06/06/2025
Today I got to help sweet friends buy their first house. There is something so special about helping my creative community do something so momentous.
Here is hoping for many years of wonderful memories and lots of joy and laughter in their new home. I’m overjoyed for you. 🐥
Huge thanks to Thomas Shapiro, Licensed Real Estate Broker in OR & WA Patrik Antich and Angie Monize with First American Title - Oregon for being such an awesome team!
06/02/2025
I love to end the loan process with my borrower's the same way I start them, in person with real connection. This is about more than just closing a loan, it's about opening the door for someone to own their own home and start a new chapter of their life.
Congratulations Peter. Your loan is officially closed, the keys are on their way, and your new adventure begins today. It’s been such a joy to be part of your journey — thank you for trusting me to help make this dream a reality!
Wishing you so many happy memories in your new home. 🥂🏠
A huge thank you to Porshe Turner for introducing me to Peter and being an amazing friend and realtor. You helped make this process fun and easy.
And thanks to Krista Thorne at Fidelity Title for making the signing such a breeze.
03/10/2025
🌱🏡 Happy Festival of Life in Cracks Day! 🌿✨
Life has a funny way of thriving in the most unexpected places—just like those little flowers pushing through the cracks in the sidewalk, hope and opportunity can bloom in ways we never imagined. 💛
As a mortgage broker, I see this every day—people finding their perfect home even when the path seems uncertain. Whether you’re working through financial hurdles or just starting your homeownership journey, there’s always a way forward.
If you’re dreaming of a new home but feeling stuck, let’s find the cracks where opportunity grows. 🌱🏡 Your dream is closer than you think! Christine Lassiter, Mortgage Broker, Two Rivers Mortgage, NMLS 2248608/1647999
02/19/2025
💰 Debt-to-Income (DTI): What It Is & Why It Matters 🏡
Before buying a home, lenders check your Debt-to-Income (DTI) ratio to see how much of your income goes toward debt payments. A lower DTI means you’re in a better position to qualify for a mortgage !✅
📊 How to Calculate DTI:
(Total Monthly Debt Payments ÷ Gross Monthly Income) x 100 = DTI %
💡 Documents You’ll Need to Calculate It:
📄 Income Docs: Pay stubs, W-2s, tax returns
💳 Liabilities/Debts: Credit cards, car loans, student loans, personal loans
🏦 Assets: Bank statements, savings, investments
Lenders typically look for a DTI of 43% (but some programs will go up to 50%) for mortgage approval, but the lower, the better! Want to check your DTI & see where you stand? DM me—I’m happy to help! 😊🏡