been misled to believe that middle-income households pay a higher average federal tax rate than the upper 1%. In reality, the top 1% pay 2.5 times the average middle-income federal tax rate and 67 times the average middle-income tax amount.

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000843

Bernie Sanders claims it’s “unacceptable” that “student loan payments will go up as much as $4,000 a year” due to “Trump and his “Big Beautiful Bill.”

IN FACT, the federal student loan program has enriched colleges with declining standards while allowing borrowers to shift their debts to taxpayers. The BBB limits this by capping loans amounts and requiring repayment at bargain rates. Here are the specifics:

• In 1965, Congress and Democrat President Lyndon B. Johnson created a program to finance student loans for higher education via private lenders with the debts guaranteed against default by the federal government.

• Per the U.S. Treasury, governments create loan programs so that people who are “unable to afford credit at the market rate” or have a “high risk” of defaulting can borrow money at “an interest rate lower than the market rate.”

• Per the Congressional Budget Office, “When the government extends credit, the associated market risk of those obligations is effectively passed along to citizens.”

• In 1993, Congressional Democrats and Bill Clinton created a program to finance student loans directly from the U.S. Treasury and required that increasing portions of all new federal student loans be made through this program.

• In 2010, Congressional Democrats and Barack Obama passed a law requiring that all new federal student loans be financed directly from the U.S. Treasury.

• Per Deborah J. Lucas, director of the MIT Center for Finance and Policy and former chief economist of the Congressional Budget Office, “Government credit programs may have adverse consequences that must be weighed against their expected benefits,” and “some observers point to the easy and low-cost access to federal student loans as fueling the steep rise in the cost of higher education.”

• From 2003 to 2021, inflation-adjusted total student loan debt more than quadrupled from $0.4 trillion to $1.8 trillion.

• Since 2010, inflation-adjusted average annual spending per student at 4-year public colleges has risen from $52,305 to $63,159, with only 24% of this spending used for student instruction.

• Since 2010, inflation-adjusted average annual spending per student at 4-year non-profit colleges has risen from $67,238 to $82,116, with only 27% of this spending used for student instruction.

• In addition to student loans, federal, state and local governments spent $237 billion on higher education in 2022, or 87% of all spending by public and private colleges on functions that directly contribute to the education of students and the general public.

• As student loan amounts and college costs rose, Obama and Biden issued a flurry of regulations and directives that transferred the debts of student loan borrowers to taxpayers.

• In 2022, Biden announced that he is “forgiving” $20,000 of student loan debt for the vast bulk of Pell Grant recipients and $10,000 for most others who owe student loans.

• Biden’s fiat — which flagrantly defied federal law — would have cost taxpayers $605 billion to more than $1 trillion, or an average of $4,700 to $7,700 for every household in the nation.

• After the Supreme Court struck down Biden’s illegal decree in 2023, Biden continued taking other executive actions to transfer student loan debts to taxpayers.

• In 2025, Congressional Republicans and Donald Trump passed the One Big Beautiful Bill Act, which prevents post-graduate students from unlimited borrowing by placing a lifetime student loan cap of $100,000 for grad students and $200,000 for professional students who study to become doctors, dentists, veterinarians, etc.

• The BBB also replaced a patchwork of “more than 40 repayment and discharge options” with two major options: (1) pay the loan back in the standard 10-year timeframe, or (2) pay it back based on your income.

• Under the income-based option, monthly payments are at least $10 and range from 1% to 10% of borrowers’ incomes with the “applicable percentage increasing by one percentage point” as income rises by $10,000.

• Thus, a person making $10,000 a year would pay no more than $10 per month. A person earning $50,000 per year would pay a maximum of 5% of their income, or no more than $208 per month. A person earning $100,000 per year would pay a maximum of 10% of their income, or no more than $833 per month.

• Also, monthly payments are reduced by $50 for each dependent of the borrower. Thus, a person with two dependents and $70,000 in income would pay no more than $308 per month.

• Also, the BBB waives interest in certain cases when “borrowers make on-time monthly payments, ending the cycle of payments that do little to reduce loan balances.”

• As the federal government became progressively more involved in higher education, the average time spent by full-time college students on educational activities like attending class and studying dropped from roughly 40 hours per week in 1961 to 27 hours per week in 2003.

• In 2005–2007, full-time students at 4-year colleges spent an average of 27–28 hours per week on educational activities and 43 hours per week on leisure activities and sports.

• A 2003 assessment of the literacy skills of graduating college students found that only 39% of males and 30% of females at 4-year colleges were proficient in quantitative literacy, which is the ability to “identify and perform computations” using “numbers embedded in printed materials,” such as “balancing a checkbook, figuring out a tip, completing an order form, or determining the amount of interest on a loan from an advertisement.”

• Entry-and-exit assessments of the “critical thinking, complex reasoning, and writing skills” of full-time students who entered 4-year colleges in 2005 and graduated in 2009 found that approximately one-third them didn’t improve their skills by more than one percentage point “over four years of college.”

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000842

Bernie Sanders claims it’s an “absurdity” that “Elon Musk, a trillionaire, pays the same amount into Social Security as someone making $184,500.”

IN FACT, SS is already a raw deal for high-income workers, the inflation-adjusted maximum payroll tax is now 10 times the promised maximum, and socialists are trying to make this tax unlimited to cover for the inherent flaws of SS. Here are the specifics:

• During the Great Depression of the 1930s, Congress and Democrat President Franklin Delano Roosevelt instituted programs primarily modeled after the European social welfare programs that began in Germany under Otto von Bismarck, a forefather of National Socialism (aka N***sm).

• One of those programs was Social Security, which they enacted in 1935 with an explicit promise that “the most you will ever pay” in taxes for the program is “3 cents on each dollar you earn, up to $3,000 a year.”

• Since then, various Congresses and Presidents have passed more than 15 laws to increase the payroll tax rate above the 3% promise and raise the maximum taxable wage faster than inflation to cover for Social Security’s financial problems.

• Adjusted for inflation, the maximum payroll tax is now 9.4 times the promised amount.

• Workers who earned average wages and retired at the age of 65 in 1980 recovered the value of their payroll taxes (including interest) in 2.8 years, while for workers who retired in 2003, it took 17.4 years. For workers who retired in 2020, it will take 21.6 years, assuming that SS has enough money to pay scheduled benefits for this entire period, which it is not projected to have.

• The first person to receive SS benefits was a legal secretary by the name of Ida May Fuller who paid a total of $25 in taxes over three years of work, lived to the age of 100, and collected $22,889 in benefits.

• Per the U.S. Treasury, “Social Security benefits are generally redistributed intentionally toward lower-wage workers (i.e., benefits are progressive).”

• Low-wage workers also receive an effective refund of most of their Social Security taxes through the earned income tax credit.

• Per a Congressional Budget Office report on Social Security, “over their lifetimes most high earners receive much less in benefits than they pay in taxes.”

• Despite an explicit pledge from the federal government that people will receive SS benefits “regardless of the amount of property or income” they have, the SS benefits of people with high ongoing incomes are taxed.

• Democrats are lobbying to remove the cap on SS payroll taxes and make them unlimited, as they did with Medicare while breaking Democrat President Lyndon B. Johnson’s promise that the program would cost “no more than $1 a month” per worker.

• Removing the cap on SS payroll taxes would markedly sever the relationship between taxes paid and benefits received, further transforming SS from a social insurance program into a means-tested welfare program.

• Contrary to a common myth, Social Security is not a saving plan but mainly a “pay-as-you-go” program that pays most of its benefits by taxing people who are currently working.

• Contrary to other common myths, the SS Trust Fund hasn’t been looted, Trust Fund operations haven’t changed in any meaningful way since the outset of the program, and no money has been diverted from SS to the SSI program.

• Those myths have enabled creeping socialism in which each generation of beneficiaries takes more of the next generation’s paychecks.

• Social Security is facing insolvency mainly because it operates like a Ponzi Scheme and the ratio of workers paying taxes to people receiving benefits has fallen by three times since 1955 and is projected to fall further.

Hyperlinks to the sources of all the facts above are available at https://www.justfactsdaily.com/in-fact/n0000840