Thomas J. Few Sr

Credit Tip of the Day: Should I close out this old account?🤔 Anytime that you are considering closing out an active credit account you should always tread lightly. Check out this video to find out why.

Credit Tip of the Day: Do you understand how credit utilization works? 🤔🤔 If not you should check out this short video because it plays a big role in your overall credit score. Let's continue mastering this credit game together! 💪🏿💪🏿💪🏿

Credit Tip of the Day: Credit is life and life is credit. Did you know that credit rating impacts many areas of your life? Check out this video to learn why it's so important to make sure that your credit profile accurately reflects you!

Credit Tip of the Day: Have you ever heard of a merged credit profile? 🤔🤔 It's something that happens when you share a similar name as someone else and their credit crap gets put on your file in error! 🙍🏾‍♂️🙍🏾‍♂️ This shouldn't happen but it happens more than you think. That's why it's so critical to check out your credit profile on a regular basis.

Credit Tip of the Day: When it comes to credit cards do you know the difference between your payment due date and your settlement date? I know most people that I run into don't understand how these two days can have an impact on what is being reported to the credit reporting agencies on a monthly basis. Knowing the difference could make a huge impact on your credit score. Check out the video to find out more. As always please share if you find value. 😉

What are you waiting for? Have you heard of the term "opportunity cost"? It's the loss of potential gain when one alternative is chosen versus another. Its happening every day that you choose not to take action to become a home owner. I know you have been thinking about it. So what's stopping you???🤔🤔

Credit Tip of the Day: What do you do when you have done all the right things with your credit profile and your scores just won't seem to move? Well sometimes just good old fashion time is the only solution and you may just have to wait for your profile to age more to get that score to go up. But Thomas, what if I don't have a lot of time because I need to buy that house or that car right now? You will have to watch the video to find out. 🤔😉

Credit Tip of the Day: Are you struggling to build a bankable credit profile. Sometimes just by making some minor tweaks you can add a little shine to that credit report of yours. Lenders like to see you flexing those credit muscles using different types of credit. What do I mean by different types of credit? Check out the video to find out! 😁😁